Alexis Goldberg, Author at Your Overseas Home https://www.youroverseashome.com/articles/author/alexis-stratfold/ Overseas Property Buying Resource Thu, 04 Sep 2025 16:25:25 +0000 en-GB hourly 1 https://wordpress.org/?v=6.8.2 Why my French friends and neighbours disappear in August (and why I love staying at home) https://www.youroverseashome.com/articles/why-my-french-friends-and-neighbours-disappear-in-august-and-why-i-love-staying-at-home/ Wed, 20 Aug 2025 13:40:37 +0000 https://www.youroverseashome.com/?p=273433 One thing I learnt early on when I came to live in France was that August means everyone pretty much disappears! Not everyone, you understand but certainly the highly cherished […]

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One thing I learnt early on when I came to live in France was that August means everyone pretty much disappears! Not everyone, you understand but certainly the highly cherished tradition of going away on holiday in August is very noticeable.

The French are renowned for valuing their leisure time: they tend to have a “work to live” attitude which is borne out in the many bank holidays as well as the rather generous holiday time offered to many employees. There are 11 official bank holidays in France per year as opposed to eight in the UK. If a bank holiday occurs on a Thursday, then effectively you get another day off as most people take the Friday off as well. This is called “faire le pont”, or “making a bridge” and has become the norm in recent years. If you’re thinking of making France your home, it’s important to understand these cultural rhythms alongside the practicalities of the French property buying process.

One of the better-known French phrases is “joie de vivre” and this is something deeply embedded in the French culture. This concept seems to go hand in hand with the strong family tradition in France: people expect to have their whole family getting together in August so that they can recharge their batteries, enjoy good food and wine and quite simply relax. Sounds very French, doesn’t it? It’s also why many expats fall in love with life here, balancing lifestyle with opportunity. If you’re considering your own move, start by exploring how to find a property in France.

As the month of August approaches, there is a feeling of life taking on a more relaxed and slower pace. Quite a few businesses and some hospitality outlets close down for the whole month in rural areas. The atmosphere is tranquil and actually rather nice! Although it may not suit tourists and holiday makers, it does make one realise that life is about more than work. France is very good at making a real priority for rest and relaxation. This is one of the many reasons expats love the country of course.

A slender tanned girl on the beach in a straw hat in the colours of the flag of France. The concept of a perfect vacation in a resort in France. Focus on the hat.
When it comes to August, many French people up sticks and head to the countryside

Where did the concept of “les grandes vacances” originate?

Taking the whole month of August off goes back a very long way in France, some say as far back as the Middle Ages. A neighbour of mine tells me the tradition started centuries ago so that children could help out on the farm in their holidays. Good old Napoleon, whose influence is hugely felt in many areas of life in France still, made the official summer holidays last for six weeks.

So many ancient traditions in France have survived to the present day and the idea of a long summer break is one of them. Taking the whole of August off work almost seems to be a statement, designed to show how very much the French value family time, a leisurely lifestyle and a good work/life balance. Although there have been some changes to the way the French look at their holiday time, August does still seem to be the time to celebrate life for many. And for those who choose to live here year-round, this focus on leisure time sits alongside excellent opportunities to invest in French real estate.

What about the “Juillettistes”?

Although August is still the time-honoured tradition for the French getaway, in recent times the month of July has also become something of a holiday tradition. The “Juillettistes” are quite simply the people who go on holiday in July (I have occasionally heard of the “Aoûtiens” also for those who go away during August).

Those who choose to go away during July often do so since they imagine prices of hotels and entertainment are cheaper. They also of course are likely to find less traffic since the roads can get extremely congested during the month of August. A French friend tells me that he loves going away in July because when he gets back at the start of August, everything is quieter. This kind of seasonal ebb and flow is worth considering when you choose where to buy in France, as some areas truly come alive in summer while others remain peaceful all year.

Niort city landscape- Deux Sevres, Nouvelle-Aquitaine region France

Deux Sevres is just one of the places you could call home for the holidays

Assumption Day: the most revered bank holiday of the year

Assumption Day is on August 15th. Essentially this is a religious holiday to commemorate the ascension of Mary, mother of Jesus. However, it has gradually become the most important bank holiday in the French calendar, even eclipsing July 14th, Bastille Day. In fact, it was originally chosen to be the French national holiday for a few years in the early 19th century.

By 1880 Bastille Day became a national holiday but in practice, August 15th is the most notable for being the day when seemingly the whole country gets out on the road! It really does feel like a proper national holiday. If you’re planning a move around this time, it’s also useful to know about the costs of buying property in France, since budgeting ahead is key when the country takes a collective pause.

Staying at home during August

With many people away and the last days of summer remaining sunny and warm, being at home is something I cherish. The local restaurants, bars and shops are not busy, the markets are not teeming with people but the local produce is still excellent and getting around by car is easier.

Stepping out for my morning baguette and coffee at our local boulangerie, there is something rather heartwarming and stress free about lingering for a chat with the baker. It may not be the time to go to the beach to join the holiday makers but staying at home when everyone else is on holiday brings its own rewards in France.

Maybe in time the French will catch on and decide to stagger their holidays? Certainly some of my French neighbours are starting to consider this. As one friend said to me just the other day: “The beaches and mountains will always be there to visit and are even lovelier out of season. But don’t tell anyone!”

For many expats, the quieter August rhythm is a reminder of why they came to France in the first place. If you’re looking to make the move yourself, explore our complete guide to living in France.

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Why buying a home in France could be the key to a healthier life https://www.youroverseashome.com/articles/why-buying-a-home-in-france-could-be-the-key-to-a-healthier-life/ Thu, 10 Jul 2025 08:57:58 +0000 https://www.youroverseashome.com/?p=270507 There’s something quietly transformative about moving to France. It’s not just the fresh air, the slower pace of life, or the beauty of the landscape – though those certainly help. […]

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There’s something quietly transformative about moving to France. It’s not just the fresh air, the slower pace of life, or the beauty of the landscape – though those certainly help. It’s the way every element of daily life seems to support a healthier, more balanced lifestyle. From long lunches with friends and local market visits, to impromptu countryside walks and vibrant cultural traditions, the rhythm of French living feels designed for wellbeing.

For many people buying a home in France, this isn’t just a change of address – it’s a shift in mindset. It’s a chance to embrace not only a new location, but a new way of living. The French lifestyle prioritises good food, social connection, time outdoors, and a deep appreciation of the small things. And the result? A lifestyle that naturally supports both mental and physical health.

If you’ve ever dreamt of a life that feels a little calmer, a little more rooted in nature and community, then buying a property in France could be your next step. In this article, we’ll explore how life in France helps support a healthier you – from the structure of mealtimes to the ease of getting outdoors, and even the surprising impact of speaking another language. Your new home might just be the healthiest decision you ever make.

The French diet

Food plays a central role in French life. Meals are savoured, not rushed, and even the humblest lunch is often enjoyed at the table with friends or family. This emphasis on quality, seasonal ingredients – often sourced from local markets – is a cornerstone of the French lifestyle and a key reason to invest in French real estate.

It’s not about cutting out wine, cheese or red meat – far from it. The key is moderation. Meals are usually structured, beginning with a starter (often a salad), followed by a main course and then vegetables or cheese. This slower, more mindful way of eating aids digestion and brings people together, reinforcing both physical and social wellbeing.

The outdoors lifestyle

France’s diverse natural beauty – from alpine slopes to Atlantic beaches – makes it easy to stay active. Walking, cycling, and swimming are everyday activities in many parts of the country. With so much countryside on your doorstep, it’s no wonder that outdoor life is such an important part of choosing the right location in France.

Cycling, in particular, holds a special place in French culture. While not everyone is training for the Tour de France, bike rides through villages and vineyards are a regular pleasure for many. Add in the abundance of lakes, rivers and mountain trails, and you have a country that actively supports a healthier way of life.

Cultural nourishment

Physical health isn’t everything – mental stimulation matters too. France’s rich heritage offers endless opportunities to explore, learn and engage. Whether you’re wandering the medieval citadels of the Aude or exploring museums in Île-de-France, cultural immersion is good for the soul – and the mind.

Keeping your mind active

Learning a new language is a proven way to keep your brain sharp. Even just picking up conversational French can give your mental agility a boost – and help you integrate more smoothly into your new community. If you’re asking yourself whether you can buy a property in France and start this new life, the good news is that the process is surprisingly accessible.

Space, affordability and peace of mind

Compared to the UK, France offers exceptional value for money. You can find spacious homes with gardens, often in peaceful rural settings. For example, Clare and Brian bought a charming village house with a generous garden in Hérault for €120,000. It was habitable right away, and its surroundings offered instant relaxation. “We feel so much healthier here,” says Clare, “whether we’re sitting in the garden or enjoying a prix fixe lunch at our local bistro.”

If you’re looking for affordable property in France, regions like the Dordogne, Creuse and Haute-Vienne are well worth considering. Understanding the costs of buying and your money-saving options can help you get the most from your move.

Planning your move

Starting a new chapter in France begins with finding the right property. Once you’ve chosen your region, it’s helpful to understand how the French property buying process works and how to find a mortgage broker if needed.

Whether you’re planning to invest or simply relocate, our expert guides can support you at every step – from legal questions and visa options to managing your home once you’ve moved in. And if you’re still deciding where to buy in France in 2025, we’ve got detailed insights into every region to help you choose.

In an increasingly fast-paced world, France offers the perfect antidote: space, community, culture and peace. The health benefits come naturally – all you need to do is take the first step.

Explore our full range of how to buy property in France advice and start your journey to a healthier life today.

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France’s most beautiful and affordable places to buy https://www.youroverseashome.com/articles/frances-most-beautiful-and-affordable-places-to-buy/ Thu, 26 Jun 2025 10:53:30 +0000 https://www.youroverseashome.com/?p=270116 France remains one of the most popular countries for international property buyers – and it’s not hard to see why. With its varied climate, stunning architecture, excellent food and transport […]

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France remains one of the most popular countries for international property buyers – and it’s not hard to see why. With its varied climate, stunning architecture, excellent food and transport links, and slower pace of life, the country continues to appeal to retirees, second-home hunters and relocating families alike.

Yet for all its appeal, many buyers quickly focus on Paris, the Riviera or Provence – regions where demand has pushed prices to increasingly high levels. What fewer realise is that just beyond the tourist zones you’ll find picturesque villages, natural landscapes and historic towns – all for significantly lower house prices.

In this article, we explore three lesser-known French departments offering outstanding value in 2025. Each location combines natural beauty, local culture and strong affordability – ideal for anyone dreaming of their French escape without an inflated price tag.

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The picturesque village of Collonges la Rouge, Corrèze, France

Corrèze is a picturesque region of France you can call home

Corrèze – Forests, rivers and traditional stone villages

Corrèze is located in the stunning Nouvelle-Aquitaine region of south-central France. Though not among the most talked-about departments, it offers a lifestyle that many buyers dream of: peaceful surroundings, character-rich architecture and vast natural beauty. It forms part of the old Limousin area, known for its rolling hills, chestnut woods and slow rhythms of life.

Villages such as Uzerche, Correze (from which the department takes its name) and the medieval gem of Ségur-le-Château are highly regarded for their heritage and charm. Each has preserved a traditional way of life, with Monday markets, family-run bakeries and friendly communities welcoming new residents – including those from abroad.

House prices across Corrèze remain well below national averages. Renovation properties regularly appear on the market from €60,000, with move-in ready homes often available from €150,000–€200,000. The department is served by Brive-Souillac airport and rail links to Paris and the south. If you long for fresh air, community life and scenic walks, start your French house hunt here.

For a deeper looker at the purchase process, claim your free copy of France Buying Guide:

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Haute-Marne – Lakes, heritage and countryside calm

For a rural retreat with deep historical roots, Haute-Marne in the Grand Est region is especially compelling. Tucked between Burgundy and Lorraine, this inland department is shaped by peaceful waterways, green meadows and fortified towns. Despite its beauty and accessibility, it continues to fly under the radar – making it ripe for smart, value-focused buyers.

Charming market towns such as Joinville, Chaumont and Langres reflect Haute-Marne’s Renaissance and medieval past. Around them are hamlets where traditional stone cottages and farmhouses can still be found at fair prices. You’ll see fewer modern estates and more one-off homes, often with land, mature trees and a growing community of European second-home owners.

Transport-wise, the area is practical. Paris is around three hours away by train or car. Basel and Strasbourg airports are within reach for international flights. Secondary schools, healthcare services and local markets are widely available, if spread out due to the region’s rural nature.

Financially, this is one of the most affordable places to buy in France in 2025. Average house price in Haute-Marne is just under €100,000, with plenty of habitable residences available below this. It’s an ideal place for a nature-lover or anyone seeking the kind of slower pace that many associate with the French way of life.

The Indre River Running through the City of Loches

The Loire ties together many of the cities and towns in the region

Indre – Castles, wildlife and accessible prices

Few locations in France blend cultural heritage and affordability as well as Indre. Situated in the Centre-Val de Loire region, this department is often overshadowed by its neighbours to the north – but for the canny buyer, it’s full of promise. This is classic French countryside, with sleepy lanes, open skies and ancient hamlets that have escaped modern overdevelopment.

The landscape is ideal for walking, fishing and birdwatching – thanks in part to the Parc Naturel Régional de la Brenne, one of Europe’s richest wetland ecosystems. Castles dot the hillsides, while villages like Gargilesse-Dampierre and Saint-Benoît-du-Sault offer period homes overlooking historic squares and rivers.

Many homes in Indre come with generous gardens and outbuildings, reflecting its agricultural past. It’s not unusual to find four-bedroom homes for sale under €150,000. Ruins and renovation projects regularly start at under €80,000 for those looking to restore a piece of rural France their own way. Main centres such as Châteauroux and La Châtre offer services, schools and train links to Paris.

Nearby airports in Tours and Limoges provide options for travel further afield. Thanks to regular rail links and national roadways, the department also works well for buyers who want car and train access to the rest of France. Overall, Indre offers one of the best combinations of natural beauty, historical character and cost-effectiveness in the country.

Next steps: how Your Overseas Home can help

If you’re considering buying in France and want help narrowing down your options, our team at Your Overseas Home is here to support you. We specialise in guiding international buyers through each step of their property journey – from choosing the right location and arranging viewings to finding vetted mortgage specialists, estate agents and legal advisers who understand overseas transactions.

Wherever you are in the process – dreaming, researching or ready to move – our free resources, webinars and one-to-one advice can help bring your plans to life. We proudly support buyers from all over the world looking to invest in France’s most beautiful, welcoming and affordable regions.

Speak to a property consultant to start planning your property search.

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How to make all your essential payments in France https://www.youroverseashome.com/articles/how-to-make-all-your-essential-payments-in-france/ Thu, 29 May 2025 08:38:30 +0000 https://www.youroverseashome.com/?p=267392 Whether you’re relocating to France full-time or simply enjoying a second home, getting to grips with how money works here will help everything run more smoothly. From opening a bank […]

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Whether you’re relocating to France full-time or simply enjoying a second home, getting to grips with how money works here will help everything run more smoothly. From opening a bank account and paying tradespeople to handling day-to-day spending and staying on top of your taxes, understanding the essentials early on will save you time, stress and – potentially – money. France has its quirks when it comes to financial matters, but once you’re familiar with the basics, you’ll be well placed to manage your finances confidently, even from abroad.

This guide walks you through everything you need to know about managing your money in France. We start with the practicalities of opening a French bank account and what to expect from the banking system. Then, we cover how to pay for everyday goods and services – including how tipping works, what to watch out for when paying at fuel stations, and the role cheques still play.

You’ll also find advice on working with artisans, using ATMs, and making the most of currency exchange services for international transfers.

Finally, we’ll explain how to pay your taxes as a non-resident so you can stay compliant without the confusion. Let’s get started.

How to open a French bank account

It is much easier to open a bank account in France once you have bought your property. Having said that, it is certainly possible to open one before you complete on your purchase. In any event, you will need to show proof of identity, your residence status in France and some banks require sight of your bank account in the UK and/or proof of earnings.

If you are buying a property through an estate agent, they should help you with opening a bank account; this is part of what French estate agents generally do for expats. Agents in France don’t stop once you have agreed to buy a property; they should provide further services and generally give you advice on how things work in France.

If you are beginning your search, we can help you find an estate agent in France.

You can walk into any bank and ask for their requirements for opening a new account. However, you do need to bear in mind they may not speak very much English! One option is to go for online banking with Credit Agricole Britline.

An important thing to bear in mind is that going into overdraft without an agreement with your bank is an offence in France. Always make sure you have funds in your account for your own peace of mind.

Most banks offer online services with a secure messaging area. It is worth keeping in close touch with your bank manager (yes, they still have those in France!) This way you are more likely to be helped if ever there is a problem.

Cheques

Cheques are still accepted as payment in stores and for services in France, although they are less common than they once were. When you open your bank account you will receive a cheque book and bank card as a matter of course.

Paying for goods and services

Most stores, supermarkets and small shops take payment on cards as well as cash. Nowadays some supermarkets offer cashback also but normally only on a French bank account. Beware however that in some service stations, International bank cards may not be accepted. It is always wise to have cash on you when you are driving around France.

Paying artisans

Firstly, you need to check that when you employ a workman or artisan of any sort, they are covered by what is called “decennial” insurance. This covers them for 10 years public liability. Never employ anyone without insurance. Should you need to make any sort of claim after the work is completed, this will become very important.

Make sure to get a written quotation for any works you are having done. You may be asked to pay a deposit but never pay all of the amount quoted in full until the completion of the work and you are satisfied with it. Tempting though it may be to offer cash, don’t do it! This will negate any insurance, and a good artisan will not accept cash for this reason.

Tips

Tips are not common in France. When dining out you are not expected to pay any more than your bill as service is normally included. You can round payment up to the next euro but do not feel you have to add on any percentage: it is simply not done!

ATMs

These days most supermarkets and larger stores have in house ATMs. You will find them also in towns and villages although smaller hamlets may not have any. Bear in mind that there may well be a charge for using an international bank card.

Consider a currency exchange specialist

You may need to regularly send funds from your home country account to your new French one. For these sorts of regular transfers, you should investigate using a currency exchange specialist. It’s one way to avoid the transfer fees many high street banks charge and they often offer a better rate than you can get from the big banks.

Book a call with Smart Currency Exchange today to learn more about their services. As well as a regular payment plan, you may want to ask about forward contracts, as these allow you to lock in an exchange rate for a year or more. With a fixed exchange rate, you know exactly how much your money will get you in France, even if the market moves against you.

How to pay your taxes

Even if you’re living outside France, you’ll still need to pay tax if you have ties there – like owning property or earning French income. The good news is that it’s straightforward once you’re set up.

For income tax, payments are usually taken automatically from salaries, pensions or property income throughout the year. Then, each spring, you declare your income and receive a tax notice in the summer. If you’ve overpaid, a refund will be sent straight to your bank account. If you still owe something, the amount will usually be debited directly – either all at once or in instalments if it’s over €300.

Property wealth tax and local property taxes also follow a clear process. You can pay online, set up monthly or one-off direct debits, or even pay by card or in cash at certain tobacconists for smaller amounts. Using your personal account on impots.gouv.fr is the best way to keep everything in one place, and it works as long as you have a bank account in the SEPA zone. If you don’t, you can still make a direct transfer – just ask the tax office for details.

Whichever tax you’re paying, managing it online helps you stay on track, wherever you are.

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Buying property in Ardèche in 2025 – everything you need to know https://www.youroverseashome.com/articles/france-ardeche-buying-property/ Wed, 30 Apr 2025 14:49:27 +0000 https://www.youroverseashome.com/?p=265091 Ardèche may be one of France’s best-kept secrets, but for those who make the journey, it offers one of the most scenic and authentic lifestyles in the country. Nestled in […]

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Ardèche may be one of France’s best-kept secrets, but for those who make the journey, it offers one of the most scenic and authentic lifestyles in the country. Nestled in the southeastern corner of Auvergne-Rhône-Alpes, this ruggedly beautiful department is known for its untouched countryside, heritage villages and striking natural landmarks like the Gorges de l’Ardèche and the Pont d’Arc.

While the region lacks a TGV train line and requires a bit more effort to reach – typically via Valence or Lyon – that’s part of its charm. With no crowds and no overdevelopment, Ardèche remains one of the few places in southern France where you can still enjoy space, nature and quiet for an affordable price.

The landscape is shaped by forested hills, limestone cliffs and rivers carving their way through deep valleys. It’s an ideal destination for nature lovers, hikers, and those seeking a slower, more grounded way of life. And while tourism centres like Vallon-Pont-d’Arc attract visitors in summer, the rest of the department remains largely unchanged – a place of real character and enduring community spirit.

If you’re looking beyond the mainstream areas like Provence or the Côte d’Azur, buying property in Ardèche offers a unique opportunity to reconnect with nature, history and tradition. To start exploring homes in this quiet corner of France, visit our full selection of property for sale in Ardèche or browse homes across France to compare options.

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Pont D'arc in the Ardeche

After buying property in Ardèche, you’ll have access to spots of beauty like Pont D’arc

Why you should be buying property in Ardèche

If you’re seeking space, scenery and a more traditional way of life, Ardèche delivers all three – often at a fraction of the cost of more famous French regions. Tucked away in the Auvergne-Rhône-Alpes, this department is often overlooked by overseas buyers, but its appeal lies precisely in its authenticity and affordability.

Unlike Provence or the Côte d’Azur, the Ardèche remains largely untouched by mass tourism or large-scale development. You’ll find small towns, winding river valleys and stone-built villages that have changed little in centuries. The pace of life is slower, the air is cleaner, and the landscape is shaped more by nature than by infrastructure.

While it’s true that Ardèche doesn’t have a high-speed train line or a local airport, many buyers see this as a benefit. The lack of over-tourism means more space, better value, and a deeper sense of community. And with regular buses from Valence and Lyon just two hours away, it’s more accessible than you might think – especially if you’re planning longer stays or a permanent move.

The region also offers strong year-round appeal. In summer, hiking, wild swimming and cycling are everyday pleasures. In autumn, chestnut festivals fill the towns with local food and music. Even in winter, the scenery retains its rugged charm – and homes with wood burners and thick stone walls feel especially cosy.

If you’re looking for a rural lifestyle that’s rooted in nature and tradition, Ardèche offers one of the most compelling opportunities in France.

For a detailed look at the purchase process, claim your free copy of our France buying guide:

Download now

Property types and what you can get for your money

Ardèche is one of the last places in southern France where you can still find character homes with land for under €150,000 – sometimes significantly less. Detached stone houses dominate the market here, many of them dating back to the 18th and 19th centuries, with rustic façades, wooden shutters and panoramic views over valleys or forested hills.

Three-bedroom family homes with outdoor space can start from around €120,000 in quieter areas. Even in more well-known locations such as Aubenas or Les Vans, prices remain far below those found in Provence or the Alps. If you’re happy to renovate, properties needing modernisation can be found for under €80,000 – making Ardèche an attractive option for hands-on buyers or anyone looking for a long-term project.

In smaller villages like Saint-Montan or Alba-la-Romaine, you’ll find carefully restored homes with thick stone walls, vaulted cellars and shaded courtyards. These make excellent holiday bases or seasonal rentals – particularly during the summer hiking and festival season.

Larger countryside homes (often with land and outbuildings) are also available, especially in more rural pockets near the Monts d’Ardèche Regional Natural Park. These properties are ideal for buyers planning to create a gîte, run a smallholding, or simply enjoy space and privacy. To explore income potential, see our full article on property investment in France.

If you’re just starting your search, you may want to explore our tips for finding a property in France, including how to shortlist locations, budget for repairs, and work with local estate agents.

Aerial view of Antraigues sur Volane village in Ardeche, south of France

When buying property in Ardèche, explore the village of Antraigues sur Volane

What Ardèche lacks in fame, it makes up for in authenticity. This department is home to some of France’s most charming towns and villages – many of them officially recognised as “villages of character” by the local tourism board. For overseas buyers, this means the chance to own property in places that offer deep-rooted culture, natural beauty and long-term lifestyle value.

Privas is the administrative capital of Ardèche – and also France’s smallest prefecture. Set among rolling hills and rivers, it has a quiet, lived-in feel that’s especially appealing to buyers seeking year-round residency. The town comes to life during its chestnut festival each autumn and hosts a popular weekly market, making it a great base for exploring rural life.

Aubenas is one of the larger and better-connected towns in the south of the department. With its dramatic hilltop château, medieval streets and independent boutiques, it blends history with practicality. You’ll find restaurants, markets and good access to services – ideal if you want to enjoy village charm without giving up modern conveniences.

Alba-la-Romaine is a postcard-perfect village where 16th-century architecture meets Roman history. The old town is beautifully preserved, with cobbled lanes, stone balconies and peaceful squares lined with cafés. It’s a great option for buyers looking for a permanent home or long-stay base within a vibrant, heritage-rich community.

Les Vans sits near the southern edge of the Monts d’Ardèche Regional Natural Park and is popular with tourists in summer thanks to its shady squares, galleries and outdoor dining. But it retains its year-round appeal for buyers who value nature, hiking, and a lively cultural calendar. Properties here offer access to a wide range of outdoor pursuits – from wild swimming and climbing to horse riding and canyoning.

Saint-Montan is a remarkable case of restoration. Abandoned in the mid-20th century, it was brought back to life by thousands of volunteers in the 1970s, who rebuilt the stone houses using traditional methods. Today, it offers one of the most atmospheric village settings in Ardèche, with steep alleys, a hilltop castle and sweeping views of the Rhône Valley.

Many of these locations fall within easy reach of the Gorges de l’Ardèche and the wider regional park, making them ideal for nature lovers or anyone considering a rural retreat. If you’re still weighing up different areas in France, our guide to choosing the perfect French location can help clarify what kind of setting suits your goals.

Must-see natural attractions after buying property in Ardèche

Ardèche is one of the most naturally dramatic departments in France – and that’s a major part of its appeal to buyers. This is a region shaped by rivers, cliffs, forests and ancient geology, offering endless opportunities for outdoor living. Whether you’re moving full-time or seeking a base for active holidays, the local landscape becomes part of daily life.

The Gorges de l’Ardèche

Often called the “European Grand Canyon,” the Gorges de l’Ardèche is one of the department’s most iconic landmarks. This 32-kilometre limestone canyon stretches from Vallon-Pont-d’Arc to Saint-Martin-d’Ardèche, with towering cliffs, turquoise water and dense woodland along the way.

Adventurous buyers will find plenty to do – kayaking, canyoning and wild swimming are all popular in spring and summer. Canoe hire and guided tours are widely available, especially during the warmer months. If you prefer dry land, the scenic route along the northern rim offers panoramic views, picnic stops and signposted viewpoints. The natural stone arch at the Pont d’Arc is a must-see, and many homes in this part of Ardèche offer easy access to this extraordinary setting.

The Monts d’Ardèche Regional Natural Park

This vast protected area covers over 180,000 hectares of volcanic peaks, chestnut groves, river valleys and walking trails. It was created through local efforts in the 1990s to preserve traditional landscapes and rural life – and it’s now a key part of Ardèche’s identity.

Scattered throughout the park are “geosites” – points of geological or environmental interest. These range from extinct volcanoes and lava domes to dramatic escarpments and ancient terraces. For anyone with an interest in conservation, outdoor living or eco-tourism, this area offers not just stunning scenery but also long-term sustainability.

Many buyers choose to live near or within the park for easy access to hiking trails, fresh air and quiet. Several character villages sit just outside the park boundary, offering a balance of seclusion and services. For longer stays, the area has a good supply of guesthouses and gîtes – ideal if you want to trial the area before committing to a purchase.

Everyday life close to nature

Living in Ardèche means more than just proximity to beauty spots – it’s about being immersed in nature as part of your routine. From morning walks along the river to seasonal festivals celebrating chestnuts, lavender or wine, life here is shaped by the land.

If you’re considering a move to France to embrace a more outdoorsy lifestyle, Ardèche offers one of the most rewarding (and affordable) settings. To understand what kind of property you can expect to find here, continue on to Property types and prices, or browse our listings in Ardèche.

two person swim in the pool at the hotel. View from above, couple men and women in swimming pool of luxury vacation home in the Ardeche France Europe

Buying property in Ardèche doesn’t mean missing out on modern delights

How to buy property in Ardèche

Buying a property in Ardèche follows the same legal process as anywhere else in France – but if you’re purchasing from abroad, it helps to understand the steps before you begin. Whether you’re relocating, investing or buying a second home, careful planning will help make your move as smooth as possible.

Start by identifying what matters most to you. Are you looking for a renovation project in a remote hamlet, or a lock-up-and-leave home near a lively market town? Do you need fast access to services or public transport? Once you’ve narrowed your priorities, you can begin speaking with estate agents and browsing Ardèche property listings.

The next step is to plan your viewing trip. In rural departments like Ardèche, properties are often vacant or used part-time, so viewings should be booked well in advance. If you’re unsure where to start, our Viewing Trip Guide explains how to organise your visit and what to look for on the ground.

Once you’ve found a property, the purchase begins with a preliminary contract – either a compromis de vente or promesse de vente. This agreement is legally binding after a 10-day cooling-off period and usually requires a deposit of 5–10% of the purchase price.

A notaire – a government-appointed legal official – oversees the sale and handles the paperwork. You can also appoint your own independent solicitor if you’d prefer someone to explain the process in English.

If you’re financing your purchase, it is possible to get a mortgage as a non-resident. Most banks require a 20–30% deposit, and approval depends on your income, credit history and currency. To navigate this part of the process, read our article on how to find a mortgage broker in France.

The full buying process typically takes two to three months, though it can be quicker if you’re buying in cash or already have financing in place. For a full breakdown of each stage – from viewing to completion – read our step-by-step guide to the French property buying process.

If you’re buying in euros from abroad, it’s also important to plan how you’ll transfer funds. Currency fluctuations and bank fees can have a major impact on your final cost. To avoid surprises, we recommend speaking with a currency specialist and reading our tips on how to save money when buying property in France.

Ownership costs and ongoing expenses

One of the biggest advantages of buying property in Ardèche is the affordability – not just in purchase price, but also in long-term ownership costs. Still, it’s essential to understand the typical expenses you’ll face once you’ve completed your purchase.

Annual property taxes in France are generally modest, especially in rural departments like Ardèche. You’ll likely need to budget for two key taxes:

  • Taxe foncière: Paid annually by all property owners. Rates vary by commune but often remain below €1,000 per year for a standard home in Ardèche.
  • Taxe d’habitation: This is now largely phased out for permanent residences, but still applies to second homes. Expect to pay more if your property is located in a high-demand tourist area.

To understand how these taxes are calculated and what affects them, refer to our full guide to understanding property taxes in France.

Utility bills in Ardèche are generally reasonable, but older stone properties may require more heating in winter. Many rural homes rely on oil or wood-burning stoves rather than mains gas. Electricity, water and waste charges vary depending on usage and property type.

Insurance is legally required and relatively inexpensive. Basic home and contents cover typically costs between €150 and €400 annually. If you plan to let the property short-term, you may need landlord or holiday rental coverage.

Maintenance and renovation costs can vary significantly. Homes in Ardèche often come with outbuildings, land or historic features that require periodic upkeep. If you’re planning repairs or upgrades, get local quotes during the viewing process. Our article on managing your French property includes advice on working with tradespeople and planning for upkeep year-round.

If you’ll be transferring money regularly – for mortgage payments, renovations or utility bills – currency planning is also important. Using a specialist provider rather than a bank can help you avoid high transfer fees and poor exchange rates. To explore your options, see our guide to making essential payments in France.

For a complete picture of what to expect, including buying fees and mortgage costs, visit our guide to the costs of buying property in France – including how they compare between new-builds and older homes.

Not settled on the Ardeche? Explore where to buy property in France. Or, if you need more information, read about how to buy property in France. More interested in life after the move? Read about living in France.

Need tailored help? Speak with a property consultant for personalised advice on buying in Ardèche or other rural French regions.

Frequently asked questions

Is Ardèche a good place to buy property?

Yes. Ardèche is ideal for buyers seeking space, scenery and authenticity without the high prices of Provence or the Riviera. It’s perfect for outdoor lovers, retirees and those looking for a peaceful lifestyle close to nature.

Can foreigners buy property in Ardèche?

Absolutely. France has no restrictions on foreign property ownership. Whether you’re from the UK, US, Canada or elsewhere, you’re free to purchase a home. Learn more in our guide: Can you buy property in France?

How much does property cost in Ardèche?

You can find village homes from around €100,000 and detached countryside houses with land from €120,000–€180,000. Renovation projects may cost less. Prices vary based on location, size and condition. See our section on Property types and prices for more detail.

What are the extra costs involved in buying?

In addition to the sale price, budget around 7–8% for notaire fees and taxes. You may also need to account for property tax, insurance, renovation costs and currency exchange fees. Read our guide to the costs of buying property in France for a full breakdown.

Is it hard to get to Ardèche?

It’s more remote than other regions – there’s no local TGV line and the nearest airport is Lyon (about 2 hours away). However, buses run from Valence and driving is easy. Many buyers see its quiet location as part of its charm.

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Why France’s allure is growing for US and Canadian citizens https://www.youroverseashome.com/articles/how-france-has-become-a-strong-allure-for-us-and-canadian-citizens/ Thu, 17 Apr 2025 08:44:00 +0000 https://www.youroverseashome.com/?p=263325 France has always held a special place in the hearts of our American and Canadian friends across the pond. It seems that everything France has to offer appeals to them, […]

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France has always held a special place in the hearts of our American and Canadian friends across the pond. It seems that everything France has to offer appeals to them, from the sophistication of Paris to the quaint rural villages boasting a long, fascinating history and culture.

Elections have a habit of inspiring people to reflect on their lives and wonder about moving abroad. Couple that with economic uncertainty and political turmoil and you can see why many US citizens are looking to countries such as France in which to invest.

The interest in France for Americans has increased massively since before the recent US election.

Flag of France with passport and toy airplane on wooden background

There’s been rush of Americans and Canadians looking to move to France

What’s behind the surge

The interest in France for Americans has increased massively over the last couple of years. France stands out as one of the most appealing countries for Americans. The reasons are many: the cultural heritage, the gastronomy, the vineyards, the beauty of the countryside, the charming hamlets dotted about the countryside are some. Americans often feel bereft when it comes to history since their own does not go back quite as far! They marvel at the many still preserved medieval chateaux and historical buildings scattered across France. There is a richness to France which some feel is lacking in the USA.

Many Americans in search of a better quality of life also look towards France for a more efficient and accessible healthcare system and a more even work/life balance.

Above all, Americans feel that the French know how to enjoy life. The phrase “joie de vivre” is one that has found its way into the English language. That compelling feeling of relaxation and peace is something many Americans seem to strive for. France is high up on their list when it comes to looking for countries to provide just that.

Where and what are Americans buying

Our recent survey shows the majority of Americans are looking for a village home within easy walking distance of basic amenities and close enough to a vibrant town.

As for area, the preference is for the south and southwest of the country, such as Nouvelle Aquitaine or Occitanie, with Brittany coming a close third.

Dad and his little girl hiking in French Drome region and enjoying the view off Vercors mountains during summer season

France offers a way of life that appeals to different parts of US and Canadian culture

Why Canadians like France

The word Canada is said to have come simply from a misunderstanding. The French explorer Jacques Cartier had apparently understood the Huron-Iroquois word “kanata” which means village for the name of the whole region of what is now Quebec City.

Whether this is apocryphal or not, the French colonised Canada during the 16th century. They arrived firstly in Quebec and the French language to this day is well preserved across the province as well as in New Brunswick, Ontario and Manitoba. The French language is recognised in the country’s constitution and all government services are provided in both English and French.

Canadians are thus proud to consider themselves at least in thought as cousins of the French. France has always been close to their heart.

The visa US citizens need to live in or visit France

US citizens may visit France for up to 90 days without a visa. However, any longer requires a visa of which there are several types. The first thing to do is to apply via the France visa website Accueil – France-Visas Once completed, the applicant needs to appear in person at one of the designated cities in the USA. The towns are Atlanta, Boston, Chicago, Houston, Los Angeles, Miami, New York, San Francisco, Seattle, and Washington DC.

VFS Global have handled visa applications for Stateside citizens until now. Note however that from April 17th, the visa centres and application process will be handled by TLS Contact. The cities in the USA will not change, simply the actual location. The fees are €45 for a short stay visa and €220 for a long stay visa, all payable in US dollars.

Fishing Harbour of Cassis South France

It’s not just one reason that is behind this surge

Why Americans and Canadians are interested now

“As real estate agents in the Carcassonne region, we’ve seen a steady rise in interest from US and Canadian clients since early 2023,” Andrew Guck, a real estate agent with Leggett Immobilier tells us. “More and more are purchasing properties remotely, relying entirely on video tours and digital communication without visiting in person beforehand.”

Though many still visit in person, Guck says. “It’s a way to get a feel for the local culture, lifestyle, and practicalities before committing to a purchase.”

Guck believes the US elections had a direct impact on the rise in interest. “Since then, we’ve observed roughly a 20% increase in sales to American buyers in the entire company across France.”

Red car drive on the road of mediterranean beach driving on coast of France Highway view on coast on way to summer holiday

Whatever your reasons, there is a good life to find in France

“What draws Americans here goes beyond the charm of historic villages and beautiful landscapes,” Guck says. “There’s a deep appreciation for French culture – its wine, cuisine, language, and layered history. But perhaps just as important is the lifestyle. France is often seen as a country that values quality of life over relentless productivity. The French maintain a clear boundary between work and leisure, something many Americans feel has been lost back home. That contrast is increasingly appealing to those seeking a healthier, more balanced pace of life.”

Guck also says since the visa process is relatively straightforward for Americans, particularly those with some financial means, the decision to make the leap into buying property in France becomes even easier. “The properties being purchased range from full-time residences to holiday homes, with some buyers using them as seasonal retreats and others fully relocating to start a new chapter of life in the south of France.”

France’s appeal of course stretches to the rich and famous also. George and Amal Clooney own a chateau in Provence. Brad Pitt and Bradley Cooper reportedly own property in the South of France too. With property prices in France remaining very competitive however, it is not just wealthy Americans who are buying up; the French market is really open to all.

If you’re excited to make a move to France, speak to one our consultants today to learn about the next steps.

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How to get 5G+ in France and the best broadband speeds https://www.youroverseashome.com/articles/how-to-get-5g-in-france-and-the-best-broadband-speeds/ Mon, 17 Mar 2025 16:01:05 +0000 https://www.youroverseashome.com/?p=261404 One might say there has been something of a revolution when it comes to internet technology over the last decade or so.  Both 5G and fibre internet are pretty much […]

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One might say there has been something of a revolution when it comes to internet technology over the last decade or so.  Both 5G and fibre internet are pretty much at the core of this revolution. They both mean much faster communication as well as better data transmission.

We all use the internet of course. Knowing you have a good fast connection when going to France either for a visit or to your second home is a key consideration for many. So how is the current roll out of 5G+ going in France?

France was slow to start with broadband. Around 15 years ago many smaller villages and rural communes only had ADSL. Gradually however the country has caught up.

The installation of 5G mobile internet coverage across France began in November 2020. The French government estimated then that by 2030 the whole of the country would be covered. This will mean hugely increased internet speeds. However, the new 5G+ technology is even faster and is being rolled out as we speak.

A woman using the internet in France

The new 5G+ network will provide you with ultra-fast internet

What is the difference between 5G and 5G+?

5G is a broad term that refers to the fifth generation of mobile networks, designed to provide faster speeds, lower delays, and better connectivity than previous generations. However, not all 5G networks are built the same way. Many early 5G rollouts used existing 4G infrastructure with some upgrades, meaning that while speeds improved, the full potential of 5G wasn’t always reached.

5G+ isn’t as widely available as standard 5G yet, but where it is deployed, users can expect a much stronger and more reliable connection

5G+ (also called high-band 5G or mmWave 5G, depending on the provider) represents a more advanced version of the network. Instead of relying on modified 4G infrastructure, 5G+ uses dedicated, high-frequency radio waves and specially built towers. This allows for significantly faster speeds, better performance in crowded places, and near-instant response times.

The key advantage of 5G+ is its ability to handle a large number of devices at once, making it particularly useful in busy areas like city centers, airports, train stations, and shopping malls. Because of its specialized infrastructure, 5G+ isn’t as widely available as standard 5G yet, but where it is deployed, users can expect a much stronger and more reliable connection.

How will the 5G+ service roll out?

Orange are at the centre of the roll out and will start offering a 5G+ service to their existing customers during the course of this year. Free has already started introducing 5G+ connections. The plan is to serve main towns and cities ahead of expanding to rural parts of the country.

Who are the main internet providers in France?

There are four main internet providers: Free, Bouygues Telecom, SFR and Orange. Each of them operates their own telephone and internet infrastructures and also budget brands such as Sosh from Orange and RED from SFR. These are well worth looking into if you are planning to use your telephone frequently in France. Orange is probably the most popular provider for British expats since they are not only the largest company but also offer an English-speaking helpline.

A technician installing fiber optic cable in France

The French rollout of fiber is almost complete

Do most communities in France benefit from the fibre optic network?

The government committed to providing fibre optic internet to everyone in France by the end of 2022. It is not only very fast but it also gives you high-definition TV and it is generally far more reliable than ADSL.  In reality, most places do now have fibre optic but there are still a few isolated rural areas which do not since the Covid outbreak put the works on hold. However, by 2030 practically everywhere should have it.

Is there anything I should be wary of in terms of cost and availability?

There may be additional costs associated with using a greater amount of data since the connections are going to be far quicker. Thus it is important to note how much data you have in your contract and not overdo it unnecessarily. You can find the best deal on Selectra, an English-speaking price comparison website. It is always worth discussing your requirements on a regular basis with your internet provider. Since there is a fair bit of competition amongst providers, you should be able to achieve an excellent deal.

It is always worth discussing your requirements on a regular basis with your internet provider

Note that some mobile telephones may just not be compatible with this service but compare notes with other providers if you need to change your device. France is no different from the UK in that aspect: they will all want your business!

How can I find out if and when I can get the 5G+ service?

Existing Free customers should already be able to access the 5G+ network on their devices if there is a mast nearby. Orange customers who already have a 5G contract taken out any time from May 2023 will also be able to access the network. (Note this does not apply to the Orange “Sosh” budget scheme).

Other internet providers will doubtless follow suit in the coming months.

It is always worth keeping a close eye on your contract and making sure you are on the best scheme for your individual needs. Checking with your internet provider on a regular basis does pay dividends in France.

A senior couple taking a selfie

Fast internet is covering a growing part of the country

Are there any problems associated with the roll out of 5G+?

The rollout of 5G+ has been slower than initially expected, mainly due to the complexities of building the necessary infrastructure. Unlike standard 5G, which often works by upgrading existing 4G networks, 5G+ requires entirely new high-frequency antennas and a much denser network of towers. This comes with several challenges.

Building a widespread 5G+ network is expensive. The high-frequency signals used in 5G+ do not travel as far as lower-frequency signals, meaning more antennas and base stations are needed, particularly in cities. Expanding coverage to rural areas is even more difficult due to the vast distances and lower population density, making investment less financially attractive for network providers.

Although there is no scientific evidence linking 5G technology to health risks, some members of the public have expressed concerns over increased radiation exposure from the additional antennas. This has led to protests and regulatory debates in some regions, slowing down deployment. Environmental concerns have also been raised regarding energy consumption, as a denser network requires more power to operate efficiently.

Installing new infrastructure in densely populated areas often requires government approval and cooperation from local authorities. The permitting process, legal challenges, and public opposition have contributed to delays in some parts of France and other European countries.

Despite these challenges, France has been one of the most proactive countries in rolling out 5G and 5G+ over the past decade. While coverage in some remote areas remains inconsistent, the long-term goal is to extend full 5G+ availability nationwide by the end of the decade.

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Meet the 5 beautiful French cities with the most affordable property https://www.youroverseashome.com/articles/5-lovely-french-cities-with-affordable-property/ Thu, 20 Feb 2025 09:53:24 +0000 https://www.youroverseashome.com/?p=259416 Thinking about buying a house in France this year? You may well have timed it right: the market has been fairly slow over the past couple of years with sellers […]

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Thinking about buying a house in France this year? You may well have timed it right: the market has been fairly slow over the past couple of years with sellers in many areas having to drop prices in order to achieve a sale.

Generally speaking, there has been a slight slump in house prices in France, making now an attractive time for buyers. This is according to the Association of Notaires as well as INSEE, the French statistics body. Notaires handle all property conveyancing in France. As such they keep a close eye on the property market. INSEE (National Institute of Statistics and Economic Studies) looks at statistics across the board and their property arm has also shown a downward turn in prices.

According to the notaires’ latest data, properties prices during this first quarter of 2025 are likely to remain stable rather than increasing. This is of course excellent news for prospective buyers of property in France. The data also revealed which cities had the most affordable prices.

An aerial view of Chateauroux

The city was awarded the grand prize by the Concours National des Villes et Villages Fleuris

Chateauroux

Chateauroux is a beautiful town located pretty much right in the centre of France. It is the capital of the Indre department and takes its name from the castle built in the 10th century by Raoul, Prince of Déols. The old town is a most attractive place in which to wander with several monuments, museums and churches.

In 2021, the city was awarded the Villes et Villages Fleuris’s grand prize. The awards committee highlighting the city’s celebration of its history, both as a medieval city and industrial hub. With frequent contemporary art exhibitions held by the city’s School of Fine Arts.

One of the main reasons why this would be an excellent place in which to buy property is its central location. It also has good transport links for air, road and rail. It’s just two hours from Paris by train.

As it’s roughly halfway between the channel and the Mediterranean, Chateauroux isn’t the most convenient for beach trips. It is, however, surrounded by beautiful forests, old abbeys and vineyards to explore.

Property prices here have remained stable over the last year and there is a wide choice of type of property from apartments in town to large stately homes on the outskirts. You can find a small one- or two-bedroom apartment for as little as €70,000 and a detached villa with some land for upwards from €180,000.

A waterfront view of Amiens

Amiens is the home of multiple UNESCO World Heritage sites

Amiens

Amiens is located in Picardy and is the capital of the Somme department. Best known as the battleground fought over in the First and Second Great Wars, there is a lot more to this city than its military past. Its main attraction is Amiens Cathedral, a UNESCO World Heritage Site and the largest gothic cathedral in France.

Like Chateauroux, Amiens has been awarded the coveted Four Flowers by the Villes et Villages Fleuris. The award committee calls the town “The little Venice of the North”, thanks to the canals that crisscross its streets. in 2020, it was awarded the National Price for Plant Diversity thanks to its orchards where residents are free to pick pears and apples.

The centre of Amiens is made up of pretty little squares lined with cafes, the perfect place to sit and watch the world go by. It is also of course less than two hours from Paris and Lille and close enough to the UK that a holiday home here could be used as a weekend retreat.

Property prices have remained stable here too recently. There is a wide variety of affordable property from town apartments to modern villas. Expect to pay around €200,000 for a three- and four-bedroom property close to town.

A river winds through the city of Limoges

Find a peaceful life in Limoges

Limoges

Limoges, home to the famous porcelain, lies in the Haute Vienne department of what used to be known as the Limousin. This has consistently been the most affordable part of the country in which to buy property.

The old town is a beautiful example of medieval architecture with half-timbered buildings and imposing columns forming arcades.

Limoges is often a much-underrated town but in terms of affordability, it is well worth looking at property here. This is one of the most reasonably priced places in France, not just for property but for the cost of living generally.

You can find a small apartment close to the centre of town for under €100,000. A budget of around €250,000 will afford you a lovely three or four-bedroom property with garden.

The alley behind a set of half-timbered houses in Troyes

A city that wears its medieval history on its sleeves

Troyes

Troyes is a very pretty old town located about 85 miles southeast of Paris in the Aube department, a journey you can make in 90 minutes. It is the historic capital of the Champagne region and has a magnificent cathedral and several lovely churches and museums, all boasting stunning medieval architecture.

The old town is a joy to walk around with its colourful timber buildings and quirky boutique shops. The centre of the town is nicknamed the ‘Champagne Cork’ because, from above, it resembles the stopper of its famous wines. You will find ten listed churches and a cluster of museums to explore.

Another four flower city, Villes et Villages Fleuris were delighted by the protections placed on the old town, ensuring it will retain its distinct medieval looks for years to come.

Troyes is well situated close to the A26 and the A5 motorways and has become an important tourist centre in recent years. All of this means that investing in property here could be an excellent plan currently.

Prices have remained fairly stable over the last couple of years and there is a wide variety of types of property both in the town and on the outskirts. A two- or three-bedroom property with some outside space can be found for under €200,000 here.

A view of Poitiers from the river

Charter a boat to see Poitiers from its peaceful river

Poitiers

Poitiers, the capital of the Vienne department, is a picturesque town lying just west of the centre of France. It is known both for its popular university which dates back to the Middle Ages as well as the Parc Futuroscope which is basically a kind of multimedia theme park with several cinemas and futuristic attractions. Thus, Poitiers manages to combine the old with the new!

The town centre is just lovely with a clearly marked pedestrian area lined with bars, cafes and shops.

Although prices have not fallen as much as in some other French cities over the last year or so, investing in property here could be advantageous since it is a popular university town and property prices tend to hold their value. There are some excellent investment opportunities for a budget of around €150,000 whilst you can find a large detached character house for under €300,000 on the edge of town.

As the spring approaches and the market remains a good one for buyers, now may be the time to make your French property dream come true. If you want to learn more, you can get all your questions answered at Your Overseas Home’s Virtual Overseas Property Show. It’s a free event held online on March 22nd where we are pulling together all the experts you need on your house buying journey.

Register for your free ticket today!

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Three rules French home owners need to know https://www.youroverseashome.com/articles/three-rules-french-home-owners-need-to-know/ Fri, 31 Jan 2025 13:24:41 +0000 https://www.youroverseashome.com/?p=257582 The day you hold the keys to your new French home for the first time is a special one indeed. Whether you’re relocating permanently or plan to use the property […]

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The day you hold the keys to your new French home for the first time is a special one indeed. Whether you’re relocating permanently or plan to use the property as a holiday home, it is tremendously exciting to know you are now the proud owner of a house in France.

While you should take a moment to enjoy the sensation of turning your dream into a reality. You will, after a little while, have to engage with the some of the everyday responsibilities of that reality. Part of integrating into your new French life is learning about any rules and regulations regarding property ownership in France.

Whether your house is in pristine condition, move in ready or needs some renovation, here are three rules regarding home maintenance in France that you should know about.

Maintaining your home whether you are there all the time or only part time is something which needs to be adhered to. Most French homeowners take this very seriously. Let us take a look at these three rules which will apply to you, wherever your French home is situated.

A chimney sweep in France

Every chimney in your home must be swept at least once a year

Chimney sweeping

The rules about chimney sweeping are fairly strict with good reason. This is mostly of course due to fire risk: many houses are very old and many have quite a few chimneys!

The rules say that chimneys need to be professionally swept at least once a year and owners need to have a certificate from a properly registered and qualified chimney sweep in order to prove it.

Make sure you shop around for the best deal as prices do vary

Understandably, you may not have the details of a chimney sweep when you move into a new property. Ask at your local mairie for advice and they should be able to help you find one. Make sure you get a quotation before you commit as the prices can vary and it’s possible to get a good deal. The cost is usually around €100, but that is to service a single chimney. If your property has multiple fireplaces, you cost will likely be more.

Note that in some departments there is a requirement for chimneys to be swept twice a year. It is worth asking your estate agent about this when you are looking at properties in their area.

Finally, when you sell a property, you will need to have your chimney swept and provide a certificate as proof. The notaire will always ask for this. Many chimney sweeps will put a note in about the condition of the chimney but don’t worry if yours gets criticism: most chimneys and wood burners will have come in for frequent use and there are bound to be some things which could be improved upon. This should not affect the sale. The important thing is to have the certificate which the notaire will attach to the “compromis de vente” and later to the “acte de vente”.

A maintenance worker clears undergrowth in a French garden

Failure to clear undergrowth around your home will result in hefty fines.

Clearing undergrowth to prevent fires

Forest fires are a hazard in France, as they are in many countries with vast expanses of natural vegetation and growth. France has long been at the forefront in terms of preventative measures against the risk of fire.

As a property owner in France, you are obliged to clear all undergrowth around both your house and your land by July 1st each year at the latest. This is part of the “code forestier” which makes it a duty to each property owner. Called “débroussaillement” in French, this means that you need to clear all undergrowth from your property up to a minimum of 50 metres from your house. Note that in some departments the mairie will require a minimum distance of 100 metres. Again, it is wise to check with your mairie!

This rule is there not only in order to protect your property but to make the fire service’s task easier by creating a path to deal with and contain any fire.

The emphasis is rightly on safety in France

It is important to carry out this clearance work or you may find yourself with a fine. The mairie are entitled to dish these out to anyone not complying with the rule. Happily, the mairie will undertake any work themselves in the case of property owners failing to do it themselves. So, if a neighbour is not acting responsibly, you shouldn’t have to live with the risk for long. The emphasis is rightly on safety in France.

Note that this rule has only recently been updated in that anyone selling their French property is obliged to inform potential buyers of the rules to clear undergrowth. This also applies to rentals. It means that information on undergrowth clearance must be included in the sales brochure. Failure to do so can result in a fine. Hopefully any decent estate agent will know about this, but it is always wise to doublecheck since you will be the one responsible for not informing any new owner of the rule!

In practice, you simply need to include a note to any potential new owner of your property along with a link to the “georisques” website which provides information on any risks the property may face. The French government has created a useful website with a map showing fire risks in a particular area.

A French pool with a Perspex shelter installed

There are many designs of shelter to fit the aesthetic of your home

Swimming pool security

Since 2002, there have been strict safety laws for owners of private pools. Again, this is to ensure the pool is safe for owners and guests. To remain compliant, every pool must be protected by a security system. There is a steep fine if you are found without an approved system in place.

There are four parts to the system you’ll need to install. A barrier that would prevent a child of five or under from getting to the pool without the aid of an adult. You will also need an alarm sensor that detects if someone falls into the water. A pool cover is also essential. In addition to the cover, you will also need a pool shelter. This rigid structure is similar to a conservatory that prevents unwanted access to the pool.

The law applies to all in ground outdoor pools, but it does not apply to above ground or indoor pools

When it comes to selling your home, you will need to provide evidence of these safety devices to the notaire. Each device has to be up to Afnor (Association française de normalisation) safety guidelines standards. Note that the law applies to all in ground outdoor pools, but it does not apply to above ground or indoor pools.

These three home maintenance regulations are of course all designed with your and your family’s safety in mind. If in doubt about what you need to do, as always, go and ask at your mairie, always a source of great information for new French homeowners!

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Making your new French home from home, in Nice https://www.youroverseashome.com/articles/property-in-nice/ Mon, 13 Jan 2025 21:23:42 +0000 https://www.youroverseashome.com/?p=256573 Nice, the most glittering city on the French Riviera, has long held a close connection with British, American and other international homebuyers. See why we keep coming to this sundrenched […]

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Nice, the most glittering city on the French Riviera, has long held a close connection with British, American and other international homebuyers. See why we keep coming to this sundrenched corner of France, to buy a property in Nice.

From F Scott Fitzgerald to W Somerset Maugham, from Elton John to Bono, the cultural jetset have lived in Nice and the hills that surround it, gazing down on the sparkling Mediterranean.

Glamorous, sophisticated and beautiful, Nice is one of those cities that many of us would love to live in. Queen Victoria was one of those. She loved the city and credited her long winter visits with making her feel at her best. Some international celebrities never left, including American dancer Isadora Duncan.

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Nice is a city of around 350,000 people, capital of the Alpes-Maritimes department, within the region of Occitaine. Roughly 50,000 of the resident population is from overseas,

Nice is a seaside city with a long season. Even in late October you can be swimming in the sea (which really is more azure than most seas!). Winter time can be as interesting and vibrant as the summer, Indeed, February is one of the busiest months in Nice, with the annual carnival taking place.

It oozes culture, with art galleries devoted to former residents Matisse and Chagal. And even if your French is a little rusty, that won’t be a problem in NIce’s museums, shops and art galleries.

It is also a well connected city, with ferries to Corsica, Monaco a short cycle ride down the road and Italy only a little further. Its airport is the third busiest in France, and air traffic from the USA increased by 44% between 2023 and 2024, with direct flights from several US airports.

If you are looking for a French “home from home” where you can easily fit in and be embraced by an international community, as well as a French one, Nice may just be for you.

The Promenade des Anglais

Whatever people may say about the French attitude to Brits, you can tell that there is at least some mutual affection from Nice’s best known landmark. Nice’s main promenade was renovated in 1820 by the Reverend Way, an English barrister and churchman. Reverend Way was taken with the beauty and elegance of Nice and donated money for the construction of the promenade.

Promenade des Anglais in Nice

Promenade des Anglais in Nice, your Mediterranean home from home

A stroll along the promenade, with the sea on one side and grand hotels and fine architecture on the other, beautiful people all around you, spilling out of sumptuous restaurants and beach bars… life doesn’t get much better!

The Old Town

Away from the boulevards and grand squares, Nice’s Old Town (Vieux Nice) offers a lovely mix of alleyways and cobbled streets. Stop for a coffee and enjoy people watching. You will hear plenty of British and American accents, but people tend to behave impecccably in this grand and sophisticated city. Browse the quirky little shops and incredible flower market, eat a socca on the way. It’s a traditional Nicoise street food, but a bit like pizza.

A picture of Nice's old town

Colourful houses in Nice’s old town

Indeed there is a certain Italian feel to the architecture too. After all, we are only 20 miles from Italy, and the city has only been French since 1860. Until then it had been Italian. Nice Cathedral is in the Old Town. It is a marvellous testament to baroque design, with its ornate chapels, paintings and sculptures. The Cours Saleya market is also here, selling fresh foods and flowers daily.

Owning a property in Nice means you can just pop down for your fresh flowers.

Nice’s expat community

Nice is one of the most popular places in France for British and indeed other expats to live, with some 15% of the population from overseas. There are plenty of organisations aimed at expats. One such is “Meet Up” Nice / Cannes/Antibes/Monaco- Expat, New In Town or Local? | Meetup which arranges social occasions and events for its members.

There are several smaller outfits in the surrounding villages and towns however which cater for helping new arrivals integrate. Enquire at your local mairie for details.

Read about one of Your Overseas Home’s readers and her experience of buying and living in NIce.

Socca vendor in Old Town of Nice.

Don’t forget to grab some socca to munch as you peruse the market (Jeff Whyte / Shutterstock.com)

The climate in Nice

Nice has hot summers and mild winters. The spring and autumn are maybe when the city is at its most beautiful. The climate attracts people of all ages to the whole area, particularly retired folk seeking more benign weather than what is usually on offer in the UK or North America.

But go just a few miles inland and you’re skiing in winter. Indeed Nice’s nearby ski area has just been awarded the 2030 Winter Olympics. This is very much a city where you can ski in the morning and swim in the afternoon. Even in winter sea temperatures are around 14C, which isn’t far off the English Channel’s temperature in high summer.

Buying property in Nice

Nice is one of the pricier regions of France to buy a home – but then again you may have Bono as a neighbour. The arrival of the Amderican market in particular has sent prices of property in Nice higher in recent years, by as much as 15%, to an average of over €5,000 per square metre.

However, a property in Nice will be slightly cheaper than other towns in the French Riviera such as Cannes or St. Tropez, and is much cheaper than Monaco.

Although prices of property in Nice are high in areas like Mont Boron and the Promenade des Anglais, you can still find houses and flats at a reasonable cost. An increasingly popular but still affordable area by the sea is Fabron, closer to the airport. Also try looking a little further inland. A budget of around €350,000 will find you a two- to three-bedroom apartment. Prices hold their own here and there is an excellent rental market too, making this a great investment.

Queen Victoria loved the city and credited it with making her feel at her best whenever she visited.

Check out some of our properties for sale in Nice, here, with prices from just over €200,000. We also have some outstanding new-build homes from exciting designers, from just €325,000.

There are also villages in the hinterland that benefit from easy travel connections via Nice airport.

A property in Nice, especially in the Old Town, undoubtedly offers the chance to make money from short-term rental.

Cultural and natural attractions

Nice is a stimulating city with a huge amount on offer for all tastes. It has an abundance of museums, art galleries, theatres and cinemas. And of course Cannes, just 20 miles down the road, has its film festival in May.

Nature and sports lovers are well catered for here (at a price). There are several yacht clubs, including just around the headland in Villefranche-sur-Mer. Watersports clubs have become very popular in recent years. There are numerous hiking and biking trails when the ski season ends. France is seriously switched on to making its ski resorts as attractive in the other three seasons as they are in summer.

Getting to Nice

Nice is well served in terms of public transport and there is little need of a car. There is an excellent tramway in the city, part of the Lignes d’Azur network, and a very good bus service. There is also the ubiquitous bike and scooter rental service. You can in fact hop on a bus to Monaco or even Italy.

Nice is a popular tourist destination. This has its pluses and minuses for anyone buying property in Nice, but means the city is run superbly. The infrastructure is first class and although it is a fairly big city, it feels quite intimate. There is a great internatonal atmosphere here as well as a sense of community.

Nice manages to present as oh-so-French but also very cosmopolitan. Coupled with its perfect location on the Mediterranean coast, makes it a most desirable place to call “home”.

 

 

 

 

 

 

 

 

 

 

 

 

 

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