Spain Archives - Your Overseas Home https://www.youroverseashome.com/articles/category/spain/ Overseas Property Buying Resource Fri, 05 Sep 2025 14:37:47 +0000 en-GB hourly 1 https://wordpress.org/?v=6.8.2 Discover the Costa Brava – the cooler choice for your Spanish home https://www.youroverseashome.com/articles/spain-costa-brava/ Fri, 05 Sep 2025 14:36:00 +0000 https://www.youroverseashome.com/?p=274543 House-hunters chasing year-round sun have tended to bypass the Costa Brava in northern Spain. But could they be missing a trick? For many people, its temperate climate could make it […]

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House-hunters chasing year-round sun have tended to bypass the Costa Brava in northern Spain. But could they be missing a trick? For many people, its temperate climate could make it more attractive than the increasingly searing temperatures of the southern Costas. And be warned – once you experience Catalonia’s most famous coastline with its picturesque bays, charming resorts, rich culture and world-class gastronomy, there is no going back…

Heatwaves are normal in Spain but 2025’s is being reported as the most intense on record. Unsurprisingly, the mercury peaked in Andalusia in the south, which this year experienced a new June high of 46 degrees. For some property-buyers, the prospect of putting up with southern Spain’s increasingly long, sweltering summers just to enjoy warm winters may no longer be worth it.

Cue the Costa Brava and why now could be time to seriously consider it as a place to own a home. This winding, pine-clad stretch of Mediterranean coast – which starts at Blanes around 70 kilometres north of Barcelona and ends a stone’s throw from the French border – has a more seasonal climate compared to most other Spanish Costas. This is thanks largely to its northerly location and being close to the Pyrenees.

Browse properties on the Costa Brava

Summers there get hot still, with max temperatures averaging 31 degrees in the summer, while winters are cool (max 14 degrees). Spring and autumn are wetter but generally pleasant during the day. In the words of the Met Office, “its location on the northeast coast of Spain means the Costa Brava often has more comfortable temperatures than other parts of the country, which can be appealing to those who find the searing summer heat a little too much”.

The fresher winters mean most of the resorts are very seasonal. Beachside tourist areas will be quiet between October and May, with many tourist businesses not opening up till Easter weekend each year. But the ‘old town’ areas of resorts, where locals tend to live, and hubs like Figueras and Girona are lively all year-round.

And how about access? Options for getting there (without driving across France) include flying to Barcelona (typically 75-90 mins transfer), or Girona (approx. 30-45 mins transfer), or these days, why not consider a TGV train – via Paris if coming from the UK – direct to Figueras or Girona.

Culture and food

The Costa Brava, with its hidden coves and picturesque resorts, is far more than a summer beach destination. Creative types and foodies have been coming to this corner of Catalonia for decades. Its most famous native was the surreal artist Salvador Dali, said to have been inspired by the wild seascape – as were Picasso and Miro who spent time there.

Another local boy is ground-breaking chef Ferran Adria, creator of the famous El Bulli restaurant, who put Catalonia on the international gastronomic map. The Roca brothers in Girona grew its reputation further with their ‘world’s best’ restaurant. Today Catalonia is the Spanish region with the most Michelin stars. In a nod to all this, Catalonia is the World Region of Gastronomy 2025.

Writers lured by the natural scenery and local charm over the years include Truman Capote, Tom Sharpe and George Orwell. Even Hollywood actresses Madeleine Caroll and Eva Gardner fell in love with the coastline. You’ll find statues of them in their favourite resorts.

Landscape for year-round living

Flamingoes in Aiguamolls national

The Aiguamolls de l’Empordà Natural Park

A 10-minute drive inland from the Costa Brava coast and you can be in rolling farmland or amongst forested foothills. Rivers fed by the Pyrenees ensure the landscape is lush and fertile. Highlights in the northern Costa Brava, or Alt Emporda, include the wild lunar-like Cap Creus peninsula and the Aiguamolls wetlands natural park on the Bay of Roses, where the sweeping seven-kilometre beach at Sant Pere Pescador is one of Spain’s top kite-surfing spots.

Up and down the coast, the Cami de Ronda trail and other paths weave along the coast and along pine-clad cliffs, through dunes and ancient stone villages. The whole area is a year-round paradise for walking and cycling, or river-based activities. Or discovering new places to eat – local restaurants in old farming communities are open year-round and excellent value. Venture a couple of hours towards the Pyrenean peaks in the winter months and you could be on a ski slope.

Don’t know where to start searching? You may have heard of Lloret de Mar, arguably the Costa Brava’s largest and most famous resort, one where package holidays helped put the north-east of Spain on the tourism map in the 1960s. Put that to one side. Our partner, Great Estates has a wide selection of homes across the Costa Brava, available right now. Here is a run-down of some of the Costa Brava’s other spots we think you should know about…

Dali’s arty sanctuary – Cadaques

This is one of the Costa Brava’s most famous towns, thanks to its connections with Sr Dali. Born in Figueres, the art maestro lived much of his life in the Port Lligat area of Cadaques. The town forms one corner of the so-called ‘Dali Triangle’ along with Pubol and Figueres.

Set in a bay, surrounded by a wild rocky landscape, the narrow streets and quayside of this pretty, white town are lined with restaurants and art galleries. With its arty bo-ho vibe, the most desirable properties are on the edge of town away from the tourists. Budget around €500,000 for a central pied-a-terre and anything up to €2m for a detached villa.

An equally charming fishing town on the other side of the Cap Creus peninsula could be Port de la Selva.

Full-package family resort – Roses

All-inclusive hotels that line the beachfront put Roses on the tourist map, but this family oriented resort has lots to offer homeowners. Highlights include a sweet old town, castle, leisure marina and fishing port (the largest fleet in the Costa Brava), water park and access to lots of gorgeous coves.

Away from the busy centre, popular residential areas are around the beaches at Canyelles and Almadrava. Or for stunning views across the bay, opt for a hillside community, such as Mas Fumats, Mas Boscà or Puig Rom, a short drive inland. Roses also has a purpose built marina community at Santa Margarita, where homes have private moorings.

Lots of choice for large apartments in the €150,000-€300,000 range. For a small house/ villa budget from €375,000.

Waterside community – Empuriabrava

A couple of kilometres west of Roses is Empuriabrava, Europe’s largest marina community. With 24 kilometres of navigable canals lined with waterfront properties, this is Europe’s largest marina community. It’s a year-round destination, although many homeowners let their property during July and August and prefer to spend time there out of season.

Set beside the estuary of the Muga river, Empuriabrava has its own beach, as well as restaurants and basic amenities. Budget from €400,000 for a typical ‘fisherman’ style (terraced) house with a mooring, or €200,000-€300,000 for a good choice of apartments on the canalside.

Beautiful bays and ancient ruins – L’Escala

On the southern end of the Bay of Roses, L’Escala is a picturesque fishing town famous for its anchovy production that has grown into a popular summer destination. A scenic prom links its maze-like old town, set around two coves, with its newer more touristy district at Riells, home to a large beach and L’Escala’s marina and fishing port.

The town includes the Greco-Roman Empuries ruins and ancient stone village of Sant Marti d’Empuries. Round another headland to the south is Montgo Bay, home to some of the town’s most exclusive villas perched on the hillside. Heading south takes you into a natural park area that ends at L’Estartit, a livelier more touristy resort. Off the coast there are the Medes Islands, a protected marine reserve with excellent diving. In L’Escala, budget €150,000-€275,000 for an apartment, from €375,000 for a small house or villa and upwards of €750,000 for a premium villa with views.

Pals, Begur and Palafrugell – dreamy bays and ancient towns

House with pool

Three-bedroom house in Begur: €880,000

The crown in the Costa Brava’s jewels is the area covering Pals down to Palafrugell. You’ve seen the postcards of tiny coves with crystal clear water tucked beneath pine-clad cliffs – this is where you find them.

Pals and Begur are enchanting fortified towns, the former built into a lump of natural rock, while equally old Palafrugell is larger, with majestic squares and a year-round population. All are within a few kilometres of each other and hubs serving this stunning stretch of coastline. Starting at Pals beach, a string of secluded coves winds south around overhanging cliffs, where private villas peak you from amongst the pines. These include Sa Riera, Aiguafreda, Sa Tuna, Fornells, Aiguablava and Tamariu. Most are nothing more than beaches, some with a bar/restaurant and mooring area. The final two bays at Llafranc and Calella de Palafrugell are bijou and highly desirable resorts, which ooze Catalan fishing village charm.

Besides sea-facing villas and apartments, luxury villas and converted farmhouses with large plots, set amongst the olive groves and a short drive from the coast are sought-after properties. Budget from €400,000 for a sea-facing apartment or small house without a view; anything from €800,000-€2.5m for a large detached family villa.

The Golden Triangle – Palamós to Sant Feliu

City and sea view from an apartment

Two/three/four-bedroom apartments in Palamós: from €269,000

The corners of the so-called coastal Golden Triangle are Palamós, Sant Feliu de Guixols and inland at Santa Cristina d’Aro. This area offers a bit of everything that makes the Costa Brava so appealing. Palamós and Sant Feliu are old fishing towns, where an active fleet and marina keep them busy most of the year, while in the summer months they become family beach resorts.

Calonge is a small medieval town in the wooded hills just off the coast, where small villa communities, such as Vizcondado de Cabanyes, Mas Pere or Mas Ambros, are especially popular with British owners. Its beach area, an extension of Palamós beach, is a couple of kilometres away at Sant Antoni de Calonge and offers modern apartment blocks.

In amongst this stretch is the chic gated community of S’Agaro set around pretty Sant Pol Bay and with its hidden beach at Sa Conca. By contrast, neighbouring Platja d’Aro is a lively resort with a sweeping 2.5-kilometre beachfront, overlooked by apartment blocks and hotels, and known for its lively bars and nightlife that attracts residents of Barcelona.

A budget of €125,000-€200,000 will deliver a choice of apartments a few minutes inland. Budget from €250,000 for an apartment a short stroll from the beach, €350,000 upwards for village or modern terraced houses and €500,000-plus for detached houses or villas.

House with swimming pool

Two-bedroom house in Calonge: €440,000

 

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Back to school in Spain – what expats with children need to know https://www.youroverseashome.com/articles/spain-back-to-school/ Wed, 03 Sep 2025 10:20:40 +0000 https://www.youroverseashome.com/?p=274427 As September arrives in Spain, families swap beach bags for schoolbooks. From timetables and uniforms to regional languages and phone bans, our writer Sally explains what the new academic year […]

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As September arrives in Spain, families swap beach bags for schoolbooks. From timetables and uniforms to regional languages and phone bans, our writer Sally explains what the new academic year means for pupils, parents and expats getting to grips with the Spanish school system.

In Spain, September signals a return to routine after the long, hot summer. Children head back to school with new books and uniforms while parents juggle supplies, timetables and the emotional shift of getting back into term-time life. For expats, it’s also a chance to understand how the Spanish education system works – from class times and concertados to uniforms, book costs and language options.

Contents

The return to school

Now that August and the hot, sunny holidays have slipped away, thoughts in Spain are focused on the return to work and the return to school. In my area, the weather seems to be feeling the stress as we have had thunderstorms and torrential rain, though temperatures have held up well.

In Spain, the return to school in September is marked by a sense of both excitement and routine. After the long summer holidays, children head back to class, often still in the lingering heat of late summer. Families busy themselves with buying new books, uniforms and supplies, while schools prepare to welcome pupils with fresh timetables and activities. The start of term is seen as a new beginning, not only for students but also for families, as daily life settles back into its familiar rhythm.

The shops here are full of “back to school” offers and necessities. Harried parents are buying quickly before the term begins. The dates vary from autonomous region to region. In Catalonia the teachers went back to work this week and the children will join them next Monday.

The system

The education system in Spain is different from the UK. The school day is split for most children under 17, with a morning session from 8:30am or 9:00am to 1:00pm, when the majority will go home (or more likely, to their Grandparents) for lunch, to return to school at 3:00pm for a further two hours, with the school day ending at 5:00pm. In some schools, older students will start at 8:00am and finish at 2:00pm – not that they can go out to play afterwards – they will have a great amount of homework to get through, possibly language classes at a privately owned school and/or sports/dance/music lessons before they have their evening meal, which is typically from 9:00pm or 10:00pm.

The lessons are very structured, with classes of up to 30 with differing abilities. The class size depends on which type of school it is: state, private or concertado: In Spain, semi-private schools, known as colegios concertados, sit somewhere between the state and private systems. They are privately run, often by religious organisations, but receive government funding, which helps to keep fees lower than in fully private schools. Parents usually pay a monthly contribution, which can vary depending on the school, alongside costs for books, uniforms and extracurricular activities. These schools often follow the national curriculum but may also place particular emphasis on languages, values or specific educational approaches. For many families, concertados are seen as a middle ground, offering smaller class sizes or a particular ethos without the high cost of private education.

The language of classes

You might think that Spanish is the lingua franca in Spanish schools. It isn’t. Several regions use their own languages for some or all lessons. In Catalonia, all classes are taught in Catalan, with Spanish as a second language. In Valencia, parents now have the option of sending their children to either a Spanish-speaking school or a Valencian-speaking school. A similar system applies to Galicia and in the Basque Country – parents can choose between Spanish, Spanish and Basque or Basque. In the end, however, all students can speak Spanish as well as their local language.

Standards in English vary; the main problem is conversational English which takes second place to grammar and written work. This is why many parents pay for their children to attend private English classes after school. Several other languages are taught in these schools as well.

Uniforms

In Spain, whether pupils wear a uniform or not depends largely on the type of school they attend. State schools rarely require one, allowing children to dress in their own clothes, while semi-private and private schools almost always expect students to wear a uniform. These typically consist of a polo shirt or blouse, a jumper or blazer with the school crest and trousers or a skirt, often in the school’s colours. Many schools also have a sports kit for physical education. For parents, uniforms can be both practical and costly, as they simplify daily dressing but need to be bought from specific suppliers. For pupils, wearing a uniform is often seen as a way of creating a sense of identity and belonging within the school community.

With the rising cost of living, many parents are turning to secondhand uniforms – a comparatively new phenomenon.

Books

In Spanish schools, books play a central role in learning, but they can also be a significant expense for families. At the start of each academic year, parents are given a list of required textbooks, which often need to be purchased new, although some schools encourage book exchanges or second-hand sales to help reduce costs. Many semi-private and private schools insist on specific editions, while state schools may offer book-lending schemes in certain regions. Increasingly, digital resources are being introduced, with tablets or e-books replacing traditional texts in some classrooms. Despite these changes, the annual trip to buy schoolbooks remains a familiar ritual for families across Spain.

Some regions provide financial aid for purchasing books. You should ask what is available at your child’s school.

School meals

Schools in Spain do provide lunches, but they are expensive, especially if you have more than one child. This is why most children will go home for lunch and may only stay at school one day a week. The Spanish government has introduced legislation which provides for healthy meals in schools (also in hospitals and other institutions). This is very welcome, as young Spanish people lean towards fast food which has resulted in an obesity problem.

Teacher-student ratio

As of this year, the Government and regions plan to reduce the teacher-student ratios, though, as yet, no formal plan has been presented. This is good news for both, as handling a large class of different nationalities and abilities is difficult, and the students are unlikely to receive enough personal attention.

Mobile phones

Catalonia has begun the new school year with a ban on mobile phones in secondary schools, as well as reducing screentime in primary schools. Most parents are happy with this. Madrid is next in line, banning mobiles in concertado schools and Murcia has introduced new rules on screentime. Other regions will no doubt follow.

Whether in state, semi-private or private schools, the start of term marks a fresh beginning, setting the tone for the year ahead and restoring a familiar rhythm to daily life.

 

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Reader story – Why Terry fell for Olvera over the Costa del Sol https://www.youroverseashome.com/articles/spain-case-study-olvera/ Tue, 02 Sep 2025 15:12:50 +0000 https://www.youroverseashome.com/?p=274359 Your Overseas Home reader Terry Pickard swapped Marbella for Olvera – a white village with hilltop views and olive groves, crowned by both a church and an 800-year-old castle. He […]

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Your Overseas Home reader Terry Pickard swapped Marbella for Olvera – a white village with hilltop views and olive groves, crowned by both a church and an 800-year-old castle. He can’t fathom why one of Spain’s prettiest places is still overlooked – especially when homes here offer so much more for the money.

High above rolling olive groves, Olvera’s whitewashed streets wind towards a hilltop church and an 800-year-old castle – a postcard-worthy scene that explains why it’s often listed among Spain’s prettiest villages. Olvera sits on the Ruta de los Pueblos Blancos, a scenic route through white villages nestled in the Sierra de Grazalema Natural Park, known for its rugged terrain and rich biodiversity. The surprise for many buyers is the price: homes here are typically 30% of the cost of those on the Costa del Sol.

Spain’s best-kept secret?

After 42 years in property – including running his own agency in Ukraine – Terry Pickard has set his sights on Spain, making it his mission to buy and renovate homes there. “Since the war in Ukraine, my wife and I have been living in Spain full-time, in our apartment just outside San Pedro in Marbella. Property prices have risen dramatically since we bought it nine years ago – especially following the recovery from the Covid pandemic. We bought our apartment for €225,000 in 2016, and today it’s worth approximately €600,000! We’re not selling it as we plan to retire there, but we could get €300 per day by renting it out.

“Four months ago, I bought a four-bedroom townhouse in Olvera for €83,000,” he continues. “While looking, I researched the market everywhere along the Costa del Sol and found that prices had gone up dramatically. For my property purchase, I was seeking a location where the trend had not yet reached.” He sees Olvera as the smart alternative to the coast. “The price we paid in Olvera is exceptional because around Marbella is a real hot spot for properties – not just along the coast, but throughout Andalusia and now increasingly inland to towns such as Ronda, Caceres, Gaucin and others. Properties in these towns are three times the price of those in Olvera. And because tourism is growing, prices will only increase.”

After much research, Terry found that Olvera ticked every box. He was so taken with the village that he put in offers on three other properties in the Old Town. During his search, he even saw a €20,000 house with a collapsed roof – a tempting challenge for keen renovators. “The house I’ve just bought has four bedrooms and is right next to Olvera’s famous church,” says Terry. “All for just €80,000!”

Front door and back door view of a house

Terry’s four-bedroom townhouse in Olvera

Why Olvera?

As well as compelling value compared with its neighbours, Olvera is also among the ten most beautiful villages in Spain, according to National Geographic. Surrounded by Olive trees, it is at the heart of the olive oil industry in Andalusia, producing its own olive oil under the brand Los Remedios.

While the village remains relatively undiscovered, its appeal is spreading. “Tourists are coming to Olvera for cycling, trekking and simply sightseeing. Airbnb lets for the type of property I’ve bought are achieving €200 per night,” says Terry. “The interior area of Andalusia is growing increasingly popular with foreign visitors who are seeking more than sea, sand, sun and sangria, but also Spanish visitors for cycling and walking tours in the beautiful countryside.”

Renovation plans

Collage of inside a house with rubble

Terry’s four-bedroom townhouse cost €80,000; renovations are expected to cost about the same

“I’ve been restoring buildings for 40-odd years – something I’ve done in many countries, including the UK, Denmark, France, Russia and Ukraine,” says Terry. “I’m starting on a major refurbishment program on my Olvera townhouse, which will cost around the same as the property price to turn it into a livable four-bedroom ensuite home for ourselves, and to rent out on Airbnb and Booking.com. Two things that are absolutely essential for us are a swimming pool and a view of the church and castle.

“My son and daughter are organising the refurbishment with the help of a local builder who’s recently finished a beautiful renovation of his own – which is why we commissioned him to do ours. It should be about three to four months until completion.”

Advice for other buyers

Terry’s advice for other buyers is simple: decide why you’re buying and set a firm budget. He’s taking his own advice too – getting his Spanish up to speed. He adds: “If you want to get away from the overpopulated coast, I discovered an initiative offering a financial incentive called HolaPueblo”.

The HolaPueblo initiative is designed to breathe new life into rural Spain by supporting people with entrepreneurial ideas to settle in traditional villages. Through grants and practical guidance, it helps individuals and families start businesses while enjoying a slower pace of life. In some cases, applicants are even offered financial incentives to make the move – part of a wider effort to tackle rural depopulation. In Andalusia, HolaPueblo has already taken root in villages such as Paymogo in Huelva, Coripe in Seville, La Bobadilla in Jaén and Zufre in Huelva. So far, most of those taking part are couples with children (around 45%), with the majority aged between 35 and 50 (67%).

The interior of Andalusia is growing increasingly popular with those seeking more than sea, sand, sun and sangria

What’s next?

Not one to rest on his laurels, Terry is also in the process of buying his second property in Olvera – and possibly even a third on behalf of a client.

Another opportunity on his radar is a 500-square-metre building priced at €70,000, which would need around €400,000 to convert into an eight-bedroom boutique hotel – the only hotel in the Old Town. “The reason it is so cheap is because it’s too big as a home and so far, no one has the vision to see the opportunity,” explains Terry. “I’m still trying to find a co-investor for the hotel project. I’m especially excited about it, as I’ve seen another eight-bedroom boutique hotel for sale on the outskirts of town for €1.2m!”

With property prices in Olvera currently only 30% of its famous neighbours, such as Ronda, and with a growing tourist market, it will make an excellent business opportunity with potential gross annual yields of 30%,” he predicts. “Property prices will probably double in the next five years.”

“My son and daughter will run the townhouse, but I want to run the hotel myself. My vision is to put on connoisseur evenings where guests stay four nights and enjoy a different cuisine for dinner each evening – for example, Spanish, English or Ukrainian. The property also has an entrance to what used to be small café, so I’d like to reopen that and do breakfasts. Plus, there’s a cellar with an original well, which I would turn into snug.”

That schedule won’t leave much time for Terry’s other interests – running classic car events, travelling and learning languages – but he wouldn’t have it any other way.

Stay tuned: we’ll check back in a few months to see how the renovation is progressing…

 

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Getting utilities connected in Spain https://www.youroverseashome.com/articles/spain-connecting-utilities/ Mon, 01 Sep 2025 09:43:56 +0000 https://www.youroverseashome.com/?p=274269 Sorting out your electricity, gas, water, internet, TV and phone is one of the first steps to feeling truly at home in Spain. This guide walks you through what to […]

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Sorting out your electricity, gas, water, internet, TV and phone is one of the first steps to feeling truly at home in Spain. This guide walks you through what to expect, what it costs and how to get connected with minimal hassle.

Once you’ve moved into your new home in Spain, getting the utilities set up quickly is essential to making everyday life run smoothly. If you’re buying a resale property, most services should already be in place, but you’ll need to switch accounts into your name. With new builds or off-plan purchases, you’ll want written assurance from your developer that everything will be legally connected before completion.

Download the Spain Buying Guide

Contents

Electricity

Spain’s electricity market has opened up in recent years, giving you a choice of providers. Expect two main contract types: fixed-rate (stable monthly cost) and variable-rate (tied to market prices). Which suits you best depends on how much and when you use power. Comparison sites such as Rastreator and consumer groups like the OCU (Organización de Consumidores y Usuarios) are good places to research deals. Bear in mind that Spain has some of the highest electricity costs in Europe, partly due to historic government subsidies now being clawed back.

Gas

Unlike electricity, gas in Spain is comparatively cheap. Many households rely on bottled gas cylinders for cooking and heating, delivered regularly under contract. In some areas, piped natural gas is available but less common. Larger properties may have gas tanks that tie you to a specific supplier.

Water

Water charges vary depending on your property type and usage. For a three-bedroom apartment, expect to pay around €35 per month. Villas with gardens and pools will cost considerably more. Filling a pool can cost several hundred euros depending on size. Consider using taps with water-saving filters, shower regulators and other gadgets to keep bills manageable.

Internet

Major providers include Movistar, Vodafone, Orange and Jazztel. Packages typically combine broadband, landline, mobile and TV. Fibre optic is widespread in larger towns, though coverage in rural areas can be patchy. Basic broadband starts at around €16 plus IVA (VAT) per month. If you’re not fluent in Spanish, check whether English-language support is available.

Telephone

Getting a fixed line can take time – two weeks to two months – especially for new properties without existing connections. Monthly line rental costs around €14-16 plus IVA. Many telecom providers offer the best value when you bundle a landline with a mobile contract. Most agreements are now rolling rather than fixed term, so you can usually switch to another company without facing a penalty.

TV

If you want to keep up with British programmes, you’ll need a satellite system and decoder. Local installers (often British run) can help set this up. The big Spanish telecom companies often include extra streaming services in their deal. For example, Movistar may include a Netflix subscription, Vodafone sometimes bundles HBO and Orange offers sports packages. Spanish broadcasters also show many films and series in English with subtitles, which can help you pick up the language faster.

FAQs

How do I connect electricity in Spain?

If you’re moving into a resale home, you’ll usually just transfer the account into your name. For new builds, ensure the developer provides proof of connection. Then choose a supplier and contract type (fixed or variable) that suits your usage.

How much are utilities per month in Spain?

Expect to pay around €100 to €200 a month in total for electricity, water, gas and internet in a typical apartment. Villas with pools and gardens will be higher, especially for water and electricity.

Is electricity cheaper in Spain or the UK?

As of 2024, electricity in the UK cost around $0.37 per kWh, while in Spain it was about $0.23 per kWh [1].

 

Source:

[1]: Cost of Electricity by Country 2025

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Moving to Spain with pets https://www.youroverseashome.com/articles/spain-moving-pets/ Fri, 29 Aug 2025 17:57:05 +0000 https://www.youroverseashome.com/?p=274258 Taking your pets with you to Spain is absolutely possible – and with the right preparation, it can be a smooth, stress-free part of your move. From vaccinations to paperwork, […]

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Taking your pets with you to Spain is absolutely possible – and with the right preparation, it can be a smooth, stress-free part of your move. From vaccinations to paperwork, here’s how to ensure your four-legged family members settle happily into their new Spanish life.

For many people, leaving a beloved pet behind just isn’t an option. Dogs, cats and even ferrets can make the move with you to Spain, as long as you meet the entry requirements and organise travel carefully. The process is more straightforward than you might expect, but it does take planning – especially if you’re flying. In this guide, we’ll walk you through the essential steps, highlight the rules you’ll need to know and share what life with pets in Spain is really like once you arrive.

Download the Spain Buying Guide

Contents

Requirements for bringing pets to Spain

All pets entering Spain must be microchipped and have an up-to-date rabies vaccination. If you are travelling from the UK, you will need an Animal Health Certificate (AHC) issued by a vet within ten days of travel, which replaces the old EU Pet Passport for UK residents. The certificate confirms:

  • Identification by microchip
  • Valid rabies vaccination (inactive)
  • That it’s been issued by an official vet

Each certificate is valid for four months, and you can only bring up to five pets at a time. Animals must be over 12 weeks old.

Travelling with pets

If you are flying, always check airline rules in advance. Some carriers allow pets in the cabin if they are small enough, but many require pets to travel in the hold. Airlines may restrict animal transport during the summer months due to heat. Driving is a popular option for many pet owners, especially if relocating with larger animals.

Mode of transport Pet requirements Notes
Car Pet must be secure and kept away from driver Consider rest stops and water breaks
Plane Approved pet carrier, vet certificate Check airline policies for restrictions
Train Carrier or muzzle required for dogs Pets permitted on many Spanish trains

Spanish rules for dogs and exotic pets

Spain regulates certain dog breeds classified as potentially dangerous. If your pet falls into this category, you must register it within a month of arrival and obtain a special licence. Dogs must always be kept on a lead in public and only one dog can be handled per person.

Rules for exotic pets are stricter. For instance, Andalusia bans exotic species entirely, and all cats, dogs and ferrets must be registered with the Registro Andaluz de Identificación Animal within three months of arrival.

Veterinary care in Spain

Spain has an excellent network of veterinary practices offering high standards of care. Dogs require annual rabies boosters, and other recommended vaccinations include distemper, paraininfluenza, parvovirus and hepatitis. Cats should be vaccinated against feline gastroenteritis and typhus. If you will be using a kennel for your dog, a kennel cough vaccine is usually required.

Animal shelters and welfare

Spain takes animal welfare increasingly seriously. Organisations such as Encuentra tu Mascota help with pet adoption, lost and found services and provide practical advice. Mistreating animals can now result in heavy fines and even court cases.

FAQs

Can you move with pets to Spain?

Yes. Cats, dogs and even ferrets can move freely if they meet microchip and vaccination requirements. Exotic pets face stricter regulations depending on the region.

Can I fly with my pet from the UK to Spain?

Yes, but rules vary by airline. Some allow pets in the cabin if under a certain weight, while others only accept pets in the hold. Always confirm policies before booking.

How much does it cost to move a dog to Spain?

Costs vary depending on transport method. Driving may only involve fuel, pet insurance and vet checks, while flying can cost £200 to £1,000 depending on size, airline and carrier fees. Additional expenses may include microchipping, vaccinations and the Animal Health Certificate.

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Opening a bank account in Spain https://www.youroverseashome.com/articles/spain-opening-bank-account/ Fri, 29 Aug 2025 16:27:18 +0000 https://www.youroverseashome.com/?p=274250 Sorting out your banking is one of the first practical steps to settling into life in Spain. While it isn’t a legal requirement, having a Spanish bank account makes day-to-day […]

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Sorting out your banking is one of the first practical steps to settling into life in Spain. While it isn’t a legal requirement, having a Spanish bank account makes day-to-day life smoother, especially when paying bills, transferring money or arranging a mortgage.

Although many banks in Spain have English-speaking staff, it’s helpful to understand the paperwork involved and the fees you might face when setting up your account. With that in mind, here’s what you need to know to open a bank account in Spain.

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Contents

Why open a Spanish bank account?

It isn’t compulsory to open a Spanish account, but it makes managing your finances easier. Utility companies, internet providers and local tax authorities often prefer payments from a domestic bank. In addition, some UK banks no longer allow non-residents to have accounts. If you’re buying a property, a Spanish account also helps you pay notary fees, property taxes and ongoing community charges more easily.

What documents do you need?

Banks in Spain follow strict anti-money laundering regulations, so you’ll need to provide several documents. These usually include:

Requirement Details Notes
Passport Valid proof of identity Must be in date
Proof of address Recent utility bill or rental contract UK or Spanish address usually accepted
Proof of employment status Employment contract, student card or pension certificate Unemployed applicants may need official documents
NIE certificate Foreigners’ identification number Essential for most financial and legal matters

Documents not in Spanish will usually need an official translation by a traductor jurado and may also require legalisation with an Apostille stamp.

Resident and non-resident accounts

Banks in Spain offer two main account types. A resident account is for those living permanently in Spain and usually has lower fees. A non-resident account is for those spending part of the year in Spain or not officially resident. These can have higher charges, but they are easier to open if you haven’t yet relocated full-time.

Bank fees and money transfers

Spanish banks often charge monthly maintenance fees, card fees and transfer costs. These can vary widely, so it’s worth comparing different banks. To avoid losing money on exchange rates when transferring funds from the UK, use a specialist currency provider such as Smart Currency Exchange rather than relying on your bank’s rates.

FAQs

What is the best bank account for non-resident in Spain?

The best option depends on your circumstances. Popular choices for non-residents include large banks such as Santander, Caixabank and Sabadell, which often have English-speaking staff. Compare monthly fees, online banking services and branch availability before deciding.

Do I need an address to open a bank account in Spain?

Yes, banks will ask for proof of address, but this can usually be either a UK or Spanish address if you are a non-resident. A rental agreement, utility bill or council tax statement is usually accepted.

Can I open a Spanish bank account without an NIE number?

Most banks require an NIE certificate, even for non-resident accounts. Some may allow you to open an account temporarily without one, but you’ll usually need to provide it within a set timeframe. Online banks often don’t require an NIE and are popular among expats and digital nomads.

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Moving your possessions to Spain https://www.youroverseashome.com/articles/spain-moving-your-possessions/ Wed, 27 Aug 2025 17:17:11 +0000 https://www.youroverseashome.com/?p=274074 Moving to Spain means deciding what to take with you and how to get it there. From removals companies to customs exemptions, here’s how to move your possessions to Spain […]

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Moving to Spain means deciding what to take with you and how to get it there. From removals companies to customs exemptions, here’s how to move your possessions to Spain without stress.

Relocating to Spain is exciting, but the thought of transporting your entire household can feel daunting. Since Brexit, moving personal goods requires more planning, paperwork and sometimes customs checks. The good news is that, with the right preparation and a reliable removals partner, you can avoid unexpected taxes and get your belongings to Spain without stress

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Contents

Choosing your removal company

It pays to use a reputable removal firm, ideally a member of the British Association of Removers Overseas (BAR) or the Association of International Movers (IAM). A good company will handle customs declarations and guide you through the paperwork. To qualify for import duty and VAT exemptions, you’ll need to show proof of Spanish residency – for example, a TIE card, empadronamiento, or recent Spanish bank statement with your address.

You don’t have to provide this proof immediately, but it must be submitted within 12 months of gaining residency. Some buyers apply months before moving, as long as they can prove the move is genuine.

Find a removal firm

Insurance and planning ahead

Ask your removal company about their insurance policy. Does it cover goods once delivered? Do they include marine insurance if shipping by sea? What about storage before or after the move? Contact companies three to six months before moving – the best ones get booked quickly. Always request multiple quotes and check that prices include tolls, fuel and ferry fees.

What’s exempt from customs and VAT

Most household goods, including bikes, cars and pets, are exempt from duty if you meet these conditions:

  • You have lived outside the EU for at least one year
  • Items have been used for at least six months before the move
  • Goods are for the same use in Spain as they were in the UK
Item Customs/VAT exempt? Conditions
Household goods (furniture, rugs, white goods) Yes Must have been used for 6+ months
Cars and motorbikes Yes Must be owned/used for 6+ months
Pets Yes With valid health and vaccination certificates
Plants Yes Only with a phytosanitary certificate confirming the plant is free from pests and diseases

Packing tips and regulations

Plan for at least six weeks in transit. Keep essentials with you, label every box and supply your company with an inventory list. Regulations include draining fuel from machinery, removing batteries and cleaning garden tools. If your electrical appliances won’t work in Spain, consider selling them before you move. Storage may be cheaper in Spain than the UK, so compare options.

What to take and what to leave behind

Think carefully about your new lifestyle. Shutters replace heavy curtains in most homes, tiled floors make rugs more useful than carpets and outdoor furniture is a must. White goods are more expensive in Spain, so bringing quality appliances may be worthwhile. Bed sizes differ, so bring extra linens if you’re bringing your UK bed.

Bringing pets to Spain

Your pets are family – and welcome in Spain, provided you meet the rules. Dogs and cats must be microchipped and vaccinated against rabies. Dogs from the UK and other non-EU countries need tapeworm treatment. An EU animal health certificate is required if travelling from outside the EU. Always check the latest guidance from the UK government website before travelling.

Frequently asked questions

How much does it cost to move your belongings to Spain?

Costs vary depending on volume, distance, and whether you use air, road, or sea freight. A full household move typically ranges from £2,000-£7,500. Always compare at least three quotes from accredited movers.

Can I take personal belongings to Spain?

Yes – household items, cars and pets are permitted as long as they meet EU customs conditions. Certain restricted goods cannot be imported.

Do I need to pay import tax on personal products if moving to Spain?

If you’re a registered resident in Spain and the goods have been used for at least six months, you should be exempt from paying VAT and import duty. You’ll need to show proof of residency and provide paperwork within 12 months of arrival.

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Organising your finances for a move to Spain https://www.youroverseashome.com/articles/spain-organising-your-finances/ Wed, 27 Aug 2025 16:43:12 +0000 https://www.youroverseashome.com/?p=274067 Planning your finances before moving to Spain is one of the most important steps you can take. From proving your income for visas to managing taxes, pensions and savings, careful […]

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Planning your finances before moving to Spain is one of the most important steps you can take. From proving your income for visas to managing taxes, pensions and savings, careful organisation will help you start your new life abroad with confidence.

Even if you’ve been saving for years, relocating to Spain involves a lot more than buying a property. You’ll need to budget for ongoing costs, understand how Spanish tax rules may affect you and ensure you have a financial cushion in place. Here’s how to get organised.

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Contents

Budgeting for your move

Before committing to a move, it’s essential to calculate your full financial picture. Spanish visas – such as the non-lucrative visa – often require proof that you can support yourself without relying on local work. Even if you’re not applying for a visa, it’s reassuring to know you’ve got every expense covered.

Alongside the cost of purchasing or renting a home, factor in additional fees such as property transfer tax, notary costs and legal fees. These can easily add 10-15% to your property budget. Having a realistic plan from the start avoids unpleasant surprises later.

Understanding ongoing costs

Owning or renting a home in Spain comes with monthly and annual expenses. Being aware of them will help you manage your income and savings effectively.

Expense Typical cost Notes
Utilities (electricity, water, internet) €100-€200 per month Varies by region and usage
Community fees €50-€250 per month For shared facilities like pools or gardens
Annual property tax (IBI) 0.2-1.5% of property value Paid to your local town hall
Home insurance €160-€700 per year Depends on property size and cover

Tax and savings planning

Moving to Spain changes your tax obligations. Spanish residents pay tax on worldwide income, so pensions, rental income and even overseas savings may be taxable. Wealth tax, although it only applies above certain thresholds, is another consideration. Spain also has a 60% rule, where your combined Wealth Tax and Income Tax liabilities cannot exceed 60% of your taxable income base – something to discuss with a qualified tax advisor.

Speak to a Spanish tax expert

Many expats also review where they keep their savings. Spanish banks offer accounts in euros, and you may wish to maintain a UK account for income in sterling. Currency fluctuations can have a big impact, so using a specialist provider for transfers can protect your funds.

Pensions and income in Spain

If you are retiring to Spain, it’s wise to check how your pension will be taxed and paid. UK state pensions can be claimed, via a UK or Spanish bank account. Private pensions and investments may benefit from tax planning before you leave, so speak to a financial advisor with experience in both the UK and Spain.

Frequently asked questions

What is the 60% rule in Spain’s wealth tax?

The 60% rule caps your wealth tax bill so it cannot exceed 60% of your taxable income, helping protect those whose assets may be high but annual income relatively modest.

Where should I put my savings in Spain?

Most expats choose between Spanish bank accounts, international savings accounts or investment products such as bonds or funds. The best option depends on your residency and tax situation.

Are you taxed on your savings in Spain?

Yes, residents are taxed on interest earned from savings and investments, with rates ranging from 19-28% depending on the amount. Your worldwide savings are included in Spanish tax returns.

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The A-to-Z of Spanish customs and culture https://www.youroverseashome.com/articles/spain-customs-and-culture/ Tue, 26 Aug 2025 17:16:31 +0000 https://www.youroverseashome.com/?p=274040 Spanish life is shaped by everyday rituals and centuries-old traditions. From lively festivals to family meals that last for hours, here’s your A-to-Z guide to customs to help you feel […]

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Spanish life is shaped by everyday rituals and centuries-old traditions. From lively festivals to family meals that last for hours, here’s your A-to-Z guide to customs to help you feel truly at home in Spain.

Settling into Spain isn’t just about finding the right property; it’s about embracing the rhythm of daily life. You’ll quickly notice that each region has its own quirks, yet there are shared customs that bind the country together, from the way people greet each other on the street to the food on the table at Christmas. By understanding these traditions, you’ll not only fit in faster but also gain a deeper appreciation of the community and culture that make Spain such a rewarding place to live.

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Contents

Adiós

In Spain, adiós doesn’t only mean goodbye. Locals often use it as a quick hello if they’re in a hurry. It’s a polite acknowledgement that says: “I see you, but I can’t stop to chat.” It may feel strange at first, but once you live in Spain, you’ll catch yourself doing the same. You’ll also hear chao (borrowed from Italian) used as a casual farewell.

Appointments

Punctuality works a little differently in Spain. Arriving 10-15 minutes late for a meeting is normal and not seen as rude. Anything later and it’s polite to phone ahead. Spaniards are flexible, but they also appreciate the courtesy of a call if you’re running behind.

Bread

Fresh bread is a daily ritual in Spain. Supermarkets sell loaves, but many still head to their local bakery where the smell of pan recién hecho (freshly baked bread) fills the street. It’s an essential part of every meal, from breakfast toast to dinner tables.

Bullfighting

Bullfighting remains a controversial tradition. While deeply rooted in Spanish history, it’s banned in Catalonia and faces strong opposition nationwide. Old bullrings in some cities have been transformed into cultural centres or shopping malls – symbols of Spain’s shifting values.

Carnaval

Spain’s answer to Mardi Gras, Carnaval erupts each February before Lent. Expect costumes, music, parades and dancing in the streets. Tenerife and cities like Cádiz and Sitges host world-famous celebrations, but even small towns join in the fun. It’s noisy, colourful and utterly unforgettable.

El Tió de Nadal

In Catalonia, Christmas comes with a quirky twist: the Tió de Nadal or “Christmas log”. From early December, families “feed” the log and tuck it under a blanket. On Christmas Eve, children sing songs and “encourage” the log to produce small gifts like sweets and toys.

Family

Family life is at the heart of Spanish culture. Meals are long and social, often stretching for hours and involving multiple generations. Even those who live far away return home at weekends. For newcomers, being invited to a family meal is a sign you’ve truly been welcomed into Spanish life.

Grapes on New Year’s Eve

At midnight on New Year’s Eve, Spaniards eat 12 grapes – one for each chime of the clock. The challenge is eating them all in time. Succeed, and tradition says you’ll have good luck for the year ahead. Supermarkets even sell packs of 12 grapes ready for the big night.

La siesta

Not everyone naps daily, but the siesta is still part of Spain’s rhythm, especially in hot regions. A 20-minute rest after lunch helps recharge before the long evening ahead. Shops in smaller towns may still close in the afternoon, though in big cities the siesta is more symbolic than practical.

Noche Buena

Christmas Eve is the main festive meal in Spain. Families gather for a feast of shellfish, ham, croquettes, soup and fish before heading to Midnight Mass. The night ends with music, guitars and lively street celebrations – no one goes to bed early on Noche Buena.

Queuing

Spaniards are surprisingly good at queuing – even if the lines look chaotic. When joining a queue, it’s customary to ask “¿Quién es la última?” (“Who’s last?”) to know your place. Greetings like buenos días and buenas tardes are part of the etiquette too.

Second breakfast

A light coffee and pastry at home is followed by almuerzo or “second breakfast” around 11am. Cafés fill with locals enjoying a sandwich, tortilla or croissant before the late lunch at 2pm. It’s so ingrained that offices can feel empty during this mid-morning pause.

Tapas

Tapas are more than just food – they’re a social ritual. Small plates of olives, tortilla, croquettes or jamón are shared with drinks, usually in lively bars around 8pm. The tapas culture encourages conversation and connection, turning mealtimes into social events.

Table of key Spanish traditions

Tradition When it happens What it symbolises
12 grapes at midnight New Year’s Eve Luck and prosperity for the year ahead
Carnaval February (before Lent) Celebration before the solemn season
Noche Buena Christmas Eve Family unity and religious devotion
Tapas evenings Daily, after work Friendship and community

Frequently asked questions

What is Spain’s culture and its traditions?

Spain’s culture blends regional traditions with national customs like family meals, siestas, tapas and fiestas. Each area has unique festivals and food, but the values of family, community and celebration run throughout.

What are symbols of Spanish culture?

Common symbols include flamenco, paella, bullfighting, the red and yellow national flag and traditions like the 12 grapes at New Year. Architecture such as Gaudí’s Sagrada Família also stands as a cultural icon.

What is most important in Spanish culture?

Family and social connection are central. Meals bring people together daily, festivals unite towns and traditions like tapas or fiestas emphasise togetherness. Relationships matter as much as rituals.

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How to enjoy a healthy lifestyle in Spain https://www.youroverseashome.com/articles/spain-healthy-lifestyle/ Tue, 26 Aug 2025 16:55:08 +0000 https://www.youroverseashome.com/?p=274035 Moving to Spain isn’t just about sun, sea and sand – it’s about embracing a healthier way of life. From outdoor sports and social activities to the Mediterranean diet and […]

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Moving to Spain isn’t just about sun, sea and sand – it’s about embracing a healthier way of life. From outdoor sports and social activities to the Mediterranean diet and plenty of daylight, Spain gives you countless opportunities to feel fitter, happier and more energised every day.

Imagine waking up to blue skies almost every day, heading out for a morning walk along the coast, then sharing a leisurely lunch of fresh fish and salad with friends. Life in Spain isn’t just about enjoying the sunshine – it’s about having more energy, living at a slower pace and feeling healthier in body and mind.

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Contents

Why life in Spain feels healthier

Studies show that sunnier climates with more daylight hours improve mental wellbeing and encourage physical activity. In Spain, winter still offers mild weather, so you can stay active outdoors all year. Whether you enjoy golf by the sea, long countryside walks or simply eating fresh produce at a local market, everyday life here naturally nudges you towards better health.

The Mediterranean diet and food culture

The Mediterranean diet is widely regarded as one of the healthiest in the world. In fact, UNESCO has recognised it as part of the world’s cultural heritage. Spaniards eat plenty of fresh vegetables, fruit, legumes, fish and olive oil, with meat often reserved for special occasions. Meals are sociable events, usually enjoyed with family or friends, which contributes to both physical and mental wellbeing.

Markets are central to Spanish food culture. Even small towns have a weekly mercado selling seasonal produce at reasonable prices. Fresh fish, pulses and olive oil form the foundation of many meals, and you’ll often see locals shopping daily rather than weekly. Tapas culture also encourages variety and moderation, with smaller plates that let you enjoy different flavours without overeating.

Food type Typical examples Health benefits
Olive oil Used in cooking and salads Rich in heart-healthy fats
Fresh fish Sardines, tuna, hake High in omega-3 fatty acids
Vegetables & pulses Lentils, chickpeas, peppers, tomatoes Packed with fibre, vitamins and minerals
Fruit Oranges, melons, grapes Natural source of antioxidants

Sport and fitness

Sport is central to Spanish life. You’ll find opportunities everywhere, from grassroots clubs to international leagues. For many, football is more than a sport – it’s a national passion. If you want to play, expat leagues and even walking football teams are common in popular areas.

Other popular sports include basketball, volleyball and handball, with clubs that welcome newcomers. Cycling is another favourite, especially in Mallorca where both professionals and amateurs train on scenic flat roads and mountain climbs. Golf and tennis are also easy to access in coastal areas. Spain has fewer golf courses than the UK – around 500 compared to 2,500 – but they are located exactly where you’d want them, sometimes with sea views.

Life on the water

With thousands of kilometres of coastline, Spain is a paradise for watersports. Surfing, paddleboarding, sailing and kayaking are all easily accessible. In mountainous regions, you’ll also find opportunities for white-water rafting and kayaking. Joining a yacht club is another way to combine fitness with friendship – many clubs allow you to crew for local skippers, especially if you have basic sailing qualifications.

Gentler sports

Not every sport needs to raise your heart rate. Traditional activities like petanca (similar to boules) are hugely popular in Catalonia and beyond. All you need is a gravel court, a group of friends and a couple of hours in the shade. It’s social, relaxed and gives you a true sense of Spanish community life. Long walks in Spain’s national parks and coastal trails also provide low-intensity exercise with high rewards.

Frequently asked questions

How do people stay healthy in Spain?

Spaniards tend to live longer thanks to the Mediterranean diet, which is rich in olive oil, fish, legumes and fresh produce. Together, the Mediterranean diet, outdoor activity and social culture support both physical and mental health.

What is the lifestyle like in Spain?

Spain balances work and leisure differently than the UK. With later mealtimes, regular socialising and more outdoor living, daily life feels more relaxed. Many towns also host regular community events that bring people together, which contributes to wellbeing.

What is the healthiest part of Spain to live in?

Andalusia’s Mediterranean coast and the Canary Islands mild climates, low pollution and access to fresh food, putting them among the healthiest places to live. Areas like Costa Blanca are particularly popular with retirees seeking a health-conscious lifestyle.

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