Expect rolling hills lined with cypress trees, olive groves and vineyards, crystal-clear lakes, forests and medieval hill towns. If you love Tuscany’s scenery but want more space for your budget, Umbria delivers the same romance with an authentic, less touristed feel.

Contents

• Why you should be buying property in Umbria
• Umbria’s property market at a glance
• Where to buy property in Umbria
• Getting there and connectivity
• Is buying a property in Umbria a good investment?
• The buying process in Umbria
• How much it costs to buy in Umbria
• Frequently asked questions

Why you should be buying property in Umbria

Authentic Italy (without the crowds)

Umbria’s towns and villages feel wonderfully genuine: weekly markets, artisans, seasonal food and local festivals (Sagre). From Assisi to Spello, Perugia to Gubbio, it’s rich in art, spirituality and everyday Italian life.

Tuscany’s look — Umbrian value

You’ll find the same rolling countryside, cypress-lined lanes, vineyards and stone farmhouses as across the Tuscan border — at notably lower prices. Many buyers who are priced out of Florence or Siena discover they can afford larger, characterful homes in Umbria.

Scenery, food and wine

Hike Monte Subasio from Assisi to Spello, ride the tiny cable car in Gubbio for Apennine views, and visit Marmore Falls — among the world’s tallest man-made waterfalls. Culinary highlights include truffles, pecorino, prosciutto di Norcia, and revered wines from Orvieto (whites) to Torgiano and Montefalco (reds).

Festivals and culture

Perugia’s Eurochocolate (October) and Umbria Jazz (July, plus winter editions) bring global audiences; Gubbio’s Ceri Festival (15 May) and Spoleto’s Festival dei Due Mondi (June–July) fill towns with music and performance — great for lifestyle and potential rentals.

Umbria’s property market at a glance

Umbria comprises just two provinces — Perugia and Terni — and a landscape of medieval towns, lakes (Trasimeno), rivers and mountains. You’ll see everything from frescoed townhouses and apartments in historic centres to stone farmhouses (casali) with land.

• Price context: Average prices in Umbria are generally less than half those in Tuscany overall. Indicatively (historic figures), Perugia municipality has averaged around €1,100–€1,200/m², with regional averages slightly lower; Tuscany’s regional average is much higher, skewed by Florence/Siena.
• Entry points: Remote villages sometimes list small homes under €100,000, and renovation projects can fall below €50,000. Character farmhouses with outbuildings typically start around €150,000, depending on condition and access.
• Where it’s best value: Southern/central areas such as Terni, Narni, Amelia, Spoleto and Norcia often have lower pricing and more renovation stock.
• Lifestyle stock: Around Lake Trasimeno you’ll also find subdivided estates with shared pools/gardens — ideal lock-up-and-leave holiday homes.

Where to buy property in Umbria

Many buyers prefer to be within ~45 minutes of Umbria International Airport (between Perugia and Assisi). Below are evergreen favourites that blend lifestyle, access and value:

Perugia

Capital of the region and a lively university city (two historic universities). Historic centre highlights: Piazza IV Novembre with the Maggiore Fountain, Palazzo dei Priori and the Cathedral of San Lorenzo; Rocca Paolina’s underground passages. The city hosts Eurochocolate and Umbria Jazz, and provides big-city services even if you base yourself in a nearby village. Expect apartments in palazzi and converted country houses with shared amenities.

Assisi & Spello

Both under 20 minutes from the airport. Assisi (UNESCO) blends art and spirituality; Spello (one of “I Borghi più belli d’Italia”) charms with Roman gates, mosaic floors and winding stone lanes. The Assisi–Spello hike over Monte Subasio serves jaw-dropping views — a perfect weekend ritual.

Gubbio

Historic, atmospheric and just ~35 minutes from the airport by the quickest of three scenic routes (also ~1 hour from Ancona and the sea). Ride the tiny open cable car for views; explore the Roman theatre (c. 20 BC) and the layered Gothic-Renaissance centre. Popular for year-round living thanks to full services (~33,000 residents).

Lake Trasimeno & Castiglione del Lago

~25–45 minutes from the airport. Trasimeno is central Italy’s largest lake — kayaking, sailing, cycling, swimming and island ferries to Maggiore/Polvese. Towns include Castiglione del Lago (also listed among Italy’s most beautiful villages), Panicale, Città della Pieve, Passignano and Monte del Lago. Expect classic stone houses and farmhouses; some subdivided with shared pools — perfect for holidays and rentals.

Spoleto

~40 minutes from the airport on good roads. Rich in art and architecture — cathedral, Albornoz fortress, Roman aqueduct/theatre — and home to the Festival dei Due Mondi. Old-town escalators make hill walking easier; surrounding valleys and oak forests offer great hiking. Suits buyers seeking space/privacy with a cultural town close by.

Getting there and connectivity

By air

Umbria International Airport (Perugia “San Francesco d’Assisi”) sits between Perugia and Assisi, with routes to major European cities (some seasonal). From the UK, typical carriers include Ryanair (Stansted) and BA (Heathrow). The airport links easily to Siena, Ancona, Assisi and Rome via major roads.

By rail

Orvieto (south-west Umbria) lies on the Florence–Rome line, putting Rome’s Termini and FCO airport within easy reach; Perugia and Foligno connect across the region. Expect convenient regional services and scenic branch lines.

By road

Perugia ↔ Siena ~1h20; Orvieto/Terni ↔ Rome often <1h30 (traffic dependent). Good motorway and superstrada access makes multi-stop trips (Tuscany, Lazio, Marche) straightforward.

Is buying a property in Umbria a good investment?

Umbria has shown steady price growth while remaining more affordable than Tuscany — a compelling combination for lifestyle buyers. Tourism is rising (notably strong festival calendars), supporting seasonal rental demand around Perugia, Assisi/Spello, Spoleto and Lake Trasimeno. A lower cost of living helps retirees and relocators.

As with any market, values can fluctuate. Assess micro-locations, condition/renovation budgets and access. For older stone homes, budget for structural/survey checks; in higher-risk seismic zones (south-east mountains) plan for modern reinforcements as required by code and ask your geometra about available incentives.

The buying process in Umbria

Foreigners can legally buy in Umbria. With the right team, it’s straightforward:

1. Define your brief: Property type, size, location radius (e.g., within 45 minutes of the airport), budget and must-haves.
2. Research & shortlist: Compare Perugia, Assisi/Spello, Gubbio, Trasimeno and Spoleto. Visit to test travel times and amenities.
3. Engage professionals: Independent lawyer (avvocato), notary (notaio), reputable estate agent; consider a currency specialist to manage exchange-rate risk.
4. Viewing trip: Line up multiple homes (including renovation vs. turnkey). Take photos/notes for like-for-like comparison.
5. Offer: Submit via your agent. Once accepted, due diligence begins.
6. Preliminary contract: Sign the contratto preliminare/compromesso and pay the caparra (often ~10%).
7. Financing & tax code: Obtain codice fiscale; arrange mortgage or proof of funds.
8. Completion: Sign the rogito before the notary; pay balance and fees.
9. Registration & utilities: The notary/lawyer registers the deed. Set up utilities/insurance and any works.
10. Move in: Furnish and enjoy — or prepare the property for holiday letting if that’s part of your plan.

How much it costs to buy in Umbria

As a rule of thumb, budget an extra ~10–15% of the purchase price for fees and taxes:

• Purchase taxes: Main residence usually 2% of cadastral value; second homes ~9%. New-builds: VAT at 4%/10%/22% depending on use/spec.
• Notary & legal: Often 2–4% combined (transaction-dependent).
• Agent commission: Typically 3–5% (confirm split).
• Other one-offs: Surveys/technical checks (especially for older stone homes), connections, and currency transfer costs.
• Ongoing: IMU (for second homes), TARI waste tax, utilities/maintenance and any community fees

Frequently asked questions

Is Umbria cheaper than Tuscany?

Generally yes. Average prices are markedly lower, especially outside the biggest centres — one reason many Tuscany-lovers buy across the border in Umbria.

Where can I find the best value?

Southern/central areas (Terni, Narni, Amelia, Spoleto, Norcia) and more remote villages. Renovation projects can start under €50,000.

What areas are easiest from the airport?

Within ~45 minutes: Perugia, Assisi, Spello, Gubbio, Lake Trasimeno (Castiglione del Lago, Passignano, Monte del Lago), Todi and Spoleto (~40 mins on good roads).

Is Umbria good for rentals?

Yes — festival-driven demand (Umbria Jazz, Eurochocolate, Spoleto) and lakeside/cultural hotspots can generate strong seasonal bookings.

Are earthquakes a concern?

Risk is higher towards the south-east mountains; lower in the west (Amelia/Orvieto/Narni). For older homes, get a seismic vulnerability assessment and plan compliant reinforcements where needed.

The post Buying property in Umbria in 2025 – everything you need to know appeared first on Your Overseas Home.

Interest is rising fast — in 2023, Google searches for “Sicily property” jumped 53% compared to the previous year. High-profile TV shows have played their part too, from The White Lotus (set in glamorous Taormina) to news features on the one-euro homes campaign.

Today, Sicily appeals to a wide range of buyers: luxury seekers in Taormina, culture lovers in Siracusa and Ragusa, and bargain-hunters looking at renovation projects inland.

With four international airports, year-round sunshine, and property prices well below the national average, it’s no surprise that Sicily is firmly on the radar for holiday homes, relocations and investments. For broader context, compare with our regional guides on Puglia, Umbria, and Abruzzo.

Contents

• Why you should be buying property in Sicily
• Understanding the property market
• Property types and what you can get for your money
• Best areas to buy property in Sicily
• The buying process in Sicily
• How much it costs to buy in Sicily
• Frequently asked questions

Why you should be buying property in Sicily

Sicily is one of the most alluring places to buy in Italy — an island that blends natural beauty, affordability and international accessibility. For many buyers, it ticks the boxes of lifestyle, culture and investment potential in one package.

Affordable by comparison

Property in Sicily is considerably cheaper than the Italian average. In 2024, the average home cost around €210,000, well below national levels. Bargain-hunters are drawn to the one-euro homes campaign, although realistic buyers should expect €50,000 or more in renovation costs. For further inspiration, see our guide on finding affordable property in Italy.

Appealing tax regime

Foreign buyers who become tax residents in Sicily can take advantage of Italy’s 7% flat tax scheme, which applies to overseas income, pensions and rental revenue (but not Italian-sourced income). This makes the island especially attractive for retirees or those relocating with global earnings. For more details, see our guide to Italian taxes in 2025.

Natural and cultural highlights

With crystal-clear waters, olive groves, vineyards and the active volcano Mount Etna, Sicily’s landscapes are unforgettable. Add in Baroque palaces, UNESCO-listed towns and vibrant cities like Palermo, and it’s easy to see why buyers fall in love with the island. Food and wine culture is another draw — and you can immerse yourself further with our feature on cooking like a local in Italy.

Mount Etna, from Taormina

Excellent connections

Palermo Airport is Sicily’s largest, with flights from over 200 destinations across Europe. Buyers from the US benefit from direct routes from major airports including New York and Boston. With four airports across the island, access is simple whether you’re heading to Palermo, Catania, Trapani or Comiso. To compare with other well-connected hubs, see Italian cities near airports.

Understanding the property market

Sicily is divided into nine provinces, each offering distinct character and pricing. Overall, the average property price is around €1,300 per square metre — well below the national average — but the variation between prime locations like Taormina and inland villages is dramatic. This means buyers can choose between luxury homes in exclusive resorts and affordable countryside projects with renovation potential.

Check out some properties for sale in Sicily today.

Some provinces, such as Palermo and Catania, attract those seeking urban convenience and culture, while coastal towns like Cefalù and Trapani offer seaside lifestyles at mid-range prices. Inland areas — including parts of Enna or Caltanissetta — can be extremely affordable, sometimes under €1,000 per square metre. For buyers weighing up alternatives across Italy, compare with our guides to Umbria, Abruzzo and Puglia.

Property types and what you can get for your money

Sicily offers one of the most diverse housing markets in Italy. Buyers can choose from Baroque palazzos in historic centres, seaside apartments, rustic farmhouses, and even modern new-builds. Prices vary significantly depending on location and condition:

For more inspiration, read our features on affordable property in Italy and different Italian property types.

Best areas to buy property in Sicily

Sicily is divided into nine provinces, each with its own character, landscapes and housing market. The island’s average property price is around €1,300 per square metre, but there is wide variation depending on location. Inland provinces are among the cheapest in Italy, while hotspots like Taormina command premium prices. Here’s a province-by-province breakdown to help you choose where to buy.

Trapani

On Sicily’s western tip, Trapani combines ancient charm with coastal living. The city is full of honey-coloured stone buildings, while the Zingaro Reserve and two coastlines provide spectacular scenery. This is one of Sicily’s most affordable coastal areas, with median prices around €1,000/m² — roughly 10% lower than two years ago. Inland properties can drop to €500/m², while coastal homes average from €700/m². Expats are increasingly drawn here for its blend of authenticity and value.

Palermo

Sicily’s capital is a dazzling mix of Baroque architecture, grand piazzas and lively markets. Once the holiday destination of wealthy Italians, Palermo today offers historic apartments, modern homes and proximity to beaches like Mondello.

Cefalu, the seaside resort near Palermo, Sicily

The province also stretches east to Cefalù, a popular resort with international buyers. Median prices here are around €1,250/m², with pockets of more affordable housing outside the city centre.

Agrigento

Best known for the Valley of the Temples, Agrigento is also rich in beaches and vineyards. Torre Salsa is a nature reserve with pristine sands, while Menfi in the west commands higher values thanks to its wine estates. Property remains affordable overall, with a median price of €1,050/m², though expect to pay more in desirable coastal towns.

Caltanissetta

This inland province is often overlooked, but it offers some of the cheapest property in Sicily, with a median of €950/m². The rural landscape, cooler climate and peaceful atmosphere make it a good choice for holiday homes rather than year-round relocation. Buyers should be prepared for limited work opportunities but can enjoy a more authentic, slow-paced Sicilian lifestyle.

Siracusa

Home to the ancient Greek city of Syracuse and the island of Ortigia, Siracusa blends archaeology, baroque squares and coastal beauty. Ortigia’s apartments are particularly sought after, balancing affordability with atmosphere. Beaches line the coast, while towns like Pachino are pricier. Median prices are around €1,050/m², with many affordable options in smaller towns and villages.

Enna

Sicily’s highest provincial capital, Enna offers history, castles and natural beauty at low cost. Highlights include Piazza Armerina’s Roman mosaics and Lake Pergusa’s wildlife reserve. Median prices sit at €950/m², making this one of the best-value provinces for rural buyers looking for authentic Sicilian life.

Messina

Situated opposite mainland Italy, Messina enjoys year-round sunshine, averaging 2,500 hours annually. Its cultural mix and Greek-speaking communities give it a distinctive character.

While the province’s median price is €1,400/m², areas like Taormina – a glamorous resort featured in TV’s White Lotus that’s long attracted international buyers – are much more expensive, often exceeding €3,000/m². Inland villages such as Castiglione di Sicilia offer more affordable alternatives.

Catania

Set at the foot of Mount Etna, Catania combines city life, UNESCO heritage and fertile farmland. Its cuisine and citrus groves are famous worldwide, and wine production is growing in importance.

Property in the city averages €1,250/m², while inland villages and hilltop towns such as Militello or Castiglione di Sicilia offer lower prices. Coastal hotspots like Aci Castello, with its Norman castle, command more.

Ragusa

Part of the Val di Noto UNESCO World Heritage area, Ragusa is known for its baroque architecture, sandy beaches and excellent seafood. Towns like Chiaramonte Gulfi, nicknamed the “Balcony of Sicily,” provide stunning views across the valleys to the sea. With median prices around €1,000/m², Ragusa offers a balance of lifestyle and affordability, making it one of the most attractive provinces for overseas buyers.

As Goethe once wrote: “To have seen Italy without having seen Sicily is to not have seen Italy at all, for Sicily is the clue to everything.” From coastlines to castles, bustling cities to peaceful countryside, the island truly offers something for every type of buyer.

If you’re serious about viewing homes in Sicily, download your free Italian Viewing Trip Guide to plan your property search effectively.

For comparisons with other Italian hotspots, see our guides to Venice, Lucca, and Lake Como.

The buying process in Sicily

Foreign buyers can legally purchase property in Sicily without restrictions, but the process has its own steps and legal requirements. Being prepared — and working with the right professionals — will make your Sicilian property journey smooth and secure.

1. Define your requirements

Decide what you want in terms of property type, size, location and budget. Are you after a coastal holiday home, a countryside retreat or a city apartment? Our guide to finding your perfect property in Italy can help you refine your search criteria.

2. Research the market

Explore Sicily’s nine provinces to see which areas best match your lifestyle. Palermo offers urban energy, Siracusa blends history with sea views, and Trapani provides coastal charm. Prices vary widely between inland villages and premium seaside resorts. For value-driven tips, read finding affordable property in Italy.

3. Engage trusted professionals

Always work with a qualified property lawyer (avvocato) and a notary (notaio) who will oversee contracts and ensure legal compliance. Choose a reliable estate agent who understands the needs of international buyers.

4. Arrange your finances

You’ll need an Italian codice fiscale (tax code) before buying. If financing, non-residents can apply for an Italian mortgage with deposits usually between 20–30%. See our guide on getting a mortgage in Italy. Don’t forget to plan your currency strategy to protect against exchange rate swings — using a specialist can save thousands compared to relying on a bank.

5. Make an offer

Offers are usually made through your estate agent. Once accepted, you’ll sign a preliminary contract (compromesso) and pay a deposit (typically 10–20%). This locks in the sale terms. Learn more in our guide to making an offer in Italy.

6. Legal checks and completion

The notary performs due diligence, checking ownership, debts and planning permissions. On completion, you’ll sign the final deed of sale (rogito) before the notary and pay the remaining balance. The notary then registers the property in your name. For more details, see the property buying process in Italy.

7. Moving in and ownership

Once registered, you can take possession of your new Sicilian home. Many international owners use property management services to look after homes and rentals. Don’t forget to arrange utilities, insurance and — if needed — renovations. Our advice on fitting out your Italian home will help you settle in.

Four Corners Square in Palermo

How much it costs to buy in Sicily

Buying property in Sicily is more affordable than in many other Italian regions, but you’ll still need to budget carefully for purchase fees, taxes and ongoing ownership costs. In total, most buyers should allow an additional 10–15% of the purchase price to cover all associated expenses. For an in-depth overview, see our full guide on the costs of buying property in Italy.

Purchase taxes

• Main residence: 2% of the cadastral value (often much lower than market value).
• Second home: 9% of the cadastral value.
• New-builds: VAT at 4% (main residence), 10% (second home), or 22% (luxury).

Updated rates for 2025 are detailed in our guide to taxes in Italy.

Notary and legal fees

Notary fees usually fall between 1–2.5% of the declared price, depending on the complexity of the transaction. Many overseas buyers also appoint an independent lawyer to carry out extra checks, adding around 1% to costs. Together, allow 2–4% of the property price for notary and legal services.

Estate agent commissions

Estate agents in Sicily generally charge 3–5% of the property price. Fees are often split between buyer and seller, but not always, so confirm in advance with your estate agent.

Other one-off costs

• Survey & checks: Recommended for older homes. See essential property checks.
• Currency exchange: Exchange rates can shift your final cost by thousands. A specialist like Smart Currency Exchange helps you secure a favourable rate and avoid hidden fees.
• Renovations & furnishing: Particularly relevant if you buy a one-euro home or rustic farmhouse. Plan ahead with our guide to fitting out your Italian home.

Ongoing ownership costs

• Annual property taxes: IMU (for second homes) and TARI (waste tax) vary by municipality and property size.
• Utilities & maintenance: Electricity, water, communal fees (if in an apartment block) and routine upkeep.
• Property management: For non-resident owners, property management services can handle rentals, cleaning and guest check-ins.

Factoring in these costs ensures you set a realistic budget — whether you’re restoring a €1 home, buying a Palermo apartment or investing in a luxury villa in Taormina.

Getting there and connectivity

Despite being an island, Sicily is one of the most accessible parts of southern Italy. With four international airports, strong ferry links and good road and rail connections, it’s easy for international buyers to travel to and around the island.

By air

Sicily is served by four airports: Palermo, Catania, Trapani and Comiso. Palermo and Catania are the busiest, with direct flights to and from hundreds of European destinations. Buyers from the US can also fly direct from major hubs including New York and Boston. For comparison with other convenient hubs, see our guide to Italian cities near airports.

By sea

Regular ferries connect Sicily to mainland Italy, including routes from Naples, Genoa and Calabria. Fast ferries also run to smaller islands like the Aeolian and Egadi, making island-hopping part of the lifestyle for many buyers.

By rail

Train services link major Sicilian cities such as Palermo, Messina, Catania and Siracusa. Uniquely, trains to and from the Italian mainland are loaded onto ferries across the Strait of Messina, so you can travel directly by rail from Rome or Naples without changing mode. However, there are also now clearer plans for a bridge to the mainland.

By road

Sicily’s motorway network connects Palermo, Catania, Messina and other urban centres. Driving offers flexibility, particularly in rural and coastal areas where public transport is less frequent. Once in Sicily, for international buyers who want to explore at leisure, a car is often essential.

Proximity to other destinations

From Sicily, you can easily reach mainland Italy, Malta, and even Tunisia. This central Mediterranean position makes it ideal for buyers who want sunshine, cultural variety and international connections. If you’re weighing up where else in Italy to buy, see our regional guides to Puglia, Umbria and Abruzzo.

Frequently asked questions

Is Sicily a good place for international buyers?

Yes. Sicily offers a rare mix of beautiful scenery, historic towns and comparatively low prices, with strong lifestyle appeal from Palermo to Siracusa and Cefalù. For broader context, see property investment in Italy.

Can foreigners buy property in Sicily?

Yes. There are no general restrictions on foreign buyers in Italy. Read more in Can I buy property in Italy?

How much does property cost in Sicily?

Average prices are below the Italian average. Inland and renovation properties offer strong value, while hotspots like Taormina and Ortigia command premiums. See our price table above and finding affordable property in Italy.

What extra fees and taxes should I budget for?

Allow ~10–15% on top of the purchase price for taxes, notary/legal fees and other costs. Start with costs of buying in Italy and updated tax rates for 2025.

How long does the buying process take?

Typically 2–3 months from the preliminary contract (compromesso) to completion (rogito), assuming finances and due diligence are ready. See the full Italy buying process.

Do I need both a lawyer and a notary?

The notary is mandatory and finalises the sale; many overseas buyers also instruct an independent lawyer for extra protection. Learn about the notary’s role.

Can I get a mortgage as a non-resident?

Yes. Italian lenders do offer non-resident mortgages, typically with deposits of 20–30%. See how to get a mortgage in Italy.

Can I rent out my Sicilian property?

Short-term rentals are popular in coastal and heritage areas, but you must comply with local rules and national changes for 2025. Read Italy’s new rental rules and consider property management.

What incentives exist for new residents?

Qualifying new tax residents in parts of southern Italy (including Sicily) may access a 7% flat tax on foreign income. See taxes in Italy for details and eligibility.

Which areas offer the best value?

Smaller inland towns and hill villages often provide larger homes for less. If still unsure about buying property in Sicily, compare options with our guides to Umbria and Abruzzo, or see how to find an estate agent.

The post Buying property in Sicily in 2025 – everything you need to know appeared first on Your Overseas Home.

Thanks to excellent connections via Milan’s airports and motorway/rail links, it’s easy to reach from the UK and across Europe, and with ski resorts on the doorstep you can pair lakeside living with winter slopes.

If you’re weighing up Lake Como for a holiday home, relocation or a buy-to-let, you’ll find plenty of practical guidance here. Start with our overview of property investment in Italy and the latest 2025 rental rules. For costs and budgeting, see the costs of buying in Italy, updated tax rates for 2025, and how to get a mortgage in Italy. When you’re ready to take action, our guides to finding an estate agent, choosing a property lawyer, and the step-by-step buying process will help you move forward with confidence.

Contents

• • Why you should be buying property in Lake Como
  • Property types and what you can get for your money
  • Best towns and villages around Lake Como
  • Getting there and connectivity
  • Investment potential, taxes and rental market
  • The buying process in Lake Como
  • How much it costs to buy in Lake Como
  • Frequently asked questions

Why you should be buying property in Lake Como

Lake Como is one of Italy’s most prestigious destinations, known worldwide for its dramatic scenery and elegant lifestyle. International buyers are drawn here not just by the spectacular alpine backdrop and glittering blue waters, but also by the lifestyle benefits that come with owning a home in one of Italy’s most exclusive regions. Whether you are seeking a second home, a rental investment, or a base for retirement, Como offers year-round appeal.

Breathtaking scenery and lifestyle

There are few landscapes in Europe that rival Lake Como’s combination of mountain peaks, wooded hills and tranquil waters. Its timeless charm has made it a favourite with celebrities and artists for centuries. For buyers looking for a property with a view, villas and apartments around the lake provide some of the most iconic panoramas in Italy.

Tremezzo, a popular location for buying property on Lake Como

Excellent connectivity

Despite its serene feel, Lake Como is highly accessible. Milan is just 40 minutes away by train or around 90 minutes by car, making it easy to combine lakeside tranquillity with city living. Milan’s two airports provide excellent links to the UK, Europe and beyond, while overland connections across the Alps make Como a practical base for both business and leisure. For more on convenient locations, explore our feature on Italian cities just 10 minutes from an airport.

Luxury appeal and property values

Lake Como consistently ranks as one of Italy’s top-performing luxury real estate markets. According to recent wealth reports, prices continue to rise along its shores, with premium villas starting from around €8,000 per square metre. Yet it’s not only a playground for the ultra-wealthy — move slightly uphill or into lesser-known towns and you can still find charming village homes or apartments from under €300,000. If you’re interested in comparing property styles across the country, see our overview of types of properties in Italy.

Year-round activities

From summer sailing and waterskiing to winter skiing in nearby resorts, Lake Como is a destination that offers something in every season. Hiking, cycling and boating are all part of everyday life, and cultural events and festivals keep the social calendar full. For those considering lifestyle as much as investment, Como offers both outdoor adventure and refined Italian living.

Strong investment and rental potential

As one of Italy’s most internationally recognised locations, demand for short-term rentals is strong around Lake Como. Updated rental rules for 2025 make it essential for overseas owners to stay compliant, but with the right management, properties here can generate attractive returns. For longer-term considerations, see our guide to property investment in Italy.

Property types and what you can get for your money

Lake Como’s property market offers a mix of luxury lakeside villas, hillside homes with panoramic views, and charming village apartments. While the area has a reputation for high-end real estate, there are options to suit a range of budgets depending on location and property style.

Check out some properties for sale around Lake Como on Your Overseas Home.

Waterfront villas and apartments

The most coveted properties are those directly on the lake, often historic villas with landscaped gardens, private boat docks and sweeping views. These command premium prices, starting from around €8,000 per square metre and rising significantly for iconic properties in hotspots such as Bellagio or Cernobbio. Modern waterfront apartments also offer lock-up-and-leave convenience, particularly appealing to international buyers. For comparisons across the country, explore our full guide to types of properties in Italy.

Historic villas around Lake Como

Hillside homes with views

If you’re willing to look a little further uphill, the market becomes more accessible. Traditional stone houses and restored farmhouses can be found from under €300,000, many with terraces or balconies offering stunning lake views. These homes often combine rustic charm with modern upgrades and are particularly popular with buyers seeking year-round residences or retirement bases. See also our guide to finding affordable property in Italy for practical tips on spotting good-value opportunities.

Village apartments and townhouses

Como’s lakeside towns — from Varenna and Lecco to Menaggio and Tremezzo — offer plenty of character apartments, townhouses and period properties. Prices vary depending on proximity to the water and amenities, but you can expect to pay less than for direct waterfront locations. Properties in historic centres are in demand for holiday rentals, while hillside villages often provide larger homes with outdoor space at more modest prices. Our recent feature on finding your perfect property in Italy gives more insight into choosing the right match for your lifestyle.

New builds and renovation projects

Although much of the market is historic, there are occasional new-build developments, often designed with eco-friendly features and modern layouts. Renovation projects — ranging from partially modernised houses to full restorations — also come to market, providing an opportunity to create a bespoke home. Before committing, read our advice on essential property checks before buying in Italy and fitting out your Italian home to budget for works and furnishing.

Lake Como property prices at a glance

Best towns and villages around Lake Como

Each part of Lake Como offers its own personality, from elegant historic centres to peaceful hillside retreats. Whether you’re looking for a lively town with amenities, a romantic lakeside village, or a rustic escape with panoramic views, there’s a corner of Como to suit every buyer.

Como city

The lake’s namesake city is vibrant, historic and well-connected. With its Gothic cathedral, bustling piazzas and stylish shops, Como combines Italian charm with urban convenience. Its proximity to Milan (just 40 minutes by train) makes it popular with commuters and second-home owners alike. If you’re considering other urban Italian options, take a look at our feature on Italian cities just 10 minutes from an airport.

Bellagio

Known as the “pearl of the lake,” Bellagio is one of Lake Como’s most famous destinations. Its cobbled lanes, fine dining and luxury boutiques make it a magnet for international visitors. Property here is at a premium, with lakeside apartments and villas commanding some of the highest prices in the region.

Varenna

On the eastern shore, Varenna offers a quieter, more traditional feel. With its pastel-coloured houses, stony beaches and charming harbour, it’s ideal for buyers seeking authenticity and natural beauty. The castle of Vezio above the town provides spectacular views across the lake. For more ideas on Italy’s coastal gems, see our article on Italy’s seaside towns with scenic harbours.

Lecco

Situated at the south-eastern tip of the lake, Lecco combines lakefront living with a dramatic mountain backdrop. It has centuries-old villas, leafy parks and excellent transport links. Lecco offers better value than hotspots like Bellagio, while still providing plenty of amenities.

Hillside villages

For those seeking panoramic views and more affordable options, hillside villages such as Brunate (accessible by funicular from Como) and Menaggio are worth exploring. These towns provide a mix of stone-built houses, Liberty-style villas and apartments, often at lower prices than direct waterfront properties. Our guide to finding affordable property in Italy offers more inspiration for buyers who want value without compromising on charm.

Lesser-known gems

Beyond the famous names, there are dozens of smaller towns and hamlets around the lake that provide excellent opportunities for buyers looking for peace, authenticity and better value. Many offer rustic village houses under €300,000, alongside stunning hiking trails and easy access to the lake. If you’re interested in exploring beyond Como, our guides to buying in Umbria and buying in Abruzzo highlight similar blends of charm, scenery and affordability.

Getting there and connectivity

One of Lake Como’s biggest advantages is how easy it is to reach. Despite its serene, alpine setting, the region sits within striking distance of Milan and northern Europe, making it ideal for second-home owners, frequent travellers and retirees who want good transport links.

By air

The lake is served by Milan Malpensa and Milan Linate airports, both around an hour’s drive away, with regular direct flights from the UK, Europe and beyond. Bergamo Airport, a hub for budget airlines, is another convenient option for those seeking affordable connections. For more inspiration on travel-friendly locations, explore our guide to Italian cities just 10 minutes from an airport.

By rail

You can reach Lake Como from the UK in a day, just about, or take a more leisurely approach over two days, perhaps via the stunning Bernina Railway. From Milan, fast and frequent train services connect to Como city in around 40 minutes, making day trips and commuting simple. Other towns on the lake, including Lecco and Varenna, are also well connected by regional rail, offering buyers the flexibility of car-free living.

By road

Lake Como is just a 90-minute drive from Milan via the A9 motorway, which also connects south into Switzerland. Scenic alpine routes make it accessible by car from France, Germany and Austria, making it a practical choice for European buyers who prefer driving to flying.

Proximity to other destinations

Beyond Como itself, buyers enjoy the advantage of having the Swiss border, the Italian Alps and the Ligurian coast all within a few hours’ reach. Ski resorts such as Madesimo and St. Moritz are close enough for weekend getaways, while Liguria’s beaches provide a summer escape. If you’re looking for other lifestyle-driven locations, see our features on Italy’s best seaside and cliff villages and how to retire to Italy.

Once at the Lake Como, you can travel by ferry

Investment potential, taxes and rental market

Lake Como’s international reputation makes it one of the most reliable property markets in Italy. Demand remains consistently high from both domestic and overseas buyers, helping to underpin long-term property values. For investors, the region offers a rare combination of capital growth, lifestyle appeal and strong rental prospects.

Capital appreciation

Lake Como has long featured in global luxury real estate rankings, and property values around the lake have proven resilient even during economic downturns. Prices have steadily climbed in recent years, particularly for homes with direct lake access or panoramic views. While the most exclusive villas command multi-million euro price tags, there are still opportunities for buyers willing to look slightly inland or uphill. For more on broader market trends, see our overview of property investment in Italy.

Rental potential

The area’s popularity with tourists means demand for short-term rentals remains strong year-round, particularly in towns such as Bellagio, Varenna and Menaggio. High-end villas and stylish apartments can generate attractive rental yields during the summer season. However, it’s important to stay compliant with updated rental rules in Italy for 2025, which set stricter conditions on short-term lets. If you plan to rent, professional property management in Italy can help handle bookings, maintenance and tax reporting.

Tax advantages

Italy has introduced several tax incentives to attract foreign buyers, some of which are particularly beneficial in Lake Como. Wealthy individuals who become Italian residents can take advantage of the flat tax regime, paying a fixed €100,000 per year on foreign income regardless of amount. Buyers using their Lake Como property as a main residence also benefit from reduced registration tax — 2% of the cadastral value versus 9% for second homes. Updated Italy tax rates for 2025 explain the latest allowances and changes that may affect international buyers.

Currency considerations

As with any overseas purchase, currency movements can have a big impact on the final cost of your property. Using a specialist currency service rather than a traditional bank can save thousands of pounds or euros on transfers, especially if you lock in a favourable rate in advance. Our partners at Smart Currency Exchange can provide personalised advice and solutions to manage this risk.

The buying process in Lake Como

Foreign buyers can legally purchase property in Italy, including around Lake Como, without restrictions. However, the process has its own rules and legal requirements. Understanding each step in advance will help you avoid delays and common pitfalls.

1. Define your requirements

Before you start, set a clear brief: property type, budget, location and must-have features. Consider whether you’re buying a second home, a rental investment or a retirement base. Our guide to finding your perfect property in Italy can help you narrow your search.

2. Research the market

Spend time exploring different towns and villages around Lake Como to see which areas fit your lifestyle and budget. Prices vary dramatically between waterfront hotspots and hillside retreats. Our guide to finding affordable property in Italy offers tips for spotting value.

3. Engage trusted professionals

Work with an independent property lawyer (avvocato), a notary (notaio) and a reliable local estate agent (agente immobiliare). They will guide you through contracts, due diligence and negotiations.

4. Arrange your finances

Most buyers will need an Italian codice fiscale (tax code) before making an offer. If financing, non-residents can apply for an Italian mortgage — typically requiring a 20–30% deposit. See our guide on how to get a mortgage in Italy for the latest requirements. Don’t forget to plan for currency exchange — fluctuations can significantly affect your final costs.

5. Make an offer

Offers are usually submitted in writing through the estate agent. Once accepted, you’ll sign a preliminary contract (compromesso) and pay a deposit of 10–20%. This makes the sale legally binding. For more, read our guide on making an offer in Italy.

6. Legal checks and notary process

The notary is a government-appointed official who ensures the legality of the transaction. They check the property’s title, planning permissions and any debts. Completion takes place when you sign the final deed of sale (rogito) before the notary and pay the balance. Learn more about the notary’s role in Italy.

7. Registration and moving in

Once the sale is complete, the notary registers the property with the Land Registry in your name. At this stage you can arrange utilities, insurance and, if needed, property management services to look after your home when you’re away.

For a detailed breakdown of fees, taxes and practical steps, don’t miss our full guide to the property buying process in Italy.

How much it costs to buy in Lake Como

Beyond the purchase price of your property, buyers in Lake Como need to budget for several additional costs. These include taxes, notary fees, agent commissions and ongoing expenses. Planning ahead will help you avoid surprises and ensure your budget stretches far enough. For a full national overview, see our guide to the costs of buying property in Italy.

Purchase taxes

• • • Main residence: 2% of the cadastral value (often lower than market value).
    • Second home: 9% of the cadastral value.
    • New-build properties: VAT at 4% (main residence), 10% (second home) or 22% (luxury).

Updated rates for 2025 are explained in our dedicated guide on Italian taxes.

Notary and legal fees

The notary’s fee is usually between 1–2.5% of the declared property price, depending on complexity. You may also pay for an independent lawyer (avvocato) to review contracts and conduct due diligence. Combined, these costs typically account for 2–4% of the purchase price.

Estate agent commissions

Agent fees in Italy are normally 3–5% of the purchase price, often split between buyer and seller. Make sure you confirm this in advance with your estate agent. Some listings include the commission in the asking price, but not always.

Other one-off expenses

• • • Survey and checks: It’s wise to budget for a property survey, especially with older houses.
    • Currency transfers: Fluctuations in exchange rates can add thousands to your final bill. A specialist like Smart Currency Exchange can help you lock in rates and avoid hidden bank charges.
    • Renovations and furnishing: Many homes in Como are older properties. Use our advice on fitting out your Italian home to plan realistic costs.

Ongoing ownership costs

Once you own your home, expect annual expenses such as:

• • • Property taxes: IMU (for second homes) and TARI (waste tax) vary by municipality and property size.
    • Utilities and maintenance: Electricity, water and communal charges (if buying an apartment) should be factored into your budget.
    • Property management: If you won’t live in Italy full-time, consider property management services to handle rentals, upkeep and guest check-ins.

In total, buyers should budget an additional 10–15% of the purchase price to cover taxes, fees and associated costs. Careful planning will help ensure your Lake Como property purchase is both smooth and financially secure.

Frequently asked questions

Is Lake Como a good place for international buyers?

Yes. Lake Como combines world-class scenery with strong demand from year-round visitors, supporting long-term values and rental appeal. For a broader view, see our guide to property investment in Italy.

Can foreigners buy property in Lake Como?

Yes. There are no general restrictions on foreign buyers in Italy. Read more in Can I buy property in Italy?

How much does a home in Lake Como cost?

Prime waterfront villas command premium prices, while hillside villages and lesser-known towns offer better value. See the price table above and explore finding affordable property in Italy and types of properties in Italy.

What extra fees and taxes should I budget for?

Allow ~10–15% on top of the purchase price for taxes, notary/legal fees and other costs. Start with costs of buying in Italy and the latest 2025 tax rates.

How long does the buying process take?

Typically 2–3 months from the preliminary contract (compromesso) to completion (rogito), assuming finances and due diligence are in place. See the full Italy buying process.

Do I need both a lawyer and a notary?

The notary is mandatory and finalises the sale; many overseas buyers also hire an independent lawyer for extra protection. Learn more about property lawyers and the notary’s role.

Can I get a mortgage as a non-resident?

Yes, Italian lenders do offer non-resident mortgages (commonly with 20–30% deposits). See how to get a mortgage in Italy.

Can I rent out my Lake Como property?

Short-term rentals are popular, but you must follow local rules and national updates for 2025. Read Italy’s new rental rules and consider property management.

Where can I find better value around the lake?

Look slightly uphill or in smaller, lesser-known towns for larger homes and views at lower prices. Our guides to finding your perfect property and choosing an estate agent can help.

What about visas or long-stay residency?

If you plan to live in Italy long-term (or retire), check your visa and residency options first. Start with residency and visas in Italy and how to retire to Italy.

The post Buying property in Lake Como in 2025 – everything you need to know appeared first on Your Overseas Home.

Buying a home in Italy is a thrilling prospect – whether you’re dreaming of a countryside farmhouse with a vineyard or a small apartment overlooking a bustling piazza. But while the buying process is secure and legally protected for international buyers, it’s not without its complexities. Misunderstandings about taxes, timeframes, renovation laws or language barriers can lead to costly delays or headaches.

Thankfully, many of these hurdles are entirely preventable with the right preparation. Working with trusted, bilingual professionals and understanding Italy’s unique property rules will help ensure your purchase goes smoothly – from first viewing to moving-in day.

We’ve pulled together the most common pitfalls overseas buyers face when buying in Italy, and how to sidestep them completely.

Contents

• Underestimating the time it takes
• Getting caught out by hidden costs
• Ignoring potential language barriers
• Skipping crucial property checks
• Legal and financial traps to be aware of
• The risks of buying older or protected buildings
• Choosing the wrong location
• Pitfalls when buying off-plan property

Underestimating the time it takes

Many buyers arrive in Italy with dreams of a swift property purchase, but property transactions here tend to move at a more relaxed pace than in other countries. From the moment you submit an offer to the day you collect the keys, the process usually takes anything from two to six months – and that’s assuming everything goes smoothly.

After you’ve agreed on a price with the seller, there’s a preliminary contract (“compromesso”) which sets the terms and includes your deposit – typically around 10% of the price. The formal completion, marked by the “rogito” (final deed), often doesn’t happen for several months.

Construction delays…

Delays can arise from banking processes, local administration, legal checks or holidays (which are taken seriously in Italy). To prevent frustrations, build in plenty of time and begin gathering paperwork early. If you need a mortgage, start that process before placing any offers – non-resident applications can require additional documentation and sometimes approval from central banking offices in Italy.

Having a local expert, such as a bilingual estate agent or solicitor, will keep your timeline realistic and your expectations in check.

Getting caught out by hidden costs

Your dream Italian home might fit your property budget beautifully – but don’t forget to leave room for the extras. Many buyers fail to account for the additional expenses that come with buying property in Italy, which can amount to 10–15% on top of the purchase price.

Plan your viewing trip and understand the questions to ask

Mandatory fees include notary charges (usually 2–3%), property taxes, registration fees and agency commissions. If you’re purchasing a resale home, expect higher tax costs compared to a new build. And don’t forget legal and translation services – essential if you don’t speak fluent Italian – as well as surveys, mortgage fees and possibly geometra (land surveyor or building specialist) assistance.

There’s also ongoing ownership to think about. Annual council taxes (IMU and TASI), waste collection fees and regional service charges can sneak up on new owners. Shared properties like apartments come with communal maintenance fees (spese condominiali), which can vary wildly depending on location and building age. In high-end coastal areas or city properties, these can reach several thousand euros per year.

Carefully budget beyond just the sale price – your property consultant or adviser can help estimate accurate ownership costs upfront.

Ignoring potential language barriers

While it might sound romantic to sign a deal in Italian and immerse yourself in the culture, in reality, a language barrier can lead to confusion and costly miscommunication. Property purchase involves legal documents, property contracts, tax declarations and technical terminology – all in Italian by default.

Misunderstanding clauses in the compromesso or rogito could result in unexpected commitments, payment schedules or legal responsibilities. Worst case? Facing legal action for non-compliance with terms you didn’t fully grasp.

Always work with a bilingual notary or independent legal adviser. Many overseas buyers also use a translator for complex documents or negotiations. It’s an extra cost, but one that offers protection and peace of mind.

If you’re planning to live in Italy long term, consider starting Italian classes early. It won’t solve every problem overnight, but it’ll help you build connections, engage with locals and better navigate ownership obligations.

Skipping crucial property checks

Some buyers fall in love with their dream home and rush ahead without fully assessing the property’s condition. This is especially common with older homes, which make up a large portion of Italy’s rural and village housing stock.

Don’t make this mistake. A beautiful villa might hide outdated plumbing, unstable foundations or irregular land boundaries. That romantic renovation project could quickly spiral into a financial headache if structural issues or non-compliant works are found.

Sometimes buildings just don’t end up how you envisaged them… (Catarina Belova / Shutterstock.com)

Hiring a qualified geometra or surveyor is essential. They’ll inspect the structure, confirm that renovations have been approved and check planning permission history. They’ll also look at seismic safety ratings – crucial in certain regions like central Italy – and the energy performance certificate (APE), which is legally required.

In addition, geometra reports reveal any shared access rights, land registry discrepancies or local building restrictions. It’s a small investment that could protect you from future legal disputes or renovation nightmares.

Legal and financial traps to be aware of

The Italian legal and tax system can trip up even the most financially-savvy buyer – especially if you’re moving assets or income from another country. It’s vital to get tailored advice from experts who understand international buyers and cross-border wealth.

For example, unlike in the UK, Italian tax law doesn’t recognise ISAs or other tax-free savings accounts. If you hold premium bonds, British mutual funds or ETFs, these could be taxed at normal Italian income rates. Trusts also aren’t recognised in Italy, creating complexities with inheritances or estate planning.

Selling foreign assets while already tax resident in Italy may trigger capital gains tax. That includes the sale of your main home in the UK – even if it’s tax-free there, the rules differ in Italy. And if you begin withdrawing from a UK pension, don’t assume the first 25% is tax free. Italy could tax the full amount under different rules.

All these issues highlight why you should consult a cross-border accountant or solicitor before moving funds or finalising the sale. One well-timed consultation could save thousands in future taxes or compliance headaches.

The risks of buying older or protected buildings

Many overseas buyers dream of owning a slice of Italian history – a Tuscan farmhouse, a baroque city apartment or an ancient trullo in Puglia. But age often brings legal restrictions, especially if the property is protected under cultural heritage legislation.

Known as “vincoli”, these restrictions apply to homes with historical, architectural or artistic significance. If your building has listed features – frescoed ceilings, medieval structures, antique balconies – local regulations could limit changes, sales or restoration work.

Buying in areas known for cultural protection (like many Umbrian or Lazio hill towns) means extra diligence is vital. You’ll need permission to alter façades, extend walls or change floor plans. Bringing in a geometra or consulting with local arts heritage boards (soprintendenze) can confirm what’s allowed and whether state permission is required.

Don’t assume you’ll be able to renovate freely – in extreme cases, you could face delays of several years, or total bans on proposed upgrades. A character property is a joy, but know what you’re getting into before making an offer.

Choosing the wrong location

Italy’s regions vary hugely in lifestyle, climate, amenities and property value. A buyer dreaming of warm winters might not fare well in the snowy Apennines, while a tranquil rural retreat may disappoint if it turns ghostly outside of summer. Choosing the right region or town is one of the most important – and personal – parts of buying in Italy.

Famous cities like Rome, Venice or Florence deliver international appeal – but also high costs, heavy tourism and competitive markets. Lesser-known spots just outside these centres can offer better value and quieter surroundings. Similarly, Sicily, Abruzzo or Le Marche offer gorgeous landscapes at a fraction of the price of Tuscany or Liguria.

Buyers seeking community life should prioritise year-round towns with full-time populations, rather than seaside spots that empty in winter. And if you don’t speak Italian, a more expat-friendly area with English-speaking neighbours and local services may ease the transition.

Local agents can help you assess what each region has to offer. Be honest about your plans: will this be a full-time move, an occasional holiday home or a rental investment? Each requires a different location strategy.

Pitfalls when buying off-plan property

Buying off-plan homes in Italy – especially in new developments or resort areas – can be cost-effective, but comes with its fair share of risk. These properties, still under construction or just a blueprint on paper, leave buyers relying heavily on the developer’s word.

One major risk is construction delays. If your home is part of a phased development, you could be surrounded by building works, dust or noise for years. Access roads might be incomplete, and services like internet or utilities may lag behind. If buying for immediate rental income or relocation, this can be frustrating – and expensive.

Upfront payments tend to be staged. You might pay 10–30% as a deposit, with the rest due as milestones like roof completion or final inspection are reached. If the developer hits financial trouble, you risk losing money unless legally protected.

The finished property might also underperform. Size, layout or finish quality could differ from marketing brochures. Choose reputable builders with a track record and visit other completed sites they’ve done.

Italian building law does include buyer protections (such as decennial liability for structural issues), but understanding your contract is key. Have all agreements reviewed by an independent legal adviser and ensure banking guarantees (fideiussione) are in place to protect your deposit.

Final thoughts: how to avoid mistakes when buying in Italy

Buying property in Italy can be an exciting life decision – rich with culture, history and stunning scenery. But the process involves more than just picking a pretty home. With professional support, realistic timelines and deep research, buying safely is not just possible – it’s easier than ever.

At Your Overseas Home, we’ve helped thousands of international buyers successfully purchase in Italy. Our local experts, legal partners and consultants are here to guide you from the first viewing to final handover – ensuring you avoid costly errors and achieve your dream home with confidence.

The post Avoiding common mistakes when buying property in Italy appeared first on Your Overseas Home.

Owning property in Italy can be incredibly rewarding, but it requires a clear understanding of the local market, legal requirements and property management logistics. From navigating regional rental laws to understanding how to maximise returns, this guide is designed to help you approach property investment in Italy with confidence and clarity.

Contents

• Why invest in Italy?
• Building a profitable property portfolio
• Understanding the market in 2025
• Rental yields and demand trends
• Legal considerations for investors
• What to know about renting out your property
• Managing your Italian property from abroad

Why invest in Italy?

Italy has been a magnet for overseas buyers for decades, and it’s easy to see why. The country combines stable property law with cultural heritage, excellent infrastructure and wide-ranging lifestyle appeal. From bustling cities like Rome and Milan to tranquil Puglia villages and Alpine resorts, opportunities abound for every type of investor.

Start your property buying journey today

While property booms came and went in countries like the UK and USA, Italian property prices have remained affordable. Even within the eurozone according to official EU data, Italy is the only country where prices in 2025 are lower than in 2010. Is that a reason not to invest? Not necessarily; the largest falls were all between 2012 and 2014 and since 2020 prices have grown in more years than they have fallen.

In recent years, Italy has also introduced incentives to attract foreign buyers. This includes favourable tax arrangements for retirees and entrepreneurs, and in some areas, very low-cost housing to reverse rural depopulation.

Are you ready to invest in a home in Italy?

Buying Italian property is also relatively transparent and safe. Foreigners face no restrictions on ownership, and the purchase process is governed by a legal framework designed to protect buyers. That said, bureaucracy can move slowly. Working with trusted local professionals is essential to streamline the experience.

As of 2025, interest in digital remote work has also renewed interest in Italy’s smaller towns and countryside. This growing demand from expats and telecommuters has opened new doors for buy-to-let investments in lesser-known regions while reducing long-term vacancy risks.

Building a profitable property portfolio

To succeed as a property investor in Italy, you need more than just money and a dream. You need a strategy. Start with your goals: are you prioritising steady rental income, capital growth or a blend of both? Your objectives will help determine which properties, locations and tenancies best fit your needs.

Invest time in research. Examine property values and market trends in different regions. Coastal hotspots like Amalfi and Tuscany carry prestige, but may yield modest returns compared to lesser-known inland towns. Speak to a local estate agent or attend virtual events like those hosted by Your Overseas Home to stay informed.

Financial planning is equally important. Identify all potential expenses — not just the purchase price, but notary fees, taxes, maintenance and property management. A specialist financial adviser can help you build a realistic budget and financing plan, including currency strategy if purchasing from abroad.

Diversify wisely. Rather than putting all your funds into one glamorous flat in Venice, consider a mix of urban and rural properties that react differently to market changes. Review each investment annually and stay flexible, adjusting your approach based on changes in regional legislation or rental demand.

Understanding Italy’s property market

Italy’s property market remains stable in 2025, despite economic shifts and ongoing debates around rental regulation. Buyer appetite remains strong in areas where lifestyle appeal is high, infrastructure is reliable and value for money is still possible.

Interest rates across Europe remain moderate, following the 2023–2024 hikes that affected borrowing costs. While mortgage rates in Italy are lower than in many neighbouring countries, affordability rules remain strict. As an overseas investor, you’ll typically need a deposit between 25–30%, depending on your residency status and lender.

Government restrictions on short-term lettings continue to evolve in cities like Florence, Bologna and Milan, where housing pressures have led to caps on Airbnb-style lets. Each comune (municipality) has its own rules, so legal advice is essential before choosing a location for a short-let investment.

Despite this, regional towns and rural homes in areas like Le Marche or Umbria have gained popularity. Buyers include retirees, digital nomads and holiday-home seekers who want authentic experiences without the price tag of Tuscany or Lake Como. Smart investors are following the flow.

Rental yields and demand trends

Return on investment in Italy depends heavily on location, rental model and property type. In 2025, average gross rental yields nationwide are estimated at 5.4% according to Global Property Guide, though this varies significantly.

Short-term holiday rentals remain strong in hotspots like Rome, Venice and coastal Sicily. These higher yields must be balanced with stricter regulation, seasonal demand and intensive management needs. In contrast, long-term rentals offer stability and lower turnover, especially in cities with large student populations like Bologna or Florence.

The pandemic’s legacy reshaped buyer preferences. Properties with outdoor space or a dedicated home office are especially prized – whether by holidaymakers or remote workers. Investors who choose properties with these features often see better occupancy rates and reviews.

For non-resident landlords, understanding operational costs is vital. Consider cleaning, taxes, insurance and maintenance. Court costs add risk in markets with longer eviction processes for non-paying tenants, such as Italy. To reduce vacancy, high standards and quick responses make all the difference. And don’t ignore your online presence – reviews matter.

Legal considerations for investors

Though the Italian property-buying process is well regulated, it can be time-consuming. Italian bureaucracy has a reputation for slowness and complication, particularly if you’re unfamiliar with the system. Having an experienced property lawyer can reduce stress and prevent costly mistakes.

Your first step as a buyer is to get a Codice Fiscale – your Italian tax identification number, required to conduct any legal or financial transaction. This is free and can be easily obtained through the Agenzia delle Entrate or your local consulate.

There are different types of property ownership to be aware of, including outright freehold and cooperative structures typical of apartment blocks. Make sure your lawyer performs full due diligence, checking for debts, unpaid taxes or planning issues.

Prepare to negotiate! (columbo.photog / Shutterstock.com)

If planning to secure a mortgage through an Italian bank, non-residents often face more stringent lending criteria. Consult a bilingual mortgage broker early in your process to understand your borrowing capability based on income and nationality.

Finally, talk to a specialist on inheritance law. Italy’s forced heirship rules can complicate plans if you’re buying jointly or holding assets abroad. Structures such as an Italian property-holding company (like an SCI or SRL) may offer strategic advantages – but only if set up with professional advice.

What to know about renting out your property

Letting property in Italy can be a great source of income, but comes with strict rules that vary depending on rental length and property use. For short lets (less than 30 consecutive days), there is no official lease contract required, but you must still report to the local tax authority and police portal.

If you list on platforms like Airbnb, they will usually withhold a portion of income tax – typically 21% under the cedolare secca flat-tax regime. This tax scheme simplifies reporting, making it popular with international landlords. However, local rules in your region may also apply – so legal advice is invaluable.

For rental contracts longer than 30 days, landlords are required to formally register the tenancy agreement with the Agenzia delle Entrate. You’ll also pay registration tax unless covered under the flat tax. This registration protects both parties and can help legally enforce the contract if needed.

Landlords must also log all guest stays in the Italian police portal (Alloggiati Web). Registration within 24 hours of a guest’s arrival is compulsory, with specific rules for shorter stays. Delays or failure to report can result in fines, so make sure this is handled correctly – whether by you or your property manager.

Managing your Italian property from abroad

Owning an Italian property from overseas can be joyful – but it needs good management. Whether you’re planning to rent it out or just keep it ready for your next visit, having a local plan in place is the difference between a stress-free escape and a troublesome chore.

For long lets, you might handle things yourself with the help of a trusted neighbour or friend. But for short-term rentals or multiple homes, a professional property management company is usually worth the investment. These services typically handle tenant screening, check-ins, cleaning, emergency repairs and maintenance – all the things you don’t want to do from 1,000 miles away.

Fees range from 15% to 30% of rental income, depending on the services included. Some firms offer everything from online listing management to welcome packs and utility payments. While these fees may seem steep, they are often offset by maximised occupancy, higher rental income and saved time.

If you’re managing the property remotely yourself, smart tools like automated key safes, smart thermostats and guest messaging apps can help – but only if you have reliable tradespeople for emergencies.

Before choosing an agent or manager, get personal recommendations and interview them carefully. A good manager will be proactive, not reactive – keeping your guests happy and your investment on track.

Ready to begin your property journey?

Investing in Italian property isn’t only about money – it’s about building a lifestyle that brings value and joy. Whether you’re retiring in a sun-soaked village or diversifying your investments, Italy rewards those who do their homework.

Start by downloading the free Italy buying guide from Your Overseas Home or speak to one of our expert property consultants. With the right support, your Italian dream is closer than you think.

The post Property investment in Italy – a complete guide for foreign buyers appeared first on Your Overseas Home.

If you’re on holiday right now and are tempted to pack some title deeds in your hand luggage before heading home, according to the property experts these are the best seaside resorts to buy a home this summer.

Contents

• Tropea, Calabria, Italy
• Castiglione della Pescaia, Tuscany, Italy
• Rethymno, Crete, Greece
• Lagos, Algarve, Portugal
• Calheta & Ponta do Sol, Madeira, Portugal
• Viana do Castelo, Norte, Portugal
• Rovinj, Istria Peninsula, Croatia
• Protaras, East Coast, Cyprus
• Biarritz, Anglet and Bayonne, Nouvelle-Aquitaine, France
• La Baule-Escoublac, Loire Atlantique, France
• Menton, Alpes-Maritimes, France
• Stockholm Archipelago, Sweden
• Estepona, Costa del Sol, Spain
• Orihuela Costa, Southern Costa Blanca, Spain
• Santa Eulària des Riu, Ibiza, Spain
• Los Alcazares, Costa Calida, Spain
• Castellón Coast, Costa Azahar, Spain
• Kalkan, Antalya Province, Turkey
• St Julian’s, Malta
• Kinsale, County Cork, Ireland

Tropea, Calabria, Italy

Tropea is a spectacular seaside town perched atop limestone cliffs on the Tyrrhenian Sea in southern Italy’s Calabria region. Its medieval old town, filled with narrow alleys, Baroque churches and sun-drenched piazzas, overlooks soft sandy beaches and crystal-clear turquoise water.

Often dubbed “the Amalfi Coast without the crowds,” Tropea combines southern charm, dramatic scenery, and real Italian authenticity, with far less tourist traffic and far more value for money. The area is increasingly on the radar for international buyers and digital nomads, drawn by its affordability, local cuisine (including the famous red onions!), and a lifestyle that blends beach days with mountain excursions.

With over 300 days of sunshine a year and recent improvements in local infrastructure, Tropea is no longer just a hidden gem, it’s a rising star in Italy’s second-home market.

Tropea, Calabria, Italy

Buying property in Tropea

Focus on the historic centre for character-filled apartments with balconies and sea views. The Marina district offers newer homes with beach access, while Capo Vaticano (ten kilometres away) has villas with panoramic coastal views.

Sensible budgets:
This is an affordable coastal market. Two-bedroom apartments start from around €130,000; detached homes and sea-view villas from €250,000.

Check out some properties for sale in Calabria.

Getting there:
Tropea is about one hour from Lamezia Terme International Airport, with direct flights from across Europe. There’s also a regional train line linking Tropea to major Calabrian cities and the north of Italy.

Castiglione della Pescaia, Tuscany, Italy

Located on Tuscany’s southern coast in the Maremma region, Castiglione della Pescaia is a perfectly preserved seaside town that blends medieval beauty with beachside elegance. Its historic hilltop centre, complete with cobbled streets and a 15th-century fortress, overlooks a modern marina, pine forests, and one of Italy’s cleanest stretches of coastline, repeatedly awarded Blue Flag status.

The town is a favourite summer escape for wealthy Romans and Milanese families, yet it remains relaxed, authentic, and wonderfully liveable. It offers a mix of stylish beach clubs, local markets, walking and cycling trails, and proximity to natural parks like the Parco della Maremma.

With its balance of cultural charm, excellent beaches, and proximity to wine estates and thermal spas, Castiglione della Pescaia is an exceptional destination for buyers seeking laid-back Tuscan luxury by the sea.

Castiglione della Pescaia, Maremma, Tuscany

Buying property in Castiglione della Pescaia

Look in the medieval upper town for views and charm, the marina and beachfront area for walkability, or just outside town in Punta Ala or Roccamare for secluded villas and private beaches.

Check out some properties for sale in Tuscany.

Sensible budgets:
This is a premium area. Two-bedroom apartments start around €250,000; detached villas in Punta Ala or Roccamare from €500,000+.

Getting there:
The town is about 1 hour 45 minutes from Pisa International Airport, and two hours from Rome Fiumicino. The nearest train station is Grosseto, 25 minutes away by car.

Rethymno, Crete, Greece

Set on Crete’s northern coast, midway between Chania and Heraklion, Rethymno blends golden beaches, Venetian architecture, and a relaxed, year-round lifestyle. The town’s old quarter is a beautiful maze of alleyways, pastel façades, fountains, and vibrant cafés — all overlooked by a 16th-century fortress. Its long, sandy beachfront stretches for miles, with calm waters and a lively promenade.

Despite being Crete’s third-largest town, Rethymno feels intimate and walkable. It’s popular with expats, digital nomads, and second-home owners seeking authenticity, affordability, and a slower pace of life. The surrounding hills offer olive groves, mountain villages, and historical monasteries, perfect for weekend exploration.

With good local healthcare, universities and businesses open even in winter, Rethymno is as much a liveable destination as it is a holiday escape.

Rethymno, Crete

Buying property in Rethymno

Explore the Old Town for charm and culture, or the seafront promenade for modern apartments. Nearby villages like Adele, Platanes, and Atsipopoulo offer peaceful, authentic alternatives just a short drive away.

Sensible budgets:
Rethymno is relatively affordable. Two-bedroom apartments start from €150,000; stone houses or villas nearby from €250,000.

Getting there:
Rethymno is about one hour from both Chania Airport (to the west) and Heraklion Airport (to the east), both with international flights. Ferry routes connect to Athens from nearby ports.

Check out some properties for sale in Rethymno

Lagos, Algarve, Portugal

Lagos is one of the Algarve’s most vibrant and scenic seaside towns, offering a blend of dramatic cliffs, sandy beaches, cobbled streets, and a lively marina. Located in the western Algarve, it has a rich history dating back to the Age of Discovery, visible in its 16th-century walls and forts.

The town is popular with international buyers thanks to its year-round sunshine and friendly expat community. You can be meeting friends in its excellent restaurants, one of its nearby golf courses or on the new padel courts that are taking expat heartlands by storm.

For even more high-octane thrills, surfing, sailing, dolphin watching and hiking are all on offer nearby, especially along the breathtaking Ponta da Piedade coastline.

Unlike some Algarve resorts that shut down in winter, Lagos maintains a lively atmosphere year-round, making it ideal for both holiday homes and permanent relocation. Its mix of Portuguese authenticity and modern comfort gives it enduring appeal for all ages.

Camilo Beach in Lagos, Algarve

Buying property in Lagos

Look in Porto de Mós for sea-view villas, Meia Praia for modern apartments near the beach, or the historic town centre for charm and walkability. Albardeira offers quiet, residential villas just outside town.

Sensible budgets:
Mid-to-upmarket. Two-bedroom apartments from around €250,000; detached villas with pools from €500,000.

Check out properties for sale in Lagos.

Getting there:
Lagos is about one hour from Faro Airport by car. There’s also a regional train connection from Faro via Tunes. Lisbon is three hours away by car or train.

Calheta & Ponta do Sol, Madeira, Portugal

Tucked into Madeira’s sunny southwest coast, Calheta and Ponta do Sol are two of the island’s most sought-after seaside spots for those seeking peace, natural beauty, and ocean views, without the bustle of Funchal.

Calheta is home to one of the island’s only sandy beaches (imported from Morocco), a sleek marina, and a growing scene of modern holiday villas tucked into the hillside. It offers restaurants, a supermarket, and cultural venues like the Casa das Mudas art centre.

Just 15 minutes away, Ponta do Sol is a picture-postcard village known for its cliffside setting, charming main square, pebble beach, and famously sunny microclimate. It’s a favourite among both retirees and remote workers, thanks to its tranquil atmosphere and creative community. Both towns are surrounded by lush valleys and levada hiking trails, offering an ideal blend of sea and nature, all within 30 minutes of Funchal.

The village of Estreito da Calheta

Buying property in Calheta & Ponta do Sol

In Calheta, explore the hills above Prazeres, Arco da Calheta, or Estreito da Calheta for villas with panoramic sea views. In Ponta do Sol, focus on the town centre or the nearby hills of Canhas for a more traditional village setting with easy coastal access.

Sensible budgets:
Still more affordable than mainland coastal resorts. Two-bedroom apartments start around €200,000; sea-view villas with pools from €400,000.

Getting there:
Both towns are roughly 45 minutes from Madeira Airport by car. The Via Rápida highway connects them directly to Funchal and the east of the island. No ferry needed — everything is on-island and easily accessible.

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Viana do Castelo, Norte, Portugal

Set at the mouth of the Lima River on Portugal’s Costa Verde, Viana do Castelo combines historic elegance, Atlantic beaches and spectacular green hills.

Its medieval centre is full of tiled mansions, baroque churches and sunny café-lined squares. Overlooking it all is the iconic hilltop basilica of Santa Luzia, with panoramic views across sea and forest. The town is well known for its strong cultural identity, from traditional gold filigree to colourful folk festivals. Surf beaches like Praia do Cabedelo attract water sports lovers, while nearby trails and nature reserves offer hiking and cycling.

An hour’s drive inland are the lovely cities of Braga and Guimaraes, and the Peneda-Gerês National Park.

Less touristy than the Algarve or even nearby Porto, Viana is a hidden gem — offering a slower pace, fresh seafood, and strong value for money, all within easy reach of major cities and airports.

Praia do Cabedelo, Viana do Castelo

Buying property in Viana do Castelo

Look in the historic centre for charming apartments, Cabedelo beach for surfside homes, or the hillsides of Santa Luzia for villas with sea views. Darque and Areosa offer good value and proximity to nature.

Sensible budgets:
This is an affordable area. Two-bedroom apartments start from around €160,000; detached homes with 3–4 bedrooms from €280,000.

Getting there:
Viana do Castelo is about 45 minutes by car from Porto Airport, or 1.5 hours by regional train. Lisbon is 4 hours away by car or intercity rail.

Check out properties for sale in Viano do Castelo.

Rovinj, Istria Peninsula, Croatia

Rovinj is a breathtaking Venetian-style port town on Croatia’s northwestern Istrian coast, often compared to Italy’s Cinque Terre – but with more space, better prices, and fewer crowds. Its old town rises in a jumble of pastel façades atop a peninsula, crowned by the baroque Church of St. Euphemia.

Narrow cobbled streets, working fishing boats, art galleries, and wine bars give Rovinj an intimate, timeless feel. The surrounding coast is dotted with pine-fringed beaches and quiet coves, while inland you’ll find vineyards, hill towns, and truffle-rich forests. It’s also known for excellent gastronomy and a strong Italian cultural influence.

With Croatia now in both the EU and Schengen Zone, buying and visiting are easier than ever – and Rovinj has emerged as a stable and desirable choice for lifestyle buyers and long-term investors.

Rovinj, Croatia

Buying property in Rovinj

The Old Town is full of charming, characterful apartments. Look in Borik or Centener for modern homes with sea views and easier parking. Rovinj South offers villas and quiet residential streets near beaches.

Sensible budgets:
This is an upmarket area. Two-bedroom apartments in the Old Town start from €250,000; sea-view houses or villas typically from €500,000+.

Getting there:
Rovinj is about 40 minutes from Pula Airport (with seasonal international flights), or two hours from Trieste (Italy). Car ferries and fast boats also connect Rovinj to Venice and nearby Croatian islands.

Protaras, east coast, Cyprus

Protaras is a sun-soaked resort town on the eastern tip of Cyprus, famed for its turquoise waters and soft sandy beaches — including Fig Tree Bay, regularly ranked among Europe’s best. It’s more peaceful and family-friendly than nearby Ayia Napa but still offers a lively summer scene with seafront restaurants, beach bars, and water sports. The area is modern and well-planned, with wide promenades, coastal walking trails, and excellent swimming conditions.

While primarily a holiday destination, Protaras is increasingly appealing for international buyers seeking a high-quality second home or rental investment in a safe, accessible location. The season is lengthening, infrastructure is improving, and Cyprus’s low taxes and English-speaking legal system make property ownership relatively straightforward. Plus, with the east coast’s dry, sunny climate, Protaras delivers a true Mediterranean lifestyle for much of the year.

White church on the shore in Protaras

Buying property in Protaras

Look near Fig Tree Bay and Pernera for easy beach access and amenities. Kapparis is quieter and more residential, while Paralimni (just inland) offers traditional village charm and better value.

Sensible budgets:
This is a mid-to-upmarket area. Two-bedroom apartments start from €160,000; modern villas with pools from around €350,000.

Getting there:
Protaras is about 45 minutes from Larnaca International Airport, Cyprus’s main travel hub. Well-maintained highways connect it to Limassol and Nicosia in under 2 hours.

Check out property for sale in Protaras.

Biarritz, Anglet and Bayonne, Nouvelle-Aquitaine, France

Nestled between France’s southernmost Atlantic coast and the Pyrenees the Bayonne–Anglet–Biarritz area offers an irresistible blend of history, surfing, architectural elegance and year‑round sophistication.Biarritz has long the playground of European aristocracy, with the likes of Queen Victoria a big fan, and the grandeur survives today with its Belle Époque palaces (like the Hôtel du Palais) and casinos.

Within walking distance of Biarritz is the suburb of Anglet, a world‑class surfing centre that takes advantage of the Atlantic rollers that almost seem to come into the town itself (indeed, on occasions they do!). Anglet is a long row of glorious sandy beaches backed by pine forests, among which are interspersed small housing developments and golf courses.

Within walking distance again is Bayonne, with a more traditional Basque vibe. It has half‑timbered houses painted in red and green lining the Nive river, narrow pedestrian lanes, a majestic Gothic cathedral and heritage architecture that’s a UNESCO gem.

Cote des Basques beach in Biarritz (JeanLucIchard / Shutterstock.com)

Buying property in Biarritz, Anglet and Bayonne

Anglet is a liveable little town, where architect-designed modern homes border golf courses. It’s super-handy for Biarritz Airport and with a lively indoor market. In Biarritz, top choices are seafront apartments or villas near iconic landmarks like the Hôtel du Palais or elegant districts such as Beaurivage and Saint-Charles. And in Bayonne the historic centre, with its Basque architecture and riverside outlook appeals for its cultural authenticity and more accessible pricing.

Sensible budgets: It’s not a cheap area, but you can find two-bedroom flats from around €250,000 and houses from €450,000. But this is a place where you can spend a lot of money.

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Getting there: Couldn’t be easier, with Biarritz Airport right in the middle. If you choose the train, Biarritz is four hours from Paris.

La Baule-Escoublac, Loire‑Atlantique, Pays de la Loire, France

It’s the kind of French resort where, when you discover it, you wonder why everyone isn’t here. This glamorous slice of France’s Atlantic coast is home to La Baule’s nine kilometre sweep of fine golden sand, lined with Belle Époque villas, pine groves, seafood restaurants and luxury boutiques.

Le Pouliguen, just next door, offers a quieter harbour-town feel with a charming market, sheltered beaches and coastal walking paths. Both are part of the Loire-Atlantique region in western France, with strong Breton influence, mild oceanic climate and a laid-back yet sophisticated seaside lifestyle. It’s ideal for beach lovers, foodies and Francophiles wanting a classier, less crowded alternative to the Riviera.

La Baule Escoublac bay from Le Pouliguen

Buying property in La Baule

Look for classic villas or smart apartments near La Baule’s Benoît and Lajarrige districts, or the elegant Quartier des Oiseaux. In Le Pouliguen, the port area and coastline around Nau beach offer both charm and sea views. Nearby Escoublac also has newer developments.

Sensible budgets:
This is an upmarket area. Two-bedroom apartments start around €350,000; houses with three to four bedrooms from €650,000.

Check out property for sale in Pays-de-la-Loire.

Getting there:
La Baule has a train station with TGV connections to Paris (3h). The nearest international airport is Nantes, about one hour away by car or train.

Menton, Alpes-Maritimes, France

Menton sits at the very eastern tip of the French Riviera, right on the Italian border, blending the glamour of the Côte d’Azur with a more relaxed, garden-filled charm.

Known as the “Pearl of France,” it boasts pastel-hued Belle Époque buildings, subtropical botanical gardens and a fun cultural scene, including its famous Lemon Festival each February.

Sheltered by surrounding mountains, Menton enjoys a particularly mild microclimate, reminiscent of southern California with healthy average of around 316 sunny days per year making it ideal for year-round living. Even in winter time, the temperature is mild compared to many other parts of the French Mediterranean coastal area, protected as it is by the mountains.

You’ll find several beaches here, a pretty port and a working harbour with superb views out across the sea. You will also find excellent dining options and shopping in the wonderful market “Les Halles”. It is close to the Italian border, so a trip over there for lunch is something many visitors and residents do.

L’heure bleue in Menton

Buying property in Menton

The Garavan district is highly prized for sea views and proximity to the old port. Vieille Ville (Old Town) offers colourful, historic homes on narrow lanes. For something quieter, try Val de Gorbio or Terres-Chaudes, just inland but still walkable.

Sensible budgets:
Menton is upmarket. Two-bedroom apartments start from around €350,000; three to four bedroom houses typically from €700,000.

Getting there:
Nice Côte d’Azur Airport is just over 40 minutes by car. Frequent TER trains connect Menton to Nice, Monaco and Italy; high-speed TGVs via Nice link to Paris in under six hours.

Check out properties for sale in Alpes-Maritimes.

Stockholm Archipelago, Sweden

The Stockholm Archipelago is a vast, enchanting scatter of over 30,000 islands, stretching east from Sweden’s capital into the Baltic Sea. Just minutes from central Stockholm, this region offers a unique mix of raw Nordic nature and stylish Scandinavian living. Rugged coastlines, pine forests, wooden cottages and crystal-clear waters create the perfect backdrop for kayaking, sailing, swimming off rocky outcrops, or just unwinding in a sauna with a sea view.

Many islands are car-free, accessible by ferry or private boat, fostering a peaceful, off-grid lifestyle. Summers are golden and bright, while autumns and winters offer crisp, reflective beauty. For Swedes, this is the dream location for a summer house (or sommarstuga), and increasingly, international buyers are discovering its low-key charm and high quality of life — all within easy reach of one of Europe’s most liveable cities.

Wooden homes and boathouses on the Stockholm Archipelago (Nowaczyk / Shutterstock.com)

Buying property in the Stockholm Archipelago

Consider Vaxholm for ferry access and services, Sandhamn for yachting and nightlife, or Möja and Runmarö for nature and serenity. Lidingö is ideal for year-round living.

Sensible budgets:
Property here ranges from moderate to premium. Two-bedroom cottages start around €250,000; sea-view houses or year-round villas from €500,000+.

Getting there:
Most islands are reached via frequent ferries from central Stockholm, 45 minutes from Arlanda Airport. Some outer islands are boat-only or have limited seasonal transport.

Estepona, Costa del Sol, Andalusia

Historically overshadowed by the more famous Marbella conurbation 25 minutes east, today Estepona is seriously on the up and firmly on foreign buyers’ radar. It’s a former fishing village that has evolved into a perfectly rounded resort that oozes Andalusian charm and ticks just about every box.

Recent and ongoing investment there includes the pedestrianisation of the old town and waterfront areas, the expansion of its hospital, new cultural hubs including the Mirador del Carmen art centre and future Starlite music venue, luxury hotels, Michelin-star restaurants and beach clubs. In 2023 it was crowned Europe’s second-best city by the Academy of Urbanism.

Pleasantly lush and often dubbed ‘the Garden of the Costa del Sol’, at its core Estepona offers the go-to package of long sandy beach (around 20 kilometres in total) with palm-fringed promenade, picturesque ‘pueblo’ style old town and marina with fishing port where the daily catch is landed. Add to this growing new residential districts, a lively festival calendar, balmy year-round climate, world-class golf and easy access to some of Spain’s most glamorous spots – what’s not to like?

Estepona, in Andalusia

Buying property in Estepona

The old town and port area (Puerto de Estepona) are the most central and liveliest areas. Other areas still a short walk away include Las Mesas and Seghers and the northern district of Parque Central. Outside of the town, the ‘New Golden Mile’ with its sparkly complexes stretches eastwards, while golf communities, including Valle Romano and Estepona Golf are to the west.

Sensible budgets:
Two-bedroom apartments from €250,000, three-bedroom townhouses from €400,000 or villas from around €500,000.

Getting there:
Malaga’s airport is about 50 mins’ drive or Gibraltar’s is around 45 minutes away. There are also bus services.

Check out property for sale in Estepona.

Orihuela Costa, Southern Costa Blanca, Alicante

A firm favourite with British and northern European homeowners, Orihuela Costa is arguably Spain’s most expat-friendly and best value second home destination. Essentially a collection of small beach resorts and urbanisations, it’s the beating heart of the southern Costa Blanca. Which means you’re rarely more than a short walk from a supermarket and local drinking hole and English is widely spoken. While the choice of properties within walking distance of the beach and a lively promenade, with a full range of bars and restaurants, is huge.

Orihuela Costa is a year-round destination with a good local bus service for moving up and down the 16-kilometre stretch of coastline, including a service to the shopping mall La Zenia Boulevard. For golfers, there are four quality courses all no more than 10-15 minutes apart, namely Las Colinas, Campoamor, Las Ramblas and Villamartin. Seafarers can get their fix too, thanks to marinas at Cabo Roig, Campoamor and Torre de Horadada.

Dehesa de Campoamor, Orihuela Coast

Buying property in Orihuela Costa

Popular beach areas include Punta Prima, Playa Flamenca, La Zenia, Cabo Roig, Dehesa de Campoamor and Mil Palmeras. Off the seafront, La Florida, Villamartín and Los Dolses are favourites.

Sensible budgets:
Two-bedroom apartments from €150,000, three-bedroom townhouses from €225,000 or villas from around €300,000.

Getting there:
Airports at Alicante to the north or Murcia to the south-west are each around 40 to 45 minutes’ drive.

Check out property for sale in Orihuela Costa.

Santa Eulària des Riu, Ibiza, Spain

On the east coast of Ibiza, Santa Eulària des Riu is the island’s sophisticated, family-friendly resort town, known for its palm-lined promenade, upscale marina and art galleries.

Unlike Ibiza’s party-centric west, Santa Eulària offers a gentler, more cultured lifestyle: think boutique shopping, wellness retreats, local markets, and stylish beach restaurants. It’s also home to Ibiza’s only river (the “Riu” in its name), leading to the historic Puig de Missa hilltop church. The town is popular among year-round residents, digital nomads and second-home owners looking for balance between tranquillity and accessibility.

Its clean, swimmable beaches and well-kept infrastructure make it ideal for retirees or families who want the beauty of Ibiza without the chaos. You still have easy access to the island’s famous beaches, clubs and countryside — but can retreat to peace and sea views at the end of the day.

Cala Mastella, Santa Eulària des Riu, Ibiza

Buying property in Santa Eulària des Riu

Focus on properties in Siesta (a peaceful hillside suburb), Jesus (a short drive inland with chic villas), and seafront homes near the Passeig Marítim. Nearby Cala Llonga offers a more resort-style beach community.

Sensible budgets:
This is a premium market. Two-bedroom apartments start from around €400,000; detached houses or villas typically from €850,000+.

Getting there:
Ibiza Airport is 25 minutes by car. Direct flights remain limited to high and shoulder seasons, but there are easy transfers from Palma or Barcelona airports. Ferries link to mainland Spain all year round.

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Los Alcazares, Costa Calida, Murcia

This corner of Spain, still heavily agricultural, used to be overlooked in favour of the more developed Costa Blanca, 20 minutes up the road. These days though, house-hunters are discovering how their euros stretch that little bit further if they extend their search into buying property in Murcia and along the Mar Menor. Los Alcazares is the main resort there and while increasingly popular with foreigners, it’s still very local and attracts as many Spaniards. Health tourists, including the then King of Spain, began visiting the town in the early 1900s to bathe in the Spa water at the La Encarnacion Hotel.

Stretched along the shoreline of Europe’s largest saltwater lagoon, the resort’s centrepiece is its 7km string of sandy beaches, connected by a wonderful promenade dotted with bars and chiringuitos. The calm, tidal-free waters are ideal bathing conditions for families but also for all types of water sports. The resort has its own marina too. While the internationally acclaimed La Manga Club Resort is a 20-minute drive away, Los Alcazares has a choice of less exclusive golf courses on its doorstep, including the Mar Menor Resort, Roda Golf Resort and La Serena Golf.

Your quiet, relaxing retirement in Los Alcazares? (David Moreno Hernandez / Shutterstock.com)

Buying property in Los Alcazares

Most of the newer homes are in the northern part, namely the Los Narejos area. Value for money make plot and build villas popular. For a more traditional home and lifestyle, head to the original old town. Serena Golf, at the southern tip of town, has attractive new-build.

Sensible budgets:
Villas from €275,000 (or €325,000 new), townhouses from €175,000, apartments from €125,000.

Getting there:
Murcia Airport is just 30 minutes’ drive, while Alicante is around an hour.

Check out property for sale in Murcia.

Castellón Coast, Costa Azahar, Spain

Spain’s Costa Azahar — the “Orange Blossom Coast” — runs north of Valencia, and its Castellón stretch offers some of the Mediterranean’s best-kept secrets: long, uncrowded sandy beaches, natural parks, and authentic Spanish seaside towns.

Unlike the more touristic Costa Blanca or Costa del Sol, the Castellón coast remains refreshingly low-key and affordable, but is steadily gaining attention thanks to improved transport and luxury developments.

One standout is Porta de Mar, a high-end, sustainable community between Benicàssim and Oropesa, featuring elegant villas and apartments, sea views, green space, and walkable amenities. This region also boasts dramatic inland landscapes, charming old towns, and a lifestyle that’s relaxed yet well-connected. With over 300 days of sunshine, blue flag beaches, and proximity to Valencia, the area is attracting international second-home buyers seeking value and quality of life.

The Costa Azahar

Buying property in Castellón

Explore Benicàssim for its beachside buzz and music festivals, Oropesa del Mar for family resorts, and Alcossebre for peaceful coves. Porta de Mar offers modern, eco-conscious homes in a prime seafront setting.

Sensible budgets:
More affordable than southern coasts. Two-bedroom apartments start from €160,000; modern villas in Porta de Mar from around €770,000.

Getting there:
Castellón Airport is 25 minutes away; Valencia Airport just over an hour. High-speed AVE trains connect nearby towns with Madrid and Barcelona.

Check out property for sale in Costa Azahar.

Kalkan, Antalya province, Turkey

Nicknamed the ‘Saint Tropez of Turkey’, Kalkan is one of Turkey’s most desirable resorts. An old fishing town set deep in an amphitheatre shaped bay under the verdant Taurus Mountains, the views alone are enough to win over house-hunters. Eating out is another treat too. Recent years have seen Kalkan evolve into an internationally acclaimed gastronomic hot spot, one that attracts high profile international visitors. The old town, beautifully preserved thanks to strict planning rules, is a gem. Its narrow cobbled streets are lined with boutiques, cocktail bars and quality dining spots. Today the resort reportedly has more than 100 restaurants catering to all budgets, many with stunning terraces looking out across the bay.

The coastline is another of Kalkan’s ace cards. It has a pebbly local beach beside its busy harbour, a hub for local fishing boats, water taxis and boat trips. A stroll out of town or short bus-ride takes you to beautiful unspoilt spots, many run as beach clubs. Nearby Patara, part of a national park, is often ranked in Europe’s top 10 beaches.

Your home, with a beach at the end of the street, in Kalkan

Buying property in Kalkan

The higher you go up the hillside the better the view, but longer your walk to amenities. Apartments in the old town are close to the action but can be noisy and lack in views. On the eastern side of the bay and still within walking distance to the centre, Komourluk and Kisla are popular areas. Directly above the centre is Ortaalan, a newer district known for its luxury villas. Higher still is Kiziltas, with space for large plots and villas with fantastic views. Or with its own mini bay and beach clubs, try Kalamar Bay on the western edge of town.

Sensible budgets: Two-bed apartments from £225,000, villas/ semi-detached villas from £375,000, large villas from £450,000. Luxury homes upwards of £650,000

Getting there: Dalaman is the nearest airport, with transfers taking around 90 minutes. Or Antalya Airport is around three hours’ drive.

St Julian’s, central east coast, Malta

St Julian’s is a buzzing resort set around a set of bays and home to luxury hotels, modern apartment blocks and some of Malta’s best leisure amenities, night-life and shopping. It’s a lively year-round destination, ideal for couples, resident professionals or families who like being in the centre of the action.

St George’s Bay at the resort’s northern end offers a lovely calm sandy beach and more relaxed holiday feel. The main St Julian’s Bay is more urban with apartment complexes, old townhouses and restaurants lining the waterfront and bathing areas. Notable areas include Paceville, Malta’s late-night party district, the upmarket Portomaso marina development, historic Spinola Bay and the seafront promenade that goes through neighbouring Sliema almost as far as Valletta.

One big draw for buyers are the choice of Special Designated Areas (SDAs) – these are zones where EU and non-EU citizens can buy freely, exempt from foreign ownership rules and permit requirements applicable across the wider island.

Complementing its balmy Med climate and pretty coastline, Malta is a historic gem with three UNESCO World Heritage Sites, including Valetta. A British colony for more than 150 years, means English is a joint official language, shops and cafés have old British names, driving is on the left!

St. Julian’s, Malta

Buying property in St Julian’s

St Julian’s SDAs, where foreigners can own more than one unit and are free to rent out their property, include Pender Gardens, Mercury Suites, Mercury Towers, the eco-friendly ORA Residences and Portomaso. These all offer modern luxury apartments, typically within a complex with on-site facilities such as gym. Older resale properties tend to be away from the waterfront areas.

Sensible budgets: Small apartments from £400,00, large/sea-view apartments from £550,000, penthouses from £850,000 houses/villas from £1million.

Getting there: Malta’s international airport, located in the south, receives year-round flights from the UK. Nowhere is a long transfer – resorts in the north are just 35-40 minutes’ transfer.

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Kinsale, County Cork, Ireland

With roots as a medieval fishing port, today Kinsale is a colourful resort with a reputation as both hip arty and top foodie destination. The eastern gateway to the famous Wild Atlantic Way and often dubbed the Gourmet Capital of Ireland, it is regularly ranked among the country’s most desirable coastal destinations. Private spots on the fringes of the town have attracted

Try not to be enchanted by its pretty waterfront of brightly coloured buildings, including spots for a drink and bite, and marina and ancient harbour, which keeps the town in freshly landed seafood. Behind this are the narrow streets of its old town, home to cosy restaurants (said to total more than 50 now), art galleries, boutiques and food shops.

The town’s picturesque location in a bend of the Bandon estuary, looked over by the two fortifications of Charles Fort and James Fort, lends itself to a second marina on the other side of the river, next to popular Dock Beach. Sailing, fishing and all types of water sports are a way of life in Kinsale, but the surrounding countryside offers all kinds of outdoorsy activities. Tapping into its rich culture and gastronomy, each year the town hosts an array of events, including Kinsale Gourmet Festival, Kinsale Fringe Jazz Festival and even a competition to find the best chowder in all of Ireland. Can you imagine a more enriching place to live in the Emerald Isle?

KInsale (Kirk Fisher / Shutterstock.com)

Buying property in Kinsale

Being within with walking distance of town or one of the waterfront coves around the estuary, such as Summer Cove. Scilly on the edge of town has attracted has attracted some high ticket sales recently, as has Sandycove and Oysterhaven.

Sensible budgets: From €300,000 for a small cottage/terrace, from €500,000 for a detached house or bungalow or €1million for country house with sea views.

Getting there: Cork Airport is just 25 minutes by car, the next closest being Kerry Airport (2 hours), or Dublin Airport is three hours. Rosslare Harbour, with ferries to the UK, is also three hours.

The post 20 best seaside resorts to buy a property in Europe in 2025 appeared first on Your Overseas Home.

Our reader and her husband love Tuscany, both the rolling hills of its centre and the sun-dappled beauty of its coast. So much so that they bought properties in both areas. “The scenery is ridiculous. You just pinch yourself”, she says.

But if she was doing it all again there are certainly things she would do differently.

The couple arrived in Italy from the UK two years ago with their dog Bella, their boat and a lot of love for the country.

“We moved because of Brexit,” she explains. “We’d retired and suddenly because of the 90-day rule we couldn’t stay as long in Europe as we wanted. My husband was furious. So, we up and left.”

They wanted to live in central Tuscany and bought a property in the Val d’Orcia, near Siena. “Siena is so beautiful and really on the doorstep. We can see its towers from the house.”

“Siena is so beautiful. We can see its towers from the house.”

But because of their love of sailing they also bought a home one on the southern Tuscan coast “It was a complete surprise to me, she says, there are pine forests all along the coast, so it’s all very lovely and it has quite a nice sandy beach.”

Navigating tax traps and inheritance laws

But as idyllic as it all is, our reader admits that they didn’t think important elements through or get the best advice.

The couple recently sold their  property near the sea, but: “We hadn’t realised the consequences of selling a ‘non-primary’ home within five years,” she says. “We’re having to pay capital gains, even though we didn’t make any.”

The reason? Renovation expenses only count if the invoices are in your name. “We bought jointly, but my husband was still earning some UK  income and paid for the work, all in his name. So he can deduct it and I can’t. If we’d been able to share the expenses, there would have been no gain overall. With deductions, the first check that the tax authority make is whose name the invoices are in.”

The result was an additional tax bill of around €60,000. “With better advice, we could have avoided it.”

The result was an additional tax bill of around €60,000. “With better advice, we could have avoided it.”

It is incredibly important to find the right local tax adviser who can help you anticipate tax issues and who is versed in the UK regime to help you understand the differences.  Overall you will pay more tax in Italy, including a worldwide wealth tax

Another issue is inheritance and Italy’s forced heirship laws. As they are a second-marriage couple, if something happened to her husband the property would have to be divided between any children, and the wife is left with a share in her home. They eventually found a legal workaround using EU law, allowing them to apply English inheritance rules, but only after, as our reader puts it, “a lot of notaries, a lot of lawyers and a lot of stress.”

This was an example of a very different culture between the UK and many European countries: “Our agent didn’t think to explain the issue and we didn’t even think of asking. No one was ‘at fault’ it was just another pitfall of moving.”

Checking before buying

The couple have had an interesting problem: a swimming pool that’s too big. “It should only have been a certain size according to the planning consent, as it would be in the UK,” says our reader. “When we asked the previous owners why it was built so big they said, ‘Well, it cost the same to build it big, so why not?’”.

“You fall in love with a property, but you need to check everything. What’s legal and what isn’t. You tend to think, ‘Oh well, we’ll keep it forever so it won’t matter.’ So, it’s probably something that needs to be a bit further up the list that people think about.” Our reader realises that although they found out about the issue as the purchase process was underway they should have asked about any defects before visiting any of the properties

Boats, wine and removal vans

When moving possessions to Italy you have to get the timing right, says our reader: “We didn’t know that if you bring in your belongings before you get residency, you have to pay duty on them”. If you have valuable art, a wine collection and other wealth, that can prove expensive.

Tuscany’s coast, Porto Ercole

“We had artwork, so we had to pay duty on that. And wine – don’t get me started,” she laughs. My husband spent two months cataloguing every bottle in his extensive collection – much of it bought in Italy in the first place. “We paid about €8 per bottle in duty. And no, you don’t get that back.”

Even their dog, needed paperwork. “You need residency before you can get a pet passport.” But then she is now free to travel wherever she wants unlike the days of Hard Brexit!

Finding a removal company who could carry out the move was also surprisingly hard and incredibly expensive.  Its worth anyone contemplating a move to Europe to check these costs before getting too far down the track

More or less the same rules on the payment of duty when moving apply for returnees. Of course there is no residency test but it seems hoops have to be gone through with HMRC to return goods without paying duty

But some big savings too…

One well-timed decision saved them a substantial sum. “As soon as we agreed the price of the house, we took out a forward contract to protect the exchange rate,”. That was just before the UK’s Liz Truss ‘mini-budget’ when the pound to euro rate sank overnight. “The house price was €3 million. We fixed the rate at at about €1.20 and it went down to about €1.12. So had we not protected it, it would have been quite potentially more expensive. We were lucky – that contract paid off.”

Things got easier when our reader’s Italian citizenship came through. “Suddenly, healthcare was free – for both of us. And with an ID card, everything runs much smoother. Your tax code links to your health card, pharmacy purchases, even vet bills. The Tuscan authorities are incredibly helpful. They even gave us a refund when we overpaid.”

She has only praise for the Italian health service too: “It’s all very efficient. We keep getting screening appointments to do this, that and the other just as we would in the UK.”

Less good is the car insurance: “Our Fiat Panda costs €900 a year and my husband’s German car is €3,000. And there are very few comparison websites, so you can’t shop around.” So maybe we shouldn’t be too envious when a Lamborghini overtakes us on the autostrada – they’re paying a fortune for the privilege.

It looks nice, but what is the insurance costing? (Brandon Woyshnis / Shutterstock.com)

Bureaucracy vs beauty

Despite the paperwork our reader says life in Italy has its rewards. “The scenery is ridiculous. You just pinch yourself. I drive through vineyards to get to the coast.” “The third best supermarket” as it is listed puts Waitrose to shame, they only sell in-season produce and it all, with the exception of bananas, comes from somewhere in Italy, or where possible Tuscany”

Their boat opens up a whole other side of the country. “We’ve sailed around Elba, Corsica, Sardinia, the Amalfi Coast, Ischia, Capri. The Tuscan Archipelago is stunning.”

One of her favourite memories involves the dog. “She’s an English beach loving dog, used to stormy seas. The first time she jumped off the tender into the crystal-clear water, she froze mid-air, paddling like mad — she had no idea how deep it was because it was so clear.”

Final reflections

Would she do it again? Probably. But with more comprehensive advice, more items being added to the checklist!.

Still, the sea is clear, the hills are beautiful, the food quality very high and everywhere is very dog friendly she says. The dog loves being spoken to in Italian!

The post Two homes, one boat, a dog and a lot of unexpected bureaucracy appeared first on Your Overseas Home.

You wake to the hush of the sea and the filtered light of another 25°C day. You slide open the glass doors, step barefoot onto your terrace and breathe it in – fresh air, blue sky, and the scent of orange blossom from the hills behind.

Why wait? Discover Porta de Mar today

This isn’t a fantasy. It’s the kind of day you can expect at Porta de Mar, a new low-density, high-quality development on Spain’s Costa Azahar. For buyers looking to upgrade their everyday life, this part of Spain is quickly becoming a luxury enclave in the making – without the crowds or overdevelopment of more familiar costas.

Morning: Your terrace, your rhythm

A penthouse here means light-filled interiors, clean lines and a private outdoor space that’s genuinely usable. Think large, south-facing terraces where you can enjoy breakfast with a sea view or practice yoga before the day begins.

What you won’t have to worry about on your day here is the humdrum daily grind – the resort offers all the concierge services you could ever want.

So, instead of all that, maybe join the locals for a stroll or cycle along the Via Verde coastal trail, a scenic greenway that hugs the cliffs and connects Benicàssim with Oropesa.

The beach at la Concha in Oropesa del Mar

Or head to the marina just ten minutes away for a paddleboarding session, a sailing class, or a quick espresso in the yacht club café. The America’s Cup was recently held in these glittering Mediterranean waters close to Valencia, and if yachting was always something you fancied trying, now is your chance!

Afternoon: Market finds, Michelin lunches and a dip in the pool

Lunch can be whatever you want it to be. A fresh haul from the local fish market grilled on your terrace, or something a little more indulgent – maybe a tasting menu at one of the region’s Michelin-starred restaurants, paired with wines from the surrounding Valencian countryside.

At Porta de Mar, you can enjoy the privacy of your own garden or shared green areas and pools designed for quiet, slow living. No rushing. No fighting for a sunlounger.

If you fancy a drive or cycle ride inland, the hinterland of the Costa Azahar is green. There are wildlife parks that are home to ibex, genets and wildcats, while golden eagles and eagle owls soar overhead.

The Mediterranean awaits…

In winter there is even skiing a couple of hours drive away around Teruel, although for many residents, the coast is at its best in winter too.

You’re among like-minded neighbours – active, international professionals and early retirees who value space, discretion and a healthy, outdoor lifestyle.

There is no shortage of entertainment for children too, with space to play in the 8,000m² grounds, complete with pools, lakes and playgrounds.

Evening: Concerts, coastal walks and sunsets from the top

As the sun softens, the rhythm changes. You could walk down to La Renegà for a sunset swim among rocky coves, or dress up for a classical concert at Benicàssim’s auditorium – the kind of event that’s just a five-minute drive, not an hour-long ordeal.

You’ll have easy access to the Benicàssim festival though, held every summer and one of Europe’s biggest pop festivals.

Bob Dylan p;lays at Benicassim ( Christian Bertrand / Shutterstock.com)

The towns here are elegant, not brash. You’ll find galleries, wine bars and boutiques, but also farmers’ markets, hiking trails and vineyards within easy reach. And if you’re craving a city fix, Valencia is just an hour away, with Barcelona not much further.

Your penthouse is where the day winds down: open doors, sea breeze, maybe a drink with friends as the sky turns gold.

This is what luxury looks like now

Not flashy. Not hectic. Just high-quality, considered living in a location that still feels like a discovery.

At Porta de Mar, that kind of lifestyle isn’t just possible – it’s being built right now. And for those who get in early, it comes with the best views, best layouts, and most long-term potential.

Why wait? Discover Porta de Mar today

The post Your life in one day: on the Costa Azahar appeared first on Your Overseas Home.

In times of economic uncertainty, real estate remains a reassuring constant. But not just any property will do. For long-term financial security, it pays to invest in assets that are limited in supply, desirable in any market and located somewhere buyers actually want to be.

That’s where Mediterranean penthouses – especially in early phases of premium developments like Porta de Mar – come into their own.

A penthouse at Porta de Mar

But let’s break that phrase ‘Mediterranean penthouse’ down and see the investment benefits of each element.

Rare by design, secure by nature

Penthouses have always been a premium asset. The name itself is evocative of luxury and exclusivity. There’s usually only one or two in each building, with the best views, of course. The lifestyle benefits of living in a penthouse include better light, less noise, more privacy and the possibility of extra outside space.

Why wait? Discover Porta de Mar today

Those benefits are certainly on offer at the Barlovento development at Porta de Mar, located between Benicàssim and Oropesa on Spain’s Costa Azahar. Here the penthouses have indoor space of 183m² but outdoor space of 250m². Each has a private pool and entertaining areas, both covered and uncovered, with the most beautiful barbecue kitchen.

Those benefits are felt when you come to sell too, and any wise investor has to consider their ultimate exit strategy. So penthouses are not just a lifestyle upgrade – they’re a practical hedge. At Porta de Mar, the penthouse-style residences in the Barlovento phase are already drawing attention from buyers who see the value of getting in early.

But even as a penthouse owner you want the rest of the development to be as immaculate. There are just 30 homes in this phase, each with over 200m² of living space, panoramic views, landscaped grounds, pools, underground parking and top-end finishes throughout.

The Costa Azahar: Spain’s undervalued coastline

Spain continues to have the fastest growing economy in Western Europe. It’s a country that bounced back from the financial crisis in some style with a strong respect for sustainable property development with the strictest financial probity.

The western Mediterranean has never been more popular as a tourist and lifestyle destination. But while the Costa del Sol and Costa Blanca get most of the headlines, investors are quietly shifting focus to Spain’s Costa Azahar.

Here’s why:

• It’s less built-up, offering stronger capital growth potential
• It’s where the Spanish themselves buy — a strong sign of year-round appeal
• It’s easily accessible, with airports at Valencia and Castellón, and high-speed trains from Barcelona and Madrid
• It offers a rare mix of natural beauty and modern infrastructure — mountain trails, Blue Flag beaches, Michelin-star restaurants, and music festivals all within easy reach

In short, it ticks all the boxes for lifestyle buyers and investment-focused owners alike.

Why early buyers hold the advantage

Buying in a phased development gives you a head start. You lock in today’s prices – €1,735,000 for a penthouse at Barlovento – before future releases and market momentum push them higher. You also get first choice of layout, orientation and design options. That’s not just good timing – it’s strategic investing.

What’s more, this isn’t a risky off-plan scheme. Construction is already underway, with delivery due between late 2026 and early 2027. That gives you time to plan your move, restructure your assets, or simply enjoy watching your property value appreciate.

Long-term value, short-term flexibility

You don’t have to live in Spain full time to make this work. With the right structure, your penthouse can be:

• A personal escape for winters in the sun
• A flexible asset with strong rental income potential
• A tax-efficient vehicle, if bought via a company or with expert advice
• A family base that holds value across generations

Porta de Mar also plans to offer services like key holding, cleaning and rental support, so you can let the property when you’re not using it — or simply lock up and leave with confidence.

The bottom line?

These aren’t city flats with a distant view of the sea – they are serious long-term assets, designed for both liveability and legacy.

If you’re looking for an asset that blends lifestyle with long-term financial resilience, a Mediterranean penthouse at Porta de Mar could be a smart move.

You’re early. That’s your advantage.

Why wait? Discover Porta de Mar today

The post Why Mediterranean penthouses are a smart wealth preservation strategy appeared first on Your Overseas Home.

If you’re planning to buy a premium property at Porta de Mar – with residences starting from €770,000 – one of the most important financial factors isn’t the price tag. It’s the currency exchange rate.

When your savings, income or investment funds are in pounds, US dollars or Swiss francs, you’re at the mercy of the markets. Even a 1% fluctuation in the GBP/EUR rate changes the cost of a €770,000 home by €7,700. That’s a lot of value riding on something you can’t control.

Why wait? Discover Porta de Mar today

And a 1% change frequently happens during the course of one – over the several weeks or months of a property purchase it could easily be a 10% change.

With new-build stage payments spread over time, the risk isn’t just on completion day — it follows you throughout the purchase.

So what can you do?

The smart solution: fix your rate in advance

Rather than waiting and hoping the exchange rate is favourable when it’s time to transfer funds, there’s a simple way to lock in certainty: a forward contract.

This lets you fix today’s exchange rate for up to 12 or even 24 months in advance, no matter what happens in the currency markets. You only need a small deposit to secure the rate, and your budget is protected: full stop.

You can avoid stressing over the exchange rate

This is particularly valuable at Porta de Mar, where buyers often make payments in stages across many months. With a forward contract in place, each stage payment stays consistent in your home currency, even if the pound or dollar weakens dramatically before the final instalment.

Real examples, real savings

Smart Currency Exchange, our trusted partner, has helped thousands of overseas buyers avoid losses caused by sudden currency swings. In some cases, clients have saved tens of thousands by fixing their rate early.

Imagine this: between putting down a deposit and making your final payment, the pound weakens by 5% against the euro. On a €770,000 property, that’s a hit of over £30,000. Would you rather absorb that cost – or prevent it entirely with a smart strategy?

Most buyers would rather remove the risk of loss than gamble on the chance of gain.

More than a transfer service

Smart Currency Exchange has been the UK’s leading name in property-focused foreign exchange since 2004. They’ve helped over 100,000 people move money safely, quickly and cost-effectively, earning more than a thousand 5-star reviews on Trustpilot.

They’re also the official currency partner of Zoopla and Your Overseas Home, and work closely with developers like Porta de Mar to offer:

• Free one-to-one advice from a dedicated account manager
• Forward contracts and rate alerts tailored to your timeline
• Faster, lower-cost international transfers than most banks
• Support coordinating with your solicitor and our sales team

Setting up an account is free and takes just a few minutes, but the value it can add to your property purchase is enormous.

What about ongoing transfers?

Many of our buyers continue to live part-time abroad or rely on income from the UK, Switzerland or the US after they’ve bought. If you’ll be receiving a pension, investment income or rental payments in a different currency, Smart Currency’s Regular Payments Plan can stabilise your income and remove exchange rate stress for good.

You’ll know exactly how much you’re receiving in euros each month, which means easier budgeting for everything from community fees and utility bills to long lunches by the sea.

Ready to protect your Porta de Mar purchase?

If you’re buying at Porta de Mar, speak to a currency expert before you transfer a single euro. We’ll help connect you with Smart Currency Exchange so you can:

• Lock in your exchange rate
• Plan your payments with confidence
• Avoid nasty surprises from market fluctuations

Every euro matters — make sure every one of yours is working for you.

Why wait? Discover Porta de Mar today

The post Exchange rates: the one thing you can’t control when you buy at Porta de Mar appeared first on Your Overseas Home.