Ellie Hanagan, Author at Your Overseas Home https://www.youroverseashome.com/articles/author/ellie/ Overseas Property Buying Resource Fri, 05 Sep 2025 13:07:42 +0000 en-GB hourly 1 https://wordpress.org/?v=6.8.2 Healthcare and health insurance in Greece https://www.youroverseashome.com/articles/greece-healthcare/ Fri, 05 Sep 2025 13:06:28 +0000 https://www.youroverseashome.com/?p=274494 Greece offers excellent healthcare, but as a newcomer you need to understand how the system works, what’s covered and when private health insurance is essential. This guide explains how state […]

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Greece offers excellent healthcare, but as a newcomer you need to understand how the system works, what’s covered and when private health insurance is essential. This guide explains how state and private healthcare operate, what’s changed since Brexit and what you should budget for if you’re moving permanently.

Moving to Greece brings many joys, from the lifestyle to the climate, but healthcare is something you’ll want to be clear about before you arrive. Whether you’re visiting short-term, working and paying into the system or retiring with a UK pension, the rules vary. Here we break down what you need to know about accessing doctors, hospitals, prescriptions and health insurance in Greece.

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Contents

How healthcare in Greece works

Healthcare in Greece is delivered through a mix of state and private services. If you need medical assistance in Greece, you’ll be entitled to free basic treatment, with only a small €1 fee for prescriptions. However, if you’re living in the country, it’s strongly recommended that you have health insurance to ensure full access to medical care.

If you are employed, your employer registers you for social insurance (IKA) and contributions are deducted monthly. You can also arrange private health insurance with either a Greek provider or UK insurer.

As in the UK, there are waiting times for some treatments, but the overall quality is rated highly and life expectancy remains among the best in Europe.

Healthcare in Greece for tourists

For short visits of under 90 days, UK citizens can access healthcare using a valid GHIC (Global Health Insurance Card). This replaced the EHIC after Brexit but works in the same way, entitling you to free or reduced-cost treatment in the EU. You can still use an EHIC until it expires.

State healthcare for residents

If you become a resident, your healthcare access depends on your circumstances:

Resident type Entitlement How to register
Working in Greece Full state healthcare Employer registers you with IKA and AMKA number
UK state pensioner Same rights as Greek citizens Apply for an S1 form via UK Pension Service
Not working / not pensionable age Must take out private health insurance Purchase coverage from Greek or international provider

Private health insurance in Greece

Private cover is widely available and often chosen to avoid waiting times or to access private hospitals in cities. The cost depends on age, pre-existing conditions and level of cover. As a rough guide, expect to pay around €500 per month for a family of four or €800 per month for a retired couple.

If you live on an island, it’s worth bearing in mind that you’ll usually receive care from the local state doctor anyway. Private hospitals and emergency evacuation (for example by helicopter) are more costly extras. Always check what’s included in your policy.

Accessing healthcare: doctors, specialists and pharmacies

To find a GP (pathologos), ask at your local pharmacy or look for signs outside buildings. Many pharmacists speak English and can direct you to a doctor. Appointments are usually same-day if you’re willing to wait in the surgery. This is often where expats first meet local neighbours, as Greek waiting rooms are social places.

GPs can refer you to specialists, and preventive screening (such as cancer checks) is sometimes offered free under state schemes.

Pharmacies, identified by the green cross of Asclepius, are widespread and remain central to everyday care.

Alternative and homeopathic medicine is not covered by state insurance and employers will not accept medical certificates issued by these practitioners.

FAQs

How much is healthcare insurance in Greece?

Costs vary, but a family of four can expect to pay around €500 per month, while retired couples may pay €800 or more. Prices rise with age and pre-existing conditions.

Do UK citizens get free healthcare in Greece?

Short-term visitors can access care with a GHIC or valid EHIC. Residents working in Greece, or UK pensioners with an S1 form, receive the same state healthcare rights as Greek citizens.

Do you need health insurance in Greece?

If you are not working or retired with an S1 form, you must take out private health insurance. Even if you are entitled to state care, many expats choose additional private cover for faster access and wider treatment options.

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Connecting utilities in Greece https://www.youroverseashome.com/articles/greece-connecting-utilities/ Fri, 05 Sep 2025 12:19:32 +0000 https://www.youroverseashome.com/?p=274537 Sorting out electricity, water, internet and TV in Greece doesn’t have to be stressful. Here’s how to get connected quickly and avoid delays. When you get the keys to your […]

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Sorting out electricity, water, internet and TV in Greece doesn’t have to be stressful. Here’s how to get connected quickly and avoid delays.

When you get the keys to your Greek home, one of the first practical jobs is putting the utilities into your name. From electricity and water to internet and TV, each service has its own process and paperwork. While you can pay a lawyer’s office to do it all for you, many buyers choose to handle it themselves – it’s straightforward once you know which documents to bring and where to go. This guide takes you through the essentials so you can enjoy life in your new home without worrying about bills piling up.

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Contents

Electricity

In Greece you choose a supplier for your electricity (for example PPC/ΔΕΗ) and sign a supply contract in your name. Bring your passport, property purchase or rental contract and the meter or previous bill details. A current Electrical Installation Declaration (ΥΔΕ) may be requested for older properties – a licensed electrician can organise this for around €150-€200. Once your contract is set up, the grid operator HEDNO (ΔΕΔΔΗΕ) handles metering and activations, while you pay your supplier. Most people manage everything online and set up direct debit or card payments for bills.

Greek electricity bills include both your energy charges and local community charges. You can see a line-by-line breakdown in your provider’s bill guide and compare current tariffs on the government price comparison portal.

Water

Water is supplied by regional or municipal companies. In Athens and Attica this is EYDAP; in Thessaloniki it’s EYATH; elsewhere it’s your local DEYA. To put the account in your name, bring your passport, sale or rental contract and the previous bill or supply number. You can register an online account to view and pay bills, set up e-billing and update your details. Meters are read periodically, so you may see a standing-charge bill followed by a catch-up bill based on actual use.

Landline, internet and mobile

COSMOTE, Vodafone and Nova are the main nationwide providers for fixed lines and broadband. You can order by phone or online, then visit a store to present ID and sign the agreement. Package choices span basic internet to bundles with TV. For mobile, you can buy a pay-as-you-go SIM with ID or take a contract if you have local proof of address and AFM (Greece tax number). English-language support is widely available online and via call centres.

Handy setup table

Utility Who you register with Billing cycle and notes
Electricity An electricity supplier (e.g. PPC/ΔΕΗ); meter and activation by HEDNO Bills are typically issued bi-monthly; include energy use and local community charges
Water Your regional or municipal company (e.g. EYDAP in Athens, EYATH in Thessaloniki) Usually quarterly; may have just the standing charge followed by the actual bill
Landline & internet Telecom provider (e.g. COSMOTE, Vodafone, Nova) Commonly billed every two months; bundles available; passport/ID and address required

Television

Greece has free-to-air terrestrial channels, with many films broadcast in English. Subscription TV is available through providers such as Nova and COSMOTE TV, often as part of a broadband bundle. Many households stream UK and international services over home internet.

FAQs

How do I get electricity in Greece?

Choose a supplier and sign a contract in your name using your passport and property documents. Your supplier will coordinate meter activation with HEDNO. Set up direct debit or pay online through your supplier account.

Do you pay for water in Greece?

Yes. Water is metered and billed by your regional or municipal company. Billing is usually quarterly, but can be bi-monthly depending on the provider.

Do you need an electricity converter in Greece?

Greece uses 230V at 50Hz with Type C and Type F sockets. If you’re coming from the UK or most of Europe you typically only need a plug adapter, not a voltage converter. Devices from 110-120V countries may require a converter unless they’re dual-voltage.

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Moving to Greece with pets https://www.youroverseashome.com/articles/greece-moving-pets/ Fri, 05 Sep 2025 10:39:00 +0000 https://www.youroverseashome.com/?p=274532 Moving to Greece with pets is entirely possible, but it does require careful planning. With the right preparation, you can ensure your dog or cat travels safely, settles happily and […]

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Moving to Greece with pets is entirely possible, but it does require careful planning. With the right preparation, you can ensure your dog or cat travels safely, settles happily and avoids problems with local regulations. This guide explains what you need to know before leaving the UK, when you arrive in Greece and if you ever need to travel back.

Taking your pet abroad can feel daunting, but it’s often one of the best decisions you’ll make. Having your dog or cat with you will help you settle faster and can even open doors socially, with neighbours and locals alike.

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Contents

Greek attitudes to animals

Attitudes to animals in Greece differ from the UK. Following the financial crisis, many households released pets they could no longer afford, leading to a high number of strays. As a result, Greeks are sometimes less relaxed about animals in public spaces.

On public transport, pets must usually be in a carrier. Dogs are often restricted from beaches, restaurants and shops. Always keep your pet under control – letting it roam freely may lead to it being mistaken for a stray.

Requirements before you travel

Pets must comply with EU entry rules. For cats and dogs, this means:

Requirement Details
Microchip Your pet must be microchipped and registered before travel.
Rabies vaccination Must be given within the last 12 months at least 30 days before entry.
Pet passport/Animal Health Certificate Issued by a vet and required for travel between the UK and EU.
Blood test Only required if travelling from certain high-risk countries (not the UK).

Regulations can change. Check the latest advice from the UK government before travel.

When you arrive in Greece

On arrival, register with a local vet (ktiniatros) as soon as possible. Not all towns have easy access to veterinary services, particularly rural areas, so ask other pet owners locally for recommendations. Keep an emergency vet number handy.

Greece has lower rates of pet ownership than the UK – around 660,000 dogs compared with the UK’s 8.5m. This means fewer services, so being prepared is key.

Returning to the UK with pets

If you plan to return to the UK, you’ll need to follow approved routes and carriers. Budget airlines such as easyJet and Ryanair do not transport animals (other than assistance dogs). Approved carriers can be found on the UK government’s website.

You’ll also need a “fit to fly” statement completed by a local vet within five days of travel. This is part of your pet passport/health certificate. If you’re driving, check regulations for each country you’ll pass through – some Balkan border posts are strict and could refuse entry without correct paperwork.

FAQs about moving pets to Greece

Can you move to Greece with pets?

Yes. Dogs and cats can move with you provided they meet EU entry requirements, including a microchip, rabies vaccination and an Animal Health Certificate or valid Pet Passport.

Can I fly my dog to Greece from the UK?

Yes, but only with approved airlines and routes. Low-cost carriers usually do not accept pets, so check airline rules in advance.

Does Greece require pet quarantine?

No. As long as your pet meets EU requirements, quarantine is not required when entering Greece from the UK.

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Moving your possessions to Greece https://www.youroverseashome.com/articles/greece-moving-possessions/ Fri, 05 Sep 2025 10:08:53 +0000 https://www.youroverseashome.com/?p=274513 Organising your belongings for a move to Greece doesn’t need to be stressful. With the right planning, you can find a shipping option that fits your budget, timeline and lifestyle […]

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Organising your belongings for a move to Greece doesn’t need to be stressful. With the right planning, you can find a shipping option that fits your budget, timeline and lifestyle needs.

You’ve secured your Greek home, completed the paperwork and sorted out the admin. Now comes the practical part – getting your belongings safely from the UK to Greece. From sofas and dining tables to treasured keepsakes, here’s how to move everything smoothly, what it’s likely to cost and which options work best for you.

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Contents

How much does it cost to move to Greece?

Costs vary depending on how much you are moving and how quickly you need it to arrive. A small apartment’s worth of belongings moved by sea from the UK to Greece, including door-to-door service with packing and unpacking, usually costs between £1,500 and £2,500. The process typically takes around eight weeks. Air freight is two to three times more expensive but can deliver in one to three days. Road transport is another option, though driving time from central Britain to central Greece is about 30 hours without breaks.

Method Typical timeframe Estimated cost
Sea freight 4-8 weeks £1,500-£2,500
Air freight 1-3 days 2-3 times sea freight
Road transport Around 30 hours driving (plus logistics) Variable

Shipping methods to Greece

Your options will depend on how much you’re moving, where in Greece your property is and how quickly you want your possessions. Many people combine services – for example, taking essentials by air and larger furniture by sea.

Moving by land

Driving from Calais to Athens covers around 3,000km and takes 30 hours. The route goes through Germany, Austria and the Balkans. Alternatively, you can drive to Italy and take a ferry to Greece, cutting down on driving distance. If you hire a private van service, bear in mind the return leg is often charged too.

Moving by air

If speed matters most, air freight is the way to go. It’s ideal if you’re moving a limited amount, such as when setting up a holiday home. If you’re relocating to an island, you’ll need onward transport by ferry, which is easily arranged from Athens.

Moving by sea

Shipping is usually the most cost-effective option, especially for furniture and bulky items. Sea freight takes at least four to seven days for delivery but can stretch to several weeks depending on the route and consolidation of cargo. Large removal companies often group shipments together to keep prices lower.

Do you need to take everything?

One of the joys of life in Greece is that it’s less about possessions and more about experiences. Many people choose to travel light and buy furniture locally, which is better suited to the climate. You’ll also find major international shops like Ikea if you prefer a familiar option. The key is to balance the sentimental value of items you can’t leave behind with the practicality of starting fresh.

FAQs about moving possessions to Greece

How much does it cost to ship something from the UK to Greece?

For smaller items, courier services can cost from around £30 upwards, depending on weight and delivery speed. For larger household shipments, expect £1,500 to £2,500 by sea or significantly more by air.

How much does it cost to move from the UK to Greece?

The cost of moving a small apartment is typically £1,500 to £2,500 by sea. Larger moves can cost more, and prices vary depending on insurance, packing services and whether you use groupage (shared container space).

Can I just move to Greece from the UK?

Yes, but since Brexit you will need to consider visa and residency requirements. If you plan to stay longer than 90 days in any 180-day period, you must apply for the appropriate residency permit before moving permanently.

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Moving to Greece with your family https://www.youroverseashome.com/articles/greece-moving-family/ Fri, 05 Sep 2025 09:40:17 +0000 https://www.youroverseashome.com/?p=274505 Relocating your family to Greece is a big step, but it can open the door to a healthier lifestyle, excellent schooling options and a welcoming community. From education and healthcare […]

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Relocating your family to Greece is a big step, but it can open the door to a healthier lifestyle, excellent schooling options and a welcoming community. From education and healthcare to daily routines, here’s what to expect when moving to Greece with children.

Moving abroad is always a big decision, but when you’re relocating with your family there are extra factors to consider. Schooling, healthcare and how your children adapt to a new culture all come into play. The good news is that Greece is family-friendly, safe and welcoming, making it an excellent choice for a long-term move.

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Contents

Is Greece safe for children?

Yes. Greece is regarded as a safe country for families and children. Around 20,000 British citizens live in Greece, many of whom have brought up their families there. Greek society is welcoming, and children tend to be embraced by local communities. In small towns and villages, where “everyone knows everyone”, children often enjoy more freedom to play outdoors than they might in the UK.

Children usually adapt faster than adults, quickly making new friends and picking up the language. Involving them in the decision-making – for example, visiting properties and exploring neighbourhoods together – can make the move feel exciting rather than daunting.

Education in Greece

All children between six and 15 must attend school in Greece, under the Ministry of National Education and Religious Affairs. Schooling is divided into primary (Demotiko), junior high (Gymnasio), and senior high (Lykeion). After that, students can continue into vocational training or prepare for university via the Pan-Hellenic National Exams.

School type Key features Notes for expat families
State schools Free, taught in Greek, good for integration into society Additional private tutoring often required
Private schools Fees €7,000-€13,000, better facilities Most lessons taught in Greek
International schools British/American curriculum, English speaking Mainly in Athens, Thessaloniki, Larissa, Crete

Home-schooling is technically illegal in Greece, though in practice authorities may overlook it if children are following a recognised curriculum.

Paediatric healthcare

Most towns and villages in Greece have doctors who provide paediatric care, while larger towns and cities have hospitals and full-service health centres. Families can choose between the state system and private healthcare. State facilities are widespread but can be limited in more remote areas. Private hospitals and clinics, often with English-speaking staff, are a popular choice among expats, and health insurance plans are widely available.

Daily routines and family life

Family life in Greece is shaped by the climate and culture. The school day typically runs from 8:30am to 2pm, with some larger schools offering after-school care until late afternoon. Greece’s summer holidays are long, running from early June to early September. Siesta time – usually 3pm to 6pm – remains an important part of the day, especially in hot weather. This slower pace means children often stay up later in the evenings than in the UK.

Adjusting to these new rhythms takes time, but many families soon appreciate the balance of outdoor play, relaxed evenings and strong community ties. With careful planning and openness to change, moving to Greece can provide your family with a secure, healthy and enjoyable lifestyle.

FAQs

How hard is it to move to Greece from the UK?

It requires planning, but many British families have successfully relocated to Greece. You’ll need to organise visas and residency, find a school and secure accommodation. Having expert legal and property advice makes the process much easier.

Is Greece a good place to raise a family?

Yes. Greece offers a safe environment, outdoor lifestyle and a family-oriented culture. Children benefit from plenty of time outdoors, close community ties and a slower pace of life that many parents value.

How to move to Greece with family?

Start with research and a viewing trip, involve your children in the process and arrange schooling and healthcare early. Seek professional guidance for visas, property purchase and financial planning to ensure a smooth transition.

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Reader story – Why Terry fell for Olvera over the Costa del Sol https://www.youroverseashome.com/articles/spain-case-study-olvera/ Tue, 02 Sep 2025 15:12:50 +0000 https://www.youroverseashome.com/?p=274359 Your Overseas Home reader Terry Pickard swapped Marbella for Olvera – a white village with hilltop views and olive groves, crowned by both a church and an 800-year-old castle. He […]

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Your Overseas Home reader Terry Pickard swapped Marbella for Olvera – a white village with hilltop views and olive groves, crowned by both a church and an 800-year-old castle. He can’t fathom why one of Spain’s prettiest places is still overlooked – especially when homes here offer so much more for the money.

High above rolling olive groves, Olvera’s whitewashed streets wind towards a hilltop church and an 800-year-old castle – a postcard-worthy scene that explains why it’s often listed among Spain’s prettiest villages. Olvera sits on the Ruta de los Pueblos Blancos, a scenic route through white villages nestled in the Sierra de Grazalema Natural Park, known for its rugged terrain and rich biodiversity. The surprise for many buyers is the price: homes here are typically 30% of the cost of those on the Costa del Sol.

Spain’s best-kept secret?

After 42 years in property – including running his own agency in Ukraine – Terry Pickard has set his sights on Spain, making it his mission to buy and renovate homes there. “Since the war in Ukraine, my wife and I have been living in Spain full-time, in our apartment just outside San Pedro in Marbella. Property prices have risen dramatically since we bought it nine years ago – especially following the recovery from the Covid pandemic. We bought our apartment for €225,000 in 2016, and today it’s worth approximately €600,000! We’re not selling it as we plan to retire there, but we could get €300 per day by renting it out.

“Four months ago, I bought a four-bedroom townhouse in Olvera for €83,000,” he continues. “While looking, I researched the market everywhere along the Costa del Sol and found that prices had gone up dramatically. For my property purchase, I was seeking a location where the trend had not yet reached.” He sees Olvera as the smart alternative to the coast. “The price we paid in Olvera is exceptional because around Marbella is a real hot spot for properties – not just along the coast, but throughout Andalusia and now increasingly inland to towns such as Ronda, Caceres, Gaucin and others. Properties in these towns are three times the price of those in Olvera. And because tourism is growing, prices will only increase.”

After much research, Terry found that Olvera ticked every box. He was so taken with the village that he put in offers on three other properties in the Old Town. During his search, he even saw a €20,000 house with a collapsed roof – a tempting challenge for keen renovators. “The house I’ve just bought has four bedrooms and is right next to Olvera’s famous church,” says Terry. “All for just €80,000!”

Front door and back door view of a house

Terry’s four-bedroom townhouse in Olvera

Why Olvera?

As well as compelling value compared with its neighbours, Olvera is also among the ten most beautiful villages in Spain, according to National Geographic. Surrounded by Olive trees, it is at the heart of the olive oil industry in Andalusia, producing its own olive oil under the brand Los Remedios.

While the village remains relatively undiscovered, its appeal is spreading. “Tourists are coming to Olvera for cycling, trekking and simply sightseeing. Airbnb lets for the type of property I’ve bought are achieving €200 per night,” says Terry. “The interior area of Andalusia is growing increasingly popular with foreign visitors who are seeking more than sea, sand, sun and sangria, but also Spanish visitors for cycling and walking tours in the beautiful countryside.”

Renovation plans

Collage of inside a house with rubble

Terry’s four-bedroom townhouse cost €80,000; renovations are expected to cost about the same

“I’ve been restoring buildings for 40-odd years – something I’ve done in many countries, including the UK, Denmark, France, Russia and Ukraine,” says Terry. “I’m starting on a major refurbishment program on my Olvera townhouse, which will cost around the same as the property price to turn it into a livable four-bedroom ensuite home for ourselves, and to rent out on Airbnb and Booking.com. Two things that are absolutely essential for us are a swimming pool and a view of the church and castle.

“My son and daughter are organising the refurbishment with the help of a local builder who’s recently finished a beautiful renovation of his own – which is why we commissioned him to do ours. It should be about three to four months until completion.”

Advice for other buyers

Terry’s advice for other buyers is simple: decide why you’re buying and set a firm budget. He’s taking his own advice too – getting his Spanish up to speed. He adds: “If you want to get away from the overpopulated coast, I discovered an initiative offering a financial incentive called HolaPueblo”.

The HolaPueblo initiative is designed to breathe new life into rural Spain by supporting people with entrepreneurial ideas to settle in traditional villages. Through grants and practical guidance, it helps individuals and families start businesses while enjoying a slower pace of life. In some cases, applicants are even offered financial incentives to make the move – part of a wider effort to tackle rural depopulation. In Andalusia, HolaPueblo has already taken root in villages such as Paymogo in Huelva, Coripe in Seville, La Bobadilla in Jaén and Zufre in Huelva. So far, most of those taking part are couples with children (around 45%), with the majority aged between 35 and 50 (67%).

The interior of Andalusia is growing increasingly popular with those seeking more than sea, sand, sun and sangria

What’s next?

Not one to rest on his laurels, Terry is also in the process of buying his second property in Olvera – and possibly even a third on behalf of a client.

Another opportunity on his radar is a 500-square-metre building priced at €70,000, which would need around €400,000 to convert into an eight-bedroom boutique hotel – the only hotel in the Old Town. “The reason it is so cheap is because it’s too big as a home and so far, no one has the vision to see the opportunity,” explains Terry. “I’m still trying to find a co-investor for the hotel project. I’m especially excited about it, as I’ve seen another eight-bedroom boutique hotel for sale on the outskirts of town for €1.2m!”

With property prices in Olvera currently only 30% of its famous neighbours, such as Ronda, and with a growing tourist market, it will make an excellent business opportunity with potential gross annual yields of 30%,” he predicts. “Property prices will probably double in the next five years.”

“My son and daughter will run the townhouse, but I want to run the hotel myself. My vision is to put on connoisseur evenings where guests stay four nights and enjoy a different cuisine for dinner each evening – for example, Spanish, English or Ukrainian. The property also has an entrance to what used to be small café, so I’d like to reopen that and do breakfasts. Plus, there’s a cellar with an original well, which I would turn into snug.”

That schedule won’t leave much time for Terry’s other interests – running classic car events, travelling and learning languages – but he wouldn’t have it any other way.

Stay tuned: we’ll check back in a few months to see how the renovation is progressing…

 

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Getting utilities connected in Spain https://www.youroverseashome.com/articles/spain-connecting-utilities/ Mon, 01 Sep 2025 09:43:56 +0000 https://www.youroverseashome.com/?p=274269 Sorting out your electricity, gas, water, internet, TV and phone is one of the first steps to feeling truly at home in Spain. This guide walks you through what to […]

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Sorting out your electricity, gas, water, internet, TV and phone is one of the first steps to feeling truly at home in Spain. This guide walks you through what to expect, what it costs and how to get connected with minimal hassle.

Once you’ve moved into your new home in Spain, getting the utilities set up quickly is essential to making everyday life run smoothly. If you’re buying a resale property, most services should already be in place, but you’ll need to switch accounts into your name. With new builds or off-plan purchases, you’ll want written assurance from your developer that everything will be legally connected before completion.

Download the Spain Buying Guide

Contents

Electricity

Spain’s electricity market has opened up in recent years, giving you a choice of providers. Expect two main contract types: fixed-rate (stable monthly cost) and variable-rate (tied to market prices). Which suits you best depends on how much and when you use power. Comparison sites such as Rastreator and consumer groups like the OCU (Organización de Consumidores y Usuarios) are good places to research deals. Bear in mind that Spain has some of the highest electricity costs in Europe, partly due to historic government subsidies now being clawed back.

Gas

Unlike electricity, gas in Spain is comparatively cheap. Many households rely on bottled gas cylinders for cooking and heating, delivered regularly under contract. In some areas, piped natural gas is available but less common. Larger properties may have gas tanks that tie you to a specific supplier.

Water

Water charges vary depending on your property type and usage. For a three-bedroom apartment, expect to pay around €35 per month. Villas with gardens and pools will cost considerably more. Filling a pool can cost several hundred euros depending on size. Consider using taps with water-saving filters, shower regulators and other gadgets to keep bills manageable.

Internet

Major providers include Movistar, Vodafone, Orange and Jazztel. Packages typically combine broadband, landline, mobile and TV. Fibre optic is widespread in larger towns, though coverage in rural areas can be patchy. Basic broadband starts at around €16 plus IVA (VAT) per month. If you’re not fluent in Spanish, check whether English-language support is available.

Telephone

Getting a fixed line can take time – two weeks to two months – especially for new properties without existing connections. Monthly line rental costs around €14-16 plus IVA. Many telecom providers offer the best value when you bundle a landline with a mobile contract. Most agreements are now rolling rather than fixed term, so you can usually switch to another company without facing a penalty.

TV

If you want to keep up with British programmes, you’ll need a satellite system and decoder. Local installers (often British run) can help set this up. The big Spanish telecom companies often include extra streaming services in their deal. For example, Movistar may include a Netflix subscription, Vodafone sometimes bundles HBO and Orange offers sports packages. Spanish broadcasters also show many films and series in English with subtitles, which can help you pick up the language faster.

FAQs

How do I connect electricity in Spain?

If you’re moving into a resale home, you’ll usually just transfer the account into your name. For new builds, ensure the developer provides proof of connection. Then choose a supplier and contract type (fixed or variable) that suits your usage.

How much are utilities per month in Spain?

Expect to pay around €100 to €200 a month in total for electricity, water, gas and internet in a typical apartment. Villas with pools and gardens will be higher, especially for water and electricity.

Is electricity cheaper in Spain or the UK?

As of 2024, electricity in the UK cost around $0.37 per kWh, while in Spain it was about $0.23 per kWh [1].

 

Source:

[1]: Cost of Electricity by Country 2025

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Moving to Spain with pets https://www.youroverseashome.com/articles/spain-moving-pets/ Fri, 29 Aug 2025 17:57:05 +0000 https://www.youroverseashome.com/?p=274258 Taking your pets with you to Spain is absolutely possible – and with the right preparation, it can be a smooth, stress-free part of your move. From vaccinations to paperwork, […]

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Taking your pets with you to Spain is absolutely possible – and with the right preparation, it can be a smooth, stress-free part of your move. From vaccinations to paperwork, here’s how to ensure your four-legged family members settle happily into their new Spanish life.

For many people, leaving a beloved pet behind just isn’t an option. Dogs, cats and even ferrets can make the move with you to Spain, as long as you meet the entry requirements and organise travel carefully. The process is more straightforward than you might expect, but it does take planning – especially if you’re flying. In this guide, we’ll walk you through the essential steps, highlight the rules you’ll need to know and share what life with pets in Spain is really like once you arrive.

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Contents

Requirements for bringing pets to Spain

All pets entering Spain must be microchipped and have an up-to-date rabies vaccination. If you are travelling from the UK, you will need an Animal Health Certificate (AHC) issued by a vet within ten days of travel, which replaces the old EU Pet Passport for UK residents. The certificate confirms:

  • Identification by microchip
  • Valid rabies vaccination (inactive)
  • That it’s been issued by an official vet

Each certificate is valid for four months, and you can only bring up to five pets at a time. Animals must be over 12 weeks old.

Travelling with pets

If you are flying, always check airline rules in advance. Some carriers allow pets in the cabin if they are small enough, but many require pets to travel in the hold. Airlines may restrict animal transport during the summer months due to heat. Driving is a popular option for many pet owners, especially if relocating with larger animals.

Mode of transport Pet requirements Notes
Car Pet must be secure and kept away from driver Consider rest stops and water breaks
Plane Approved pet carrier, vet certificate Check airline policies for restrictions
Train Carrier or muzzle required for dogs Pets permitted on many Spanish trains

Spanish rules for dogs and exotic pets

Spain regulates certain dog breeds classified as potentially dangerous. If your pet falls into this category, you must register it within a month of arrival and obtain a special licence. Dogs must always be kept on a lead in public and only one dog can be handled per person.

Rules for exotic pets are stricter. For instance, Andalusia bans exotic species entirely, and all cats, dogs and ferrets must be registered with the Registro Andaluz de Identificación Animal within three months of arrival.

Veterinary care in Spain

Spain has an excellent network of veterinary practices offering high standards of care. Dogs require annual rabies boosters, and other recommended vaccinations include distemper, paraininfluenza, parvovirus and hepatitis. Cats should be vaccinated against feline gastroenteritis and typhus. If you will be using a kennel for your dog, a kennel cough vaccine is usually required.

Animal shelters and welfare

Spain takes animal welfare increasingly seriously. Organisations such as Encuentra tu Mascota help with pet adoption, lost and found services and provide practical advice. Mistreating animals can now result in heavy fines and even court cases.

FAQs

Can you move with pets to Spain?

Yes. Cats, dogs and even ferrets can move freely if they meet microchip and vaccination requirements. Exotic pets face stricter regulations depending on the region.

Can I fly with my pet from the UK to Spain?

Yes, but rules vary by airline. Some allow pets in the cabin if under a certain weight, while others only accept pets in the hold. Always confirm policies before booking.

How much does it cost to move a dog to Spain?

Costs vary depending on transport method. Driving may only involve fuel, pet insurance and vet checks, while flying can cost £200 to £1,000 depending on size, airline and carrier fees. Additional expenses may include microchipping, vaccinations and the Animal Health Certificate.

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Opening a bank account in Spain https://www.youroverseashome.com/articles/spain-opening-bank-account/ Fri, 29 Aug 2025 16:27:18 +0000 https://www.youroverseashome.com/?p=274250 Sorting out your banking is one of the first practical steps to settling into life in Spain. While it isn’t a legal requirement, having a Spanish bank account makes day-to-day […]

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Sorting out your banking is one of the first practical steps to settling into life in Spain. While it isn’t a legal requirement, having a Spanish bank account makes day-to-day life smoother, especially when paying bills, transferring money or arranging a mortgage.

Although many banks in Spain have English-speaking staff, it’s helpful to understand the paperwork involved and the fees you might face when setting up your account. With that in mind, here’s what you need to know to open a bank account in Spain.

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Contents

Why open a Spanish bank account?

It isn’t compulsory to open a Spanish account, but it makes managing your finances easier. Utility companies, internet providers and local tax authorities often prefer payments from a domestic bank. In addition, some UK banks no longer allow non-residents to have accounts. If you’re buying a property, a Spanish account also helps you pay notary fees, property taxes and ongoing community charges more easily.

What documents do you need?

Banks in Spain follow strict anti-money laundering regulations, so you’ll need to provide several documents. These usually include:

Requirement Details Notes
Passport Valid proof of identity Must be in date
Proof of address Recent utility bill or rental contract UK or Spanish address usually accepted
Proof of employment status Employment contract, student card or pension certificate Unemployed applicants may need official documents
NIE certificate Foreigners’ identification number Essential for most financial and legal matters

Documents not in Spanish will usually need an official translation by a traductor jurado and may also require legalisation with an Apostille stamp.

Resident and non-resident accounts

Banks in Spain offer two main account types. A resident account is for those living permanently in Spain and usually has lower fees. A non-resident account is for those spending part of the year in Spain or not officially resident. These can have higher charges, but they are easier to open if you haven’t yet relocated full-time.

Bank fees and money transfers

Spanish banks often charge monthly maintenance fees, card fees and transfer costs. These can vary widely, so it’s worth comparing different banks. To avoid losing money on exchange rates when transferring funds from the UK, use a specialist currency provider such as Smart Currency Exchange rather than relying on your bank’s rates.

FAQs

What is the best bank account for non-resident in Spain?

The best option depends on your circumstances. Popular choices for non-residents include large banks such as Santander, Caixabank and Sabadell, which often have English-speaking staff. Compare monthly fees, online banking services and branch availability before deciding.

Do I need an address to open a bank account in Spain?

Yes, banks will ask for proof of address, but this can usually be either a UK or Spanish address if you are a non-resident. A rental agreement, utility bill or council tax statement is usually accepted.

Can I open a Spanish bank account without an NIE number?

Most banks require an NIE certificate, even for non-resident accounts. Some may allow you to open an account temporarily without one, but you’ll usually need to provide it within a set timeframe. Online banks often don’t require an NIE and are popular among expats and digital nomads.

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Moving your possessions to Spain https://www.youroverseashome.com/articles/spain-moving-your-possessions/ Wed, 27 Aug 2025 17:17:11 +0000 https://www.youroverseashome.com/?p=274074 Moving to Spain means deciding what to take with you and how to get it there. From removals companies to customs exemptions, here’s how to move your possessions to Spain […]

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Moving to Spain means deciding what to take with you and how to get it there. From removals companies to customs exemptions, here’s how to move your possessions to Spain without stress.

Relocating to Spain is exciting, but the thought of transporting your entire household can feel daunting. Since Brexit, moving personal goods requires more planning, paperwork and sometimes customs checks. The good news is that, with the right preparation and a reliable removals partner, you can avoid unexpected taxes and get your belongings to Spain without stress

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Contents

Choosing your removal company

It pays to use a reputable removal firm, ideally a member of the British Association of Removers Overseas (BAR) or the Association of International Movers (IAM). A good company will handle customs declarations and guide you through the paperwork. To qualify for import duty and VAT exemptions, you’ll need to show proof of Spanish residency – for example, a TIE card, empadronamiento, or recent Spanish bank statement with your address.

You don’t have to provide this proof immediately, but it must be submitted within 12 months of gaining residency. Some buyers apply months before moving, as long as they can prove the move is genuine.

Find a removal firm

Insurance and planning ahead

Ask your removal company about their insurance policy. Does it cover goods once delivered? Do they include marine insurance if shipping by sea? What about storage before or after the move? Contact companies three to six months before moving – the best ones get booked quickly. Always request multiple quotes and check that prices include tolls, fuel and ferry fees.

What’s exempt from customs and VAT

Most household goods, including bikes, cars and pets, are exempt from duty if you meet these conditions:

  • You have lived outside the EU for at least one year
  • Items have been used for at least six months before the move
  • Goods are for the same use in Spain as they were in the UK
Item Customs/VAT exempt? Conditions
Household goods (furniture, rugs, white goods) Yes Must have been used for 6+ months
Cars and motorbikes Yes Must be owned/used for 6+ months
Pets Yes With valid health and vaccination certificates
Plants Yes Only with a phytosanitary certificate confirming the plant is free from pests and diseases

Packing tips and regulations

Plan for at least six weeks in transit. Keep essentials with you, label every box and supply your company with an inventory list. Regulations include draining fuel from machinery, removing batteries and cleaning garden tools. If your electrical appliances won’t work in Spain, consider selling them before you move. Storage may be cheaper in Spain than the UK, so compare options.

What to take and what to leave behind

Think carefully about your new lifestyle. Shutters replace heavy curtains in most homes, tiled floors make rugs more useful than carpets and outdoor furniture is a must. White goods are more expensive in Spain, so bringing quality appliances may be worthwhile. Bed sizes differ, so bring extra linens if you’re bringing your UK bed.

Bringing pets to Spain

Your pets are family – and welcome in Spain, provided you meet the rules. Dogs and cats must be microchipped and vaccinated against rabies. Dogs from the UK and other non-EU countries need tapeworm treatment. An EU animal health certificate is required if travelling from outside the EU. Always check the latest guidance from the UK government website before travelling.

Frequently asked questions

How much does it cost to move your belongings to Spain?

Costs vary depending on volume, distance, and whether you use air, road, or sea freight. A full household move typically ranges from £2,000-£7,500. Always compare at least three quotes from accredited movers.

Can I take personal belongings to Spain?

Yes – household items, cars and pets are permitted as long as they meet EU customs conditions. Certain restricted goods cannot be imported.

Do I need to pay import tax on personal products if moving to Spain?

If you’re a registered resident in Spain and the goods have been used for at least six months, you should be exempt from paying VAT and import duty. You’ll need to show proof of residency and provide paperwork within 12 months of arrival.

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