Moving to Greece brings many joys, from the lifestyle to the climate, but healthcare is something you’ll want to be clear about before you arrive. Whether you’re visiting short-term, working and paying into the system or retiring with a UK pension, the rules vary. Here we break down what you need to know about accessing doctors, hospitals, prescriptions and health insurance in Greece.

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Contents

• How healthcare in Greece works
• Healthcare in Greece for tourists
• State healthcare for residents
• Private health insurance in Greece
• Accessing healthcare: doctors, specialists and pharmacies
• FAQs

How healthcare in Greece works

Healthcare in Greece is delivered through a mix of state and private services. If you need medical assistance in Greece, you’ll be entitled to free basic treatment, with only a small €1 fee for prescriptions. However, if you’re living in the country, it’s strongly recommended that you have health insurance to ensure full access to medical care.

If you are employed, your employer registers you for social insurance (IKA) and contributions are deducted monthly. You can also arrange private health insurance with either a Greek provider or UK insurer.

As in the UK, there are waiting times for some treatments, but the overall quality is rated highly and life expectancy remains among the best in Europe.

Healthcare in Greece for tourists

For short visits of under 90 days, UK citizens can access healthcare using a valid GHIC (Global Health Insurance Card). This replaced the EHIC after Brexit but works in the same way, entitling you to free or reduced-cost treatment in the EU. You can still use an EHIC until it expires.

State healthcare for residents

If you become a resident, your healthcare access depends on your circumstances:

Private health insurance in Greece

Private cover is widely available and often chosen to avoid waiting times or to access private hospitals in cities. The cost depends on age, pre-existing conditions and level of cover. As a rough guide, expect to pay around €500 per month for a family of four or €800 per month for a retired couple.

If you live on an island, it’s worth bearing in mind that you’ll usually receive care from the local state doctor anyway. Private hospitals and emergency evacuation (for example by helicopter) are more costly extras. Always check what’s included in your policy.

Accessing healthcare: doctors, specialists and pharmacies

To find a GP (pathologos), ask at your local pharmacy or look for signs outside buildings. Many pharmacists speak English and can direct you to a doctor. Appointments are usually same-day if you’re willing to wait in the surgery. This is often where expats first meet local neighbours, as Greek waiting rooms are social places.

GPs can refer you to specialists, and preventive screening (such as cancer checks) is sometimes offered free under state schemes.

Pharmacies, identified by the green cross of Asclepius, are widespread and remain central to everyday care.

Alternative and homeopathic medicine is not covered by state insurance and employers will not accept medical certificates issued by these practitioners.

FAQs

How much is healthcare insurance in Greece?

Costs vary, but a family of four can expect to pay around €500 per month, while retired couples may pay €800 or more. Prices rise with age and pre-existing conditions.

Do UK citizens get free healthcare in Greece?

Short-term visitors can access care with a GHIC or valid EHIC. Residents working in Greece, or UK pensioners with an S1 form, receive the same state healthcare rights as Greek citizens.

Do you need health insurance in Greece?

If you are not working or retired with an S1 form, you must take out private health insurance. Even if you are entitled to state care, many expats choose additional private cover for faster access and wider treatment options.

You might also like:

• Why life in Greece boosts your health and happiness 
• How to retire to Greece – visa options, healthcare and top locations 
• How to cook like a local in Greece

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When you get the keys to your Greek home, one of the first practical jobs is putting the utilities into your name. From electricity and water to internet and TV, each service has its own process and paperwork. While you can pay a lawyer’s office to do it all for you, many buyers choose to handle it themselves – it’s straightforward once you know which documents to bring and where to go. This guide takes you through the essentials so you can enjoy life in your new home without worrying about bills piling up.

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Contents

• Electricity
• Water
• Landline, internet and mobile
• Television
• FAQs

Electricity

In Greece you choose a supplier for your electricity (for example PPC/ΔΕΗ) and sign a supply contract in your name. Bring your passport, property purchase or rental contract and the meter or previous bill details. A current Electrical Installation Declaration (ΥΔΕ) may be requested for older properties – a licensed electrician can organise this for around €150-€200. Once your contract is set up, the grid operator HEDNO (ΔΕΔΔΗΕ) handles metering and activations, while you pay your supplier. Most people manage everything online and set up direct debit or card payments for bills.

Greek electricity bills include both your energy charges and local community charges. You can see a line-by-line breakdown in your provider’s bill guide and compare current tariffs on the government price comparison portal.

Water

Water is supplied by regional or municipal companies. In Athens and Attica this is EYDAP; in Thessaloniki it’s EYATH; elsewhere it’s your local DEYA. To put the account in your name, bring your passport, sale or rental contract and the previous bill or supply number. You can register an online account to view and pay bills, set up e-billing and update your details. Meters are read periodically, so you may see a standing-charge bill followed by a catch-up bill based on actual use.

Landline, internet and mobile

COSMOTE, Vodafone and Nova are the main nationwide providers for fixed lines and broadband. You can order by phone or online, then visit a store to present ID and sign the agreement. Package choices span basic internet to bundles with TV. For mobile, you can buy a pay-as-you-go SIM with ID or take a contract if you have local proof of address and AFM (Greece tax number). English-language support is widely available online and via call centres.

Handy setup table

Television

Greece has free-to-air terrestrial channels, with many films broadcast in English. Subscription TV is available through providers such as Nova and COSMOTE TV, often as part of a broadband bundle. Many households stream UK and international services over home internet.

FAQs

How do I get electricity in Greece?

Choose a supplier and sign a contract in your name using your passport and property documents. Your supplier will coordinate meter activation with HEDNO. Set up direct debit or pay online through your supplier account.

Do you pay for water in Greece?

Yes. Water is metered and billed by your regional or municipal company. Billing is usually quarterly, but can be bi-monthly depending on the provider.

Do you need an electricity converter in Greece?

Greece uses 230V at 50Hz with Type C and Type F sockets. If you’re coming from the UK or most of Europe you typically only need a plug adapter, not a voltage converter. Devices from 110-120V countries may require a converter unless they’re dual-voltage.

You might also like:

• Moving your possessions to Greece
• What property taxes do you pay in Greece?
• Buying property in Greece as a foreigner – your complete guide

The post Connecting utilities in Greece appeared first on Your Overseas Home.

Taking your pet abroad can feel daunting, but it’s often one of the best decisions you’ll make. Having your dog or cat with you will help you settle faster and can even open doors socially, with neighbours and locals alike.

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Contents

Greek attitudes to animals

Attitudes to animals in Greece differ from the UK. Following the financial crisis, many households released pets they could no longer afford, leading to a high number of strays. As a result, Greeks are sometimes less relaxed about animals in public spaces.

On public transport, pets must usually be in a carrier. Dogs are often restricted from beaches, restaurants and shops. Always keep your pet under control – letting it roam freely may lead to it being mistaken for a stray.

Requirements before you travel

Pets must comply with EU entry rules. For cats and dogs, this means:

Regulations can change. Check the latest advice from the UK government before travel.

When you arrive in Greece

On arrival, register with a local vet (ktiniatros) as soon as possible. Not all towns have easy access to veterinary services, particularly rural areas, so ask other pet owners locally for recommendations. Keep an emergency vet number handy.

Greece has lower rates of pet ownership than the UK – around 660,000 dogs compared with the UK’s 8.5m. This means fewer services, so being prepared is key.

Returning to the UK with pets

If you plan to return to the UK, you’ll need to follow approved routes and carriers. Budget airlines such as easyJet and Ryanair do not transport animals (other than assistance dogs). Approved carriers can be found on the UK government’s website.

You’ll also need a “fit to fly” statement completed by a local vet within five days of travel. This is part of your pet passport/health certificate. If you’re driving, check regulations for each country you’ll pass through – some Balkan border posts are strict and could refuse entry without correct paperwork.

FAQs about moving pets to Greece

Can you move to Greece with pets?

Yes. Dogs and cats can move with you provided they meet EU entry requirements, including a microchip, rabies vaccination and an Animal Health Certificate or valid Pet Passport.

Can I fly my dog to Greece from the UK?

Yes, but only with approved airlines and routes. Low-cost carriers usually do not accept pets, so check airline rules in advance.

Does Greece require pet quarantine?

No. As long as your pet meets EU requirements, quarantine is not required when entering Greece from the UK.

You might also like:

• Moving your possessions to Greece
• Living among Greece’s wildlife – animals you might spot near your home
• How to enjoy your retirement overseas

The post Moving to Greece with pets appeared first on Your Overseas Home.

You’ve secured your Greek home, completed the paperwork and sorted out the admin. Now comes the practical part – getting your belongings safely from the UK to Greece. From sofas and dining tables to treasured keepsakes, here’s how to move everything smoothly, what it’s likely to cost and which options work best for you.

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Contents

How much does it cost to move to Greece?

Costs vary depending on how much you are moving and how quickly you need it to arrive. A small apartment’s worth of belongings moved by sea from the UK to Greece, including door-to-door service with packing and unpacking, usually costs between £1,500 and £2,500. The process typically takes around eight weeks. Air freight is two to three times more expensive but can deliver in one to three days. Road transport is another option, though driving time from central Britain to central Greece is about 30 hours without breaks.

Shipping methods to Greece

Your options will depend on how much you’re moving, where in Greece your property is and how quickly you want your possessions. Many people combine services – for example, taking essentials by air and larger furniture by sea.

Moving by land

Driving from Calais to Athens covers around 3,000km and takes 30 hours. The route goes through Germany, Austria and the Balkans. Alternatively, you can drive to Italy and take a ferry to Greece, cutting down on driving distance. If you hire a private van service, bear in mind the return leg is often charged too.

Moving by air

If speed matters most, air freight is the way to go. It’s ideal if you’re moving a limited amount, such as when setting up a holiday home. If you’re relocating to an island, you’ll need onward transport by ferry, which is easily arranged from Athens.

Moving by sea

Shipping is usually the most cost-effective option, especially for furniture and bulky items. Sea freight takes at least four to seven days for delivery but can stretch to several weeks depending on the route and consolidation of cargo. Large removal companies often group shipments together to keep prices lower.

Do you need to take everything?

One of the joys of life in Greece is that it’s less about possessions and more about experiences. Many people choose to travel light and buy furniture locally, which is better suited to the climate. You’ll also find major international shops like Ikea if you prefer a familiar option. The key is to balance the sentimental value of items you can’t leave behind with the practicality of starting fresh.

FAQs about moving possessions to Greece

How much does it cost to ship something from the UK to Greece?

For smaller items, courier services can cost from around £30 upwards, depending on weight and delivery speed. For larger household shipments, expect £1,500 to £2,500 by sea or significantly more by air.

How much does it cost to move from the UK to Greece?

The cost of moving a small apartment is typically £1,500 to £2,500 by sea. Larger moves can cost more, and prices vary depending on insurance, packing services and whether you use groupage (shared container space).

Can I just move to Greece from the UK?

Yes, but since Brexit you will need to consider visa and residency requirements. If you plan to stay longer than 90 days in any 180-day period, you must apply for the appropriate residency permit before moving permanently.

You might also like:

• Moving to Greece with pets 
• Why life in Greece boosts your health and happiness
• Buying property in Greece as a foreigner – your complete guide

The post Moving your possessions to Greece appeared first on Your Overseas Home.

Moving abroad is always a big decision, but when you’re relocating with your family there are extra factors to consider. Schooling, healthcare and how your children adapt to a new culture all come into play. The good news is that Greece is family-friendly, safe and welcoming, making it an excellent choice for a long-term move.

Download the Greece Buying Guide

Contents

• Is Greece safe for children?
• Education in Greece
• Paediatric healthcare
• Daily routines and family life
• FAQs

Is Greece safe for children?

Yes. Greece is regarded as a safe country for families and children. Around 20,000 British citizens live in Greece, many of whom have brought up their families there. Greek society is welcoming, and children tend to be embraced by local communities. In small towns and villages, where “everyone knows everyone”, children often enjoy more freedom to play outdoors than they might in the UK.

Children usually adapt faster than adults, quickly making new friends and picking up the language. Involving them in the decision-making – for example, visiting properties and exploring neighbourhoods together – can make the move feel exciting rather than daunting.

Education in Greece

All children between six and 15 must attend school in Greece, under the Ministry of National Education and Religious Affairs. Schooling is divided into primary (Demotiko), junior high (Gymnasio), and senior high (Lykeion). After that, students can continue into vocational training or prepare for university via the Pan-Hellenic National Exams.

Home-schooling is technically illegal in Greece, though in practice authorities may overlook it if children are following a recognised curriculum.

Paediatric healthcare

Most towns and villages in Greece have doctors who provide paediatric care, while larger towns and cities have hospitals and full-service health centres. Families can choose between the state system and private healthcare. State facilities are widespread but can be limited in more remote areas. Private hospitals and clinics, often with English-speaking staff, are a popular choice among expats, and health insurance plans are widely available.

Daily routines and family life

Family life in Greece is shaped by the climate and culture. The school day typically runs from 8:30am to 2pm, with some larger schools offering after-school care until late afternoon. Greece’s summer holidays are long, running from early June to early September. Siesta time – usually 3pm to 6pm – remains an important part of the day, especially in hot weather. This slower pace means children often stay up later in the evenings than in the UK.

Adjusting to these new rhythms takes time, but many families soon appreciate the balance of outdoor play, relaxed evenings and strong community ties. With careful planning and openness to change, moving to Greece can provide your family with a secure, healthy and enjoyable lifestyle.

FAQs

How hard is it to move to Greece from the UK?

It requires planning, but many British families have successfully relocated to Greece. You’ll need to organise visas and residency, find a school and secure accommodation. Having expert legal and property advice makes the process much easier.

Is Greece a good place to raise a family?

Yes. Greece offers a safe environment, outdoor lifestyle and a family-oriented culture. Children benefit from plenty of time outdoors, close community ties and a slower pace of life that many parents value.

How to move to Greece with family?

Start with research and a viewing trip, involve your children in the process and arrange schooling and healthcare early. Seek professional guidance for visas, property purchase and financial planning to ensure a smooth transition.

You might also like:

• Healthcare and health insurance in Greece 
• Why life in Greece boosts your health and happiness
• Living among Greece’s wildlife – animals you might spot near your home 

The post Moving to Greece with your family appeared first on Your Overseas Home.

July, August and September 2025 are bringing higher temperatures, more tourists and some fun events to Greece this summer. Planes and ferries have been so busy that airlines and ferry companies have been putting on extra to meet the demand. With little rain and more visitors, fires and water shortages are inevitable but Greece has the experience to deal with them, and property hunters are still keen to buy their own slice of this beautiful country.

Religious events in Greece this summer

One of Greece’s most important religious holidays was on 15th August, with many celebrations and pilgrimages taking place. Churches had processions through the streets and visitors were able to witness authentic Greek tradition at its best. As well as tourists from abroad, the Greeks also try to take holidays around this date. Pilgrims especially like to visit islands with shrines dedicated to the Virgin Mary.

Top pilgrimage destinations

The most popular pilgrimage destination is the Cycladic Island of Tinos where the church of the Virgin Mary, known as Panagia Evangelistria is located. It is visited by pilgrims from all over the world, who crawl up the carpeted street hoping for miracles from the Theotokos (Mother of God). Other places that are attracting a lot of visitors and pilgrims to Greece this summer are churches on Lesbos, Thassos, Kefalonia, Andros, Rhodes, Skiathos and Naxos, and in particular, the Church of Panagia Ekatontapiliani on Paros.

Local traditions around the holidays

On the island of Zagorohoria, the feasting and dancing in mid-August, goes on for three days. While on Kefalonia snakes miraculously appear on the dome of the Markopoulo village church. The story told by the locals is that at a time when pirates were invading these lands, the local nuns asked the Virgin Mary to transform them into snakes to escape their attention. To this day they return each year to thank the Holy Mother.

Festivals in Greece this summer

Epidaurus festival

In Greece this summer, the Epidaurus Festival at the Ancient Theatre of Epidaurus has performances right up to 23rd August and at the Little Theatre of Ancient Epidaurus until 30th August 2025. I have been to a play there myself; it’s a wonderful ancient open-air amphitheatre with incredible acoustics. My tip is to take a cushion as the stone seating is very hot after a day in the blazing sun.

Andros festival

The International Andros Festival 2025 is loved by everyone who appreciates culture, art and nature. Situated in an open-air theatre on the island of Andros, some of Greece’s most wonderful concerts and theatrical performances are presented from 26th July to 23rd August.

A pirate battle

On the island of Paros, they hold “The Festival of the Pirates” on 23rd August. The event marks the anniversary of the pirate raid on the Cycladic Island, led by Barbarossa in 1537. The local legend tells of pirate’s kidnapping the women of Naoussa village and the locals battling to get them back. Each year locals dress up and reenact the pirate attack and celebrate with music, dance and traditional food.

Panagia Evangelistria on Tinos is the most popular pilgrimage destination in Greece (image: Milan Gonda via Shutterstock)

Music in Greece this summer

At various locations in Greece this summer you can see “Candlelight Concerts”. Even in September you can experience magical candlelight performances in Heraklion and Chania on Crete. If Rock music is more your thing, then the Rock Hard Festival is on 12th-13th September at Technopolis City of Athens. You will also find pop concerts and traditional Greek music being performed.

Greek dance

If you haven’t managed to see Greek dancing in one of the villages yet and want to see it with the traditional costumes and music, head to Athens this summer. At the living museum of Greek dance at Philopappou Hill you can pay to see a spectacular dance performance from a company that has 75 dancers, musicians and singers.

Wildfires in Greece

With the summer heat, it’s inevitable that you will also get some fires. Many countries have had them this summer, even southern England. As houseowners, the best we can do is ensure our land is ploughed to stop any fires from spreading to our trees. If a fire does occur in your area, you should keep doors and windows shut and stay indoors. You can now get air quality apps.

In Greece, this August there is a fire in the Achaia region of the Peloponnese near the city of Patras, which has destroyed forests, farmland, olive groves and even some homes. News reports are claiming that 5,000 firefighters and 33 aircraft have been deployed to get it under control, which at least demonstrates that Greece can access that amount of assistance in an emergency. Wherever you go during the summer, you should check news and travel reports to be aware of any problems. But remember that the majority of the country is not on fire and we shouldn’t be put off visiting the country.

Greece addresses water shortages

On some islands, they have to be extra careful with their water usage. In some cases, ships bring tanks of water. In addition, a water management program has been introduced for 61 municipalities, as part of a Special Action Plan to address water scarcity. Improvements are being made to water supplies, enhancing residents’ quality of life and supporting island communities. As well over €9m from a Public Investment Program, an extra €20m is being designated to areas with the most urgent water needs. One of islands that will benefit is Megisti, the easternmost island in the Aegean, with its horseshoe shaped port and castle built by the Knights of St. John.

Transport news

According to the latest report by Airports Council International Europe (ACI Europe), Athens International Airport ranked among Europe’s top performers, recording a 7.6% rise in passenger numbers in the first half of 2025. Syros and Volos airports also had big increases in the numbers of European passengers. In June 2025, Syros Island Airport (JSY) more than doubled its traffic, while at Volos Airport (VOL) it grew by over 50%. On average, across the country international travel increased by 5.7%.

New flight routes from the UK

Airlines are reaping the rewards of putting on more flights and lengthening their season this summer. Confidence in Greece is so high that they are already talking about adding new routes to next year’s schedule. Starting in May 2026 Jet2 will launch a Tuesday flight from Glasgow to Kos, and East Midlands Airport to Chania, Crete. In 2026, EasyJet are introducing flights from Newcastle to Rhodes and Newcastle to Corfu.

New flight routes from the US

Confidence in Greek tourism is also growing in America. This summer, American airlines inaugurated a new summer route connecting Charlotte (CLT) with Athens. They also plan to run them next year along with flights from Chicago (ORD), New York (JFK) and Philadelphia (PHL). In addition, 2026 will see the launch of a new connection between Athens and Dallas-Fort Worth. Athens is a very popular destination for those seeking a city break that offers history and culture.

Packed ferries in Greece this summer

As thousands of Greeks and tourists flock to the islands this summer, Piraeus Port has reported almost 100% capacity in mid-August. More sailings have had to be added to meet the demand. On the Wednesday before the Dormition of the Virgin Mary bank holiday, passenger numbers were staggering. 24,130 passengers departed Piraeus on 25 ferries, with 7,783 more travelling to the Saronic Gulf on 36 ferries. From the port of Rafina there were 10 departures carrying almost 7,000 passengers, while the port of Lavrio’s had 8 ferries which transported over 2,000.

Property sales on the rise

It’s been published by Greek Reporter News that sales of luxury properties are currently booming. This demonstrates that there are high quality properties in beautiful locations across Greece, which meet the demands of those with a high budget. Buyers are attracted to Greece’s natural beauty, authentic community atmosphere and relaxed pace of life. Islands that offer such high-end properties include Paros, Skiathos, Corfu, Tinos and Kefalonia. Athen’s city centre and riviera are also attractive areas for high earners, who want to be close to Athens Airport. You can see some of these luxury homes on Your Overseas Home property page. 

Cheap properties in Greece

Despite rising house prices and the increase in buyers for luxury homes, there are still cheap properties to be found in Greece too. Houses to renovate on Crete start as low as €55,000. There are also many great offers around the Agios Nikolaos area.

What’s the weather like in Greece this summer?

The summer started with record temperatures, averaging 27°C-35°C (81°F-95°F) across the country. It has even reached 40°C (104°F) in some areas. July 2025 was the hottest July since 2010 in central and northern Greece, with a heatwave in the second half of the month that went on for two weeks. It was also the fourth hottest July in Crete and the fifth hottest in western Greece and the Ionian Islands. In Athens, the average maximum temperature for the month was 2.1°C above normal. With a summer of sunshine and blue skies almost every day, the sea temperature has reached a warm 26°C (79°F). However, after a long hot summer Greece is likely to get some storms at the end of August and the beginning of September. But they usually pass by quickly and freshen the air. For the majority of the summer, you can safely make plans to eat out in the evening and enjoy the fresh sea air.

You might also like:

• Why life in Greece boosts your health and happiness 
• How to cook like a local in Greece
• Living among Greece’s wildlife – animals you might spot near your home 

The post What’s happening in Greece this summer? appeared first on Your Overseas Home.

The Greek golden visa is still one of the easiest and most flexible ways to secure EU residency – but recent rule changes mean your dream location could now come with a higher price tag. If you’re hoping to combine lifestyle freedom, long-term family security and a smart property investment, this article will help you focus your search in the right places.

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Contents

• How the Greek golden visa works
• Understanding the new investment thresholds
• Best places to buy under €400,000
• Can you still buy in Attica, Thessaloniki or Mykonos?
• Where the €250,000 golden visa still applies
• Why expert advice matters more than ever

How the Greek golden visa works

The golden visa is a residency-by-investment scheme that grants non-EU citizens the right to live in Greece in exchange for an approved investment – such as property.

It’s flexible, fast (usually two to four months), and covers your spouse, children under 21 and even parents. You don’t need to live in Greece to maintain your residency and you’ll gain visa-free travel across the Schengen Area.

Understanding the new investment thresholds

As of 2024, Greece changed the golden visa rules depending on location:

Unless it’s a restoration or development project, the property must be a single unit of at least 120 square metres. That rules out many small apartments but opens up great opportunities in lesser-known destinations with more affordable homes and spacious living.

Best places to buy under €400,000

Buying a house in Nafplio for less than €400,000 can still get you a golden visa

If your budget is €400,000 and you want maximum value for your golden visa, you’ll want to look outside the most expensive zones.

Some excellent golden visa-friendly locations include:

Inland Greece and Epirus

If you’re less concerned with beach life and more interested in mountain villages, ancient ruins and traditional living, inland Greece offers golden visa eligibility and bargain prices. Arta, Ioannina and the surrounds also offer exceptional value.

Thessaly – Volos and Mount Pelion

For buyers who want coastal access and mountain charm, the region around Volos in Thessaly is a fantastic option under the €400,000 threshold. The seaside city of Volos offers modern amenities, a lively promenade and regular ferry links to the Sporades islands. Just a short drive inland, the villages of Mount Pelion deliver traditional architecture, forested hiking trails and year-round charm.

The Peloponnese

This mainland region offers everything from Venetian port towns like Nafplio to beach resorts such as Gythio or Stoupa. You’ll find modern villas and renovated farmhouses well within golden visa limits – with year-round life and lower property taxes too.

Can you still buy in Attica, Thessaloniki, Santorini or Mykonos?

Yes – but you’ll need to meet the higher €800,000 investment threshold. If your heart is set on central Athens with its strong rental market, the cultural buzz of Thessaloniki or the global glamour of Santorini and Mykonos, the golden visa can still work for you.

While these areas are among the most expensive in Greece, they offer serious long-term potential – from capital appreciation to international rental demand and a lifestyle that’s hard to beat. Just be sure the property meets the minimum size and usage criteria and speak to an advisor who can guide you through the premium market with confidence.

Where the €250,000 golden visa still applies

In specific cases, you can still qualify with a €250,000 property – but it must be tied to a restoration or redevelopment project in an approved area.

While these are more niche, they’re ideal if you want to:

• Renovate a heritage property in a traditional village
• Convert an old hotel, shop or other commercial building into a residential property

Your best bet is to work with a visa advisor who knows where these exceptions apply and which types of properties qualify.

Speak to a Greek visa expert

Why expert advice matters more than ever

If you’re planning to apply for the golden visa, it’s not just about meeting the investment threshold – how you use the property matters too. Homes bought under the scheme can’t be rented out as short-term lets like Airbnb, and if you’re converting a commercial space into a residence, you won’t be allowed to register it as a company base. Breaching these rules can lead to a €50,000 fine and even the loss of your residency status – so it’s essential to get trusted legal advice from the outset.

Golden visa eligibility also now hinges heavily on location. Before you fall in love with a villa or commit to a renovation, you’ll want to be sure the property ticks all the right boxes.

An experienced advisor can:

• Help you find eligible properties under €400K or €250K
• Connect you with developers of restoration projects
• Navigate the legal and tax paperwork
• Liaise with Greek-speaking notaries, banks and estate agents

Conclusion

Location now matters more than ever when applying for a golden visa in Greece. By focusing on eligible zones and working with trusted experts, you can unlock flexible EU residency through the lifestyle investment of your dreams. Explore your options with our free golden visa guide and expert support.

Get help from a property consultant

You might also like:

• How to get a Greek residency permit – visas, requirements and next steps 
• Cyprus or Greece: which country offers the best golden visa?
• Your golden gateway to Europe: how to get residency through investment

The post Where to buy in Greece to qualify for the golden visa appeared first on Your Overseas Home.

Once you have your own kitchen in Greece, you’ll be able to cook like a local and have friends round for lunch in your herb-scented courtyard. With fresh seasonal vegetables grown locally and some recipes from a Greek neighbour, you’ll soon be dishing up flavoursome Greek meals that turn lunch into a social occasion.

One of the most memorable meals I have had in Greece was when I walked up to the greengrocer’s to find his family laying up a table in front of the shop. I was told it was a special feast day and to go and tell my husband to stop working on the house and for us both to join them for lunch. Four generations of the grocer’s family were there, and “Yiayia” (grandma) made sure we tried everything, including her homemade ouzo – which she poured into half-pint glasses!

The taste of Greece

Greek moussaka is famous around the world and is the go-to dish for many Greeks when they have several hungry mouths to feed, particularly on special occasions. Moussaka is a traditional Greek dish with layers of potato, eggplant (aubergine), zucchini, mincemeat with meat sauce and a bechamel sauce on the top. The warm comforting aroma of Moussaka can be found wafting from homes in the villages as well as taverna kitchens.

Cook Moussaka like a local

Greek moussaka is famous around the world

The tavernas tend to shallow fry the slices of aubergine and potato, but you can bake them if you prefer a lighter, less oily dish. Twenty minutes in a 180C/350F oven should be enough to slightly brown them. Traditionally Greek moussaka is made with lamb or lamb and beef. But you can use just beef.

To make the meat sauce, the ground meat is sautéed in olive oil, onions and garlic, with thyme, cloves, cinnamon and sugar. Then you add some red wine and simmer with chopped tomatoes until it thickens. It is the herbs and spices that give it that distinctive taste and aroma of Greek cooking. Those used may vary depending on the family recipe and what is available, but its usually thyme, ground clove, cinnamon, parsley and basil.

A traditional Greek moussaka recipe needs a delicious bechamel sauce. However, this is also the hardest part to get right. It’s all about getting a good thickness, whisking constantly, enriching it with eggs and cheese, and not adding too much salt at the end. You can find a recipe for moussaka here. 

Regional specialities

Greek cooking isn’t just about moussaka – there many other delicious local recipes, and each region will have its specialities. Pies are quite popular, for example on Crete they make a small, wrapped pie called katsounia. Pies in Greece can be filled with anything from cheese and spinach to herbs and meat. The island of Kefalonia is particularly known for its meat pies. It has a three-meat pie called kefalonitiki kreatopita, which is made with filo, three different meats, Greek cheese and cinnamon and nutmeg.

Meat dishes

While seafood is popular on the coast, in the mountain regions, where there are more cattle and sheep, people cook more meat. The best lamb dish is kleftiko, which is Greek lamb marinated in garlic, olive oil and lemon juice, wrapped in parchment paper and slow-cooked.

To make a really good beef stifada (stew) you should buy large cuts of good quality stewing beef or veal from your local butcher. The secret to a Stifada with a texture that just breaks apart with a fork, is to cook it for a long time on a low temperature and use small, sweet onions.

Legumes

Legumes are another part of the Greek Mediterranean diet, that people often forget to mention. During Greek Orthodox fasting periods, Greeks abstain from meat and dairy. Instead, they turn to dishes using vegetables and legumes. Wednesdays and Fridays are also considered fasting days in the Orthodox Church. Even though not everyone strictly follows this rule, tradition leads them into making stews with chickpeas or lentils on these days. Beans are used to make a delicious soup called fasolada.

Dips

You often see thick dips on a Greek dinner table. As well as tzatziki, you might see a bean or eggplant dip (melitzanosalata). One is the fava (yellow split peas puree) that’s popular on the island of Santorini. Another is a spicy dip made with feta cheese, yoghurt, chili pepper and olive oil (tyrokafteri).

Our neighbours used to make skordalia, pronounced “skor-thal-YAH”. This can be made with a base of potatoes, bread or nuts. We usually use white bread that’s starting to go dry. You slightly wet it to soften it up (but don’t soak it). Add garlic and blend it. Dribble in some red wine vinegar, then a little olive oil, followed by some water. Do it gradually, little by little, until you get a thick smooth paste. Add a pinch of salt to your taste.

Tzakziki

Tzakziki is the most famous Greek dip. It’s so easy to make and can be served with pita bread, chips, vegetables, such as carrots and bell peppers, fish, meat or vegetables on skewers, and of course in the popular gyros.

How to make tzatziki

Traditionally it’s made with strained sheep or goat’s milk yoghurt, but any full-fat Greek yoghurt is fine. To make tzatziki, peel, grate and drain the cucumber, and mix with the full-fat Greek yoghurt, garlic, chopped dill and a drop of olive oil and lemon. Add a little salt and pepper to your taste. Keep in the fridge for at least 30 minutes before eating to allow the flavours to blend. The next day it will taste even better.

Cook like a local

To cook like a local in your region, it’s best to start by seeing what is grown in the area and what’s in season. On Crete and the Dodecanese Islands they make kolokithokeftedes (zucchini balls), while on Santorini they have tomatokeftedes (tomato fritters) using only Santorini tomatoes. Families might even have zucchini, tomatoes and herbs in their garden.

To make the zucchini balls, simply grate the zucchini, remove moisture, mix in some finely chopped onion, mint, dill and basil. Then add lime zest, cumin, chili flakes, eggs and crumbled feta cheese. Then mix, and fold in the flour. Finally, cook the fritters in a frying pan for two to three minutes each side. They are often served with Greek yoghurt that has had honey, cumin, salt and pepper mixed in with it.

Cook desserts like a local

Different areas will have their own variations of desserts. In Central Greece, baklava is made using only almonds; in Pelion it’s made with walnuts; and in northern Greece with pistachio.

There are lots of delectable desserts in Greece, often sweetened with local honey. Greek baklava is one of the most well-known. And it’s quite easy to make, as it’s simply layers of golden-brown filo pastry, chopped walnut and honey.

Another traditional Greek dessert is galaktoboureko, which is made up of layers of golden-brown crispy filo, with melted butter. It’s then filled with a creamy custard and a scented syrup is trickled over the top. You’ll find this and other easy-to-follow Greek recipes on “My Greek Dish”. 

An outdoor kitchen is ideal for keeping the heat out of the house during summer

From garden to table

Herbs are widely used in Greek cooking, including thyme and oregano. Thankfully, they can be grown in the smallest garden. Plants for use in salads can also be grown quite easily. If you buy a countryside house with some land, you might even have olive trees or fruit trees and space for a small vegetable patch.

Buy fresh and local

Many Greek towns have a weekly market stacked high with fresh fruit and vegetables. The colours are amazing and everything seems so much bigger than at the supermarket. The flavours are certainly superior, when the produce is sun-ripened locally. Look out for farmers’ markets (laiki agora) to get the best quality.

What do Greeks cook at home?

Lunch is traditionally the main meal of the day and usually includes a main dish, a salad and plain bread. Popular dishes are vegetable-based casseroles with cheese, roasted meat, spinach pie (spanakopita), stuffed vine leaves, meatballs in a spicy tomato and wine sauce (soutzoukakia), meat on a skewer (souvlaki), the famous moussaka or grilled octopus (chtapodi sta karvouna). Our neighbour used to tenderise octopus by spinning it in an old washing machine!

Celebration food in Greece

At Easter, many Greek families eat lamb and dye eggs red. But at Christmas they are more likely to cook pork or turkey. There is a special cake eaten at New Year called Vasilopita and at other celebrations they might have honey donuts (loukoumades).

On Crete, a traditional dish served at weddings and celebrations is gamopilafo. Often referred to as “wedding pilaf”, it’s a creamy rice dish cooked in a meat broth, using goat, lamb or chicken. The dish is known for its symbolic meaning of fertility and abundance.

Mezze in Greece

Similar to Spanish tapas, mezze (pronounced me-ZEH-des) is a selection of small dishes served as a light meal that can be shared with family or friends. It makes a meal a sociable occasion, with everyone dipping in, while chatting and drinking ouzo, raki or wine in small glass beakers. Typical dishes might include olives, octopus, saganaki (fried cheese) and dolmades (stuffed vine leaves)

Greek meal etiquette

When you have Greek friends come to your home for a meal, you should be aware of some Greek table etiquette. Your guests will wait for you to tell them where to sit and won’t start eating until you say “kali orexi” (enjoy your meal).

Dishes are placed in the centre of the table and passed to the left. The oldest person is usually served first. It is perfectly acceptable to try food from another person’s plate and mop up sauce with the bread. Like in many European countries, it’s become tradition that you should keep your hands visible above the table and rest them on your wrists when not using your knife and fork.

The meal should be leisurely with plenty of chat, with everyone just taking a little food at a time. You shouldn’t pile your plate up or eat it quickly. If your plate becomes empty, a kindly Greek will probably offer to pass you more. Therefore, if you have eaten enough, it’s a good idea to leave some on your plate or cross your knife and fork. The same applies to ouzo, which should be sipped intermittently with food, keeping your glass half full.

Cooking tips from a local in Greece

1. When adding other ingredients to yoghurt, leave it in the fridge overnight to give it time to absorb all that lovely flavour.
2. When cooking moussaka, make sure you slice enough aubergine to give you around three layers of coverage. When baked, they will shrink down to the right amount for two layers.
3. When making bechamel sauce for your moussaka, constantly whisk while you’re adding the milk. Cooking your béchamel sauce while whisking over a low heat will prevent it from burning and sticking to the bottom of your pan.
4. Buy fresh local vegetables and the best cut of meat you can afford.

Your kitchen in Greece

Greek kitchens often have white walls and follow the traditional Greek colour palette of white with blue. If the floor is wood or terracotta tiles, these colours may also be used in the worktops and crockery. Greek architecture also mixes well with sleek modern kitchens, with traditional colours used in the tiled splashback. Ideally you will have an outdoor kitchen as well, to keep the cooking heat out of the house in the summer.  A barbecue is usually enough to prepare a skewered meat and salad dinner on a hot evening.

You might also like:

• Why life in Greece boosts your health and happiness
• Living among Greece’s wildlife – animals you might spot near your home
• The food of Cyprus and how to eat like a local

The post How to cook like a local in Greece appeared first on Your Overseas Home.

Imagine the morning light flooding through the shutters of your home in Spain or the gentle buzz of a French market drifting across your Italian terrace. You’ve done it – you’ve made the dream of owning a home abroad a reality. But now comes the less glamorous (but essential) part: making sure you’re fully on top of the taxes involved.

Ask the experts at our free Virtual Event

Contents

• Why tax planning matters
• Understanding property taxes by country
• Residency and double taxation
• Rental income and holiday lets
• Inheritance and capital gains
• Get answers at the Virtual Property Event

Why tax planning matters

Owning a property overseas affects your financial life in more ways than one. From the moment you purchase, you may become liable for local property taxes, annual income declarations or inheritance charges. Without a clear tax strategy, you could face unexpected bills or compliance issues that impact your home or your estate.

Understanding property taxes by country

Tax laws differ significantly depending on where you buy. Here’s a quick example of some of the taxes to expect in a few popular destinations:

• Spain: annual property tax (IBI), non-resident income tax and a potential wealth tax if your assets exceed thresholds (more info).
• France: property ownership involves taxe foncière and taxe d’habitation (for second homes), plus capital gains on sales (more info)
• Portugal: IMI is the annual municipal tax and if you rent your property, you must register it and pay income tax (more info).
• Greece: ENFIA is the annual property tax and capital gains apply on sales unless exemptions are met (more info).
• Italy: second-home owners pay IMU and income from holiday lets must be declared locally and possibly in the UK too (more info).

The rules for each country can change regularly and often include exemptions or different rates depending on whether you are a resident or non-resident. That’s why it’s crucial to get local advice.

Get free one-on-one tax advice at our Virtual Event in October

Register now

Residency and double taxation

One common concern for buyers is paying tax twice – once in the country you own property in and again in the UK. Fortunately, the UK has double taxation agreements with many European countries, which means you’re not taxed twice on the same income or gain. However, this doesn’t mean you avoid tax entirely – you just offset what’s already been paid abroad.

Residency is another factor. If you spend more than 183 days a year in one country, you may become tax resident there – and that could trigger a requirement to declare your global income.

Rental income and holiday lets

If you plan to rent out your overseas home – even just for a few weeks a year – you may need to register as a landlord locally and pay tax on the income. That income may also need to be declared on your UK self-assessment return.

Rental income is treated differently across borders. For example, in France, expenses like insurance and maintenance can be offset. In Portugal, you may need to register your property as “Alojamento Local” and submit regular reports to the tax office. And in Greece, short-term lets through platforms like Airbnb must be reported, with income taxed at progressive rates.

Inheritance and capital gains

Planning ahead for what happens to your overseas home after your death is essential. Inheritance laws and taxes vary – some countries, like France and Spain, may not automatically recognise UK wills or inheritance intentions. Local laws (forced heirship rules) could override your plans.

On sale, you may be liable for capital gains tax both in the country where your property is located and in the UK. Again, this is where the double taxation agreement comes into play. It’s wise to keep detailed records of purchase costs, renovations and fees to help reduce your liability when you sell.

Get answers at the Virtual Property Event

It’s no surprise that many buyers feel overwhelmed by the tax side of overseas ownership. The good news is, you don’t have to figure it all out alone. At the Your Overseas Home Virtual Event, you can book one-on-one consultations with local tax experts from your chosen country and attend webinars dedicated to finances and taxes.

This is your chance to ask the questions that matter to you, directly to the experts who know the systems inside out. Whether you’re still planning or already own, you’ll come away with clarity, confidence and a plan tailored to your goals.

Get your free ticket

Final thoughts

Owning property abroad is a dream for many – and when done right, it can be one of life’s best decisions. But behind the dream lies the detail and tax is a key part of the story. With expert guidance and early planning, you can enjoy all the rewards of ownership, without the worry. Start by understanding your obligations and let the experts help you find the best way forward.

You might also like:

• Make your overseas property plans happen in 2025 – here’s how 
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• Property scams abroad: how to spot them and stay safe

The post What taxes do you pay on an overseas property? Here’s what you need to know… appeared first on Your Overseas Home.

Just the concept of retiring can be daunting, especially for those who thrive on being busy. Now combine that with moving abroad. Exciting: but adding a whole other dimension.

In this article we look at today’s retirement landscape and research some key nuggets for helping you make a success of an exciting and fulfilling retirement overseas.

Contents

• How long do I have?
• We still dream of retirement overseas
• Enjoying retirement overseas: beware loneliness
• Your friend: the great outdoors overseas
• A new culture to explore
• Use social media
• Frequently Asked Questions

How long do I have?

Probably longer that you imagine! The days of getting a gold watch and only having a few years to enjoy it are long gone. Retirement ages may be rising the world over, but you still have much longer to enjoy it. Today the average man retiring at the UK’s state pension age has a life expectancy of 85 years and 88 for women, according to the ONS’s Life Expectancy Calculator.

That’s 19 or 22 years of leisurely retirement to fill, preferably somewhere warm and sunny.

Of course, many of us work beyond state pension age, while others retire early, whether by choice or necessity. Currently, the typical retirement age in the USA is 62. In the UK it is 66, which matches the median age at which both men and women aspire to retire, according to 2025 data from Royal London.

Encouragingly, almost half of all retirees surveyed by the insurance and pension provider said they retired sooner than they planned, rising to over half of retirees in their 50s and 60s. Almost four in ten retired when planned, with only one in seven (14%) retiring later than intended.

One caveat is to budget for a longer retirement. Some use the 4% rule, only using 4% of their capital each year. You should also get good financial advice from an IFA licensed to work in the country where you’re retiring. Your Overseas Home can help with an introduction to a trusted wealth manager or IFA.

We still dream of retirement overseas

Despite Brexit, the dream of retiring abroad is alive and strong. A fifth of UK workers in both the age groups 18-34 and 45-54 would like a move abroad in retirement, according to a recent report by Barnett Waddingham. The pension and insurer provider’s research also showed that travelling (36%) is top of list of things people aspire to do in their retirement.

Moreover, despite Brexit, retirement to Spain, retirement to France, retirement to Portugal and other popular locations can be easy, with easily accessible visas.

Your Overseas Home’s research shows that Spain is the number one retirement destination for British people, closely followed by Portugal, France, Italy and increasingly Cyprus. For US citizens, Portugal’s favourable tax and visa schemes helped it to the number one destination in recent years. Now that those have largely gone, Spain has caught up in popularity, with France not far behind.

Enjoying retirement overseas: beware loneliness

Wherever you spend your retirement, in your home country or abroad, you’ll need to give serious consideration to your healthcare and ongoing financial requirements. Get these sorted and you’re halfway to a successful retirement.

According to US insurer Mass Mutual Retirement Happiness Study (2024) retirees are most anxious about health issues (34%), financial uncertainty (26%) and feeling old (22%).

Be sociable and don’t let loneliness get a chance

Crucially, what too many expats fail to address are the emotional and social implications that come with moving to a new country and settling there. Research published this year in the journal Psychology and Aging showed that retirees who move abroad may be at greater risk of loneliness than those who stay in their home country. Reduced contact with family and old friends – including adult children – as well as difficulty forming new friendships and connections in their new countries are the main causes. According to Mass Mutual’s report, nearly half (47%) of retirees who say they are unhappier in retirement agree that retirement has made them lonely at times.

So think clearly about where you wis to live. In a Your Overseas Home survey, more than half of respondents said they would prefer to live among the local population, not fellow expats. That’s laudable, but you need to be clear-sighted in your own ability to learn a language sufficiently to make friends.

Your friend: the great outdoors overseas

Which raises the question, how do you minimise your chances of getting lonely? Retirees who are much happier in retirement are more likely to be filling their free time with multiple kinds of activities, says Mass Mutual. These include spending time with loved ones (76%), exercising (70%), pursuing hobbies (63%) and travel (62%). People aged 65 and over spend an average of seven hours and 10 minutes a day on leisure activities, according to the ONS.

Your retirement overseas; your time for fun!

Gardening ranked as a favourite hobby among over-50s in a Saga survey, getting the thumbs-up from half of people surveyed. Close behind as 2nd favourite are walking and sending time with pets (46%), then outdoors activities (43%), travelling (37%) and DIY/ arts and crafts (28%).

An over-riding message is that activities that are social and outdoorsy are top picks amongst retirees. This is especially relevant for expats living somewhere with balmy year-round climates. It’s also why golf is so popular. Being a member or regular visitor to a golf club offers you chance to join a community and enjoy the sports social side. Or you could opt to live within a golf resort, where the clubhouse and communal amenities, never-mind the fairways, are typically busy social hubs for international residents.

Joining a lawn bowls club, which you see dotted around expat-friendly areas, is another option. Alternative group activities include salsa/dancing, fitness classes, yoga/pilates – preferably on the beach – swimming/aqua-based fitness and walking/hiking.

A new culture to explore

There are less energetic, more cultural ways to integrate and meet people. Many new expats start by signing up to language classes to learn the local lingo – a great way to meet fellow new arrivals. Otherwise, cooking classes to learn the local cuisine, wine-tasting to discover the regional plonk, book clubs, art and painting groups, music events and karaoke nights could all be waiting for you, depending on where you are.

Your cultural retirement overseas, the Musee d’Orsay, Paris (Takashi Images / Shutterstock.com)

Opportunities to do volunteering or charity work are also popular and can include helping out with people, animals and conservation. Sixteen per cent of respondents in a recent McCarthy Stone survey said they regularly volunteer or do charity work. As well as giving back to your local community, volunteering keeps you busy and provides a sense of belonging.

Use social media

They may be killing of real social interactions, but social media is a great way to make initial connections. Use platforms like Facebook and Meetup.com to see what’s out there in your local area. Expat blogs and forums where people can exchange ideas can be invaluable resources and help you meet likeminded people in your locality.

Starting your own blog is another great way to explore your new country and record your impressions. And if you do start your own blog, we would love to hear about it, so please contact us!

It’s your retirement overseas and you will know the best way to make it work for you. At Your Overseas Home we speak to hundreds of retirees overseas every year, and what comes through clearest is the need to embrace your new life. See problems as challenges and opportunities, the (wine) glass is half full!

Frequently Asked Questions

What is the cheapest and safest country to retire in?

Portugal is often considered both affordable and safe for retirees, thanks to its low cost of living, modern healthcare and welcoming expat communities. Spain, Greece and some parts of Italy are also popular choices. Cyprus is a very popular choice for UK retirees, with English widely spoken – and they drive on the left!

Can a UK citizen retire abroad?

Yes, UK citizens can retire abroad, even after Brexit. Popular retirement destinations like Spain, France, and Portugal offer visa pathways, even post-Brexit. It’s important to check local residency requirements and healthcare options. The evidence is that unless you have family in those countries, Australia, New Zealand and Canada are much harder to retire to as UK citizen, with European countries easier to retire to.

Can you claim UK pension if you retire abroad?

Yes, UK State Pension can be claimed if you retire abroad. However, whether it increases annually depends on the country you live in. Many EU countries and countries with social security agreements with the UK do qualify for the annual uprating.

What is the best place to retire overseas?

The best place depends on your priorities – weather, healthcare, affordability, and lifestyle. Spain and Portugal are consistently top picks for northern Europeans and increasingly, for Americans, France and Italy also attract retirees looking for culture and scenery.

The post How to enjoy your retirement overseas appeared first on Your Overseas Home.